Gruppo MutuiOnline Bundle
Who Owns Moltiply Group S.p.A.?
Moltiply Group S.p.A., formerly Gruppo MutuiOnline S.p.A., underwent a significant rebranding on April 29, 2024. This change reflects its broadened focus on financial and BPO services, moving beyond its initial mortgage brokerage origins.
Founded in Milan in 2000, the company initially focused on online mortgage comparison services in Italy. Its evolution into a diversified financial services provider, including consumer loans, insurance, and BPO, underscores its strategic growth. The Gruppo MutuiOnline BCG Matrix analysis would show its position across these varied service lines.
As of August 2025, Moltiply Group holds a market capitalization of $1.92 billion USD, ranking it as the 4606th most valuable company globally by this metric. Understanding its ownership structure is key to grasping its strategic direction and operational control.
Who Founded Gruppo MutuiOnline?
Gruppo MutuiOnline S.p.A. was established on April 6, 2000, by Alessandro Fracassi and Marco Pescarmona. Their shared vision, born during their MBA at MIT Sloan, was to utilize the internet for distributing credit products, particularly mortgages, to Italian individuals and families. This foundational partnership continues to shape the company's direction.
Founding Vision
The company's inception was driven by a desire to innovate in the Italian credit market. The focus was on leveraging online channels for mortgage distribution.
Founders' Roles
Marco Pescarmona currently serves as the Chairman, while Alessandro Fracassi holds the position of Chief Executive Officer. Both are co-founders, underscoring their continued leadership.
Early Collaboration
The founders' collaboration began in 1998 during their MBA studies at the MIT Sloan School of Management. This period likely solidified their entrepreneurial partnership.
Founders' Indirect Control
Alessandro Fracassi and Marco Pescarmona maintain significant influence through their respective ownership of Casper S.r.l. and Guderian S.p.A. These entities collectively own Alma Ventures S.A.
Alma Ventures' Stake
As of May 14, 2024, Alma Ventures S.A. holds a substantial stake, owning 32.50% of Moltiply Group S.p.A. This highlights a key component of the company's ownership structure.
Enduring Involvement
While specific initial equity details are not public, the founders' continued leadership roles and substantial indirect ownership suggest a strong, aligned initial ownership structure.
The founders' sustained leadership and indirect ownership through Alma Ventures S.A. indicate a deep-rooted commitment to the company's trajectory. This structure, established early on, has allowed for consistent strategic direction, aligning with the company's Mission, Vision & Core Values of Gruppo MutuiOnline.
Key Ownership Aspects
The early ownership of Gruppo MutuiOnline is characterized by the founders' direct and indirect influence, setting a precedent for its corporate governance.
- Founders: Alessandro Fracassi and Marco Pescarmona.
- Founding Date: April 6, 2000.
- Key Entity for Founders' Control: Alma Ventures S.A.
- Alma Ventures' Holding: 32.50% of Moltiply Group S.p.A. as of May 14, 2024.
- Founders' Current Roles: CEO and Chairman, respectively.
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How Has Gruppo MutuiOnline’s Ownership Changed Over Time?
Moltiply Group S.p.A., formerly Gruppo MutuiOnline S.p.A., became a publicly traded entity on the Borsa Italiana on June 6, 2007. The company's presence in key indices like FTSE Italia Mid Cap and FTSE Italia STAR, identified by the ticker 'MOL.MI', signifies its established position in the Italian market.
| Shareholder | Percentage of Ordinary Shares | Percentage of Total Voting Rights |
|---|---|---|
| Alma Ventures S.A. | 32.50% (as of May 14, 2024) | |
| Investmentaktiengesellschaft für langfristige Investoren TGV | 20.86% (as of May 14, 2024) | |
| Moltiply Group S.p.A. and Subsidiaries (Own Shares) | Approx. 6.542% (as of April 30, 2024) | 4.954% (as of April 30, 2024) |
The ownership structure of Moltiply Group S.p.A. reveals a significant concentration of control with its founders. As of March 17, 2025, Alma Ventures S.A., holding 32.50% of the ordinary shares, is equally split between Guderian S.p.A. and Casper S.r.l. Guderian S.p.A. is entirely owned by co-founder and Chairman Marco Pescarmona, while Casper S.r.l. is wholly owned by co-founder and CEO Alessandro Fracassi. This arrangement ensures substantial indirect control by the founders. Furthermore, the company itself holds a notable portion of its own shares, approximately 6.542% of ordinary share capital as of April 30, 2024, which translates to 4.954% of the total voting rights. This strategic shareholding by the company can influence voting outcomes and reflects a commitment to maintaining internal stability. The company's financial performance, with consolidated revenues reaching Euro 404.2 million in 2023, a 30.1% increase from 2022, and first-half 2024 revenues of Euro 215,300 thousand, up 9.2% year-on-year, alongside a market capitalization of $1.92 billion USD as of August 2025, underscores the stability and consistent direction influenced by its founding shareholders. Understanding these dynamics is crucial for grasping the Growth Strategy of Gruppo MutuiOnline.
Key MOL Stakeholders
The ownership of Moltiply Group S.p.A. is primarily influenced by its founders, who maintain significant indirect control.
- Founders Marco Pescarmona and Alessandro Fracassi exert substantial influence through their ownership stakes in Alma Ventures S.A.
- Alma Ventures S.A. is the largest shareholder, holding 32.50% of ordinary shares as of May 14, 2024.
- Investmentaktiengesellschaft für langfristige Investoren TGV is another significant shareholder with 20.86% as of May 14, 2024.
- The company itself holds a considerable number of its own shares, impacting total voting rights.
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Who Sits on Gruppo MutuiOnline’s Board?
As of March 31, 2024, the Board of Directors for Moltiply Group S.p.A. comprises both executive and non-executive members, with Marco Pescarmona serving as Chairman and Alessandro Fracassi as Chief Executive Officer. This leadership structure is key to understanding the company's direction and ownership dynamics.
| Position | Name |
|---|---|
| Chairman | Marco Pescarmona |
| Chief Executive Officer | Alessandro Fracassi |
| Board Member | Fausto Boni |
| Board Member | Guido Giuseppe Crespi |
| Board Member | Matteo De Brabant |
| Board Member | Maria Chiara Franceschetti |
| Board Member | Giulia Bianchi Frangipane |
| Board Member | Klaus Gummerer |
| Board Member | Camilla Cionini Visani |
| Board Member | Stefania Santarelli |
The voting power within Moltiply Group S.p.A. generally adheres to a one-share-one-vote principle. However, the company's bylaws allow for provisions that can increase voting rights for certain shareholders. As of April 30, 2024, shares with accrued increased voting rights represented 4.954% of the total voting rights, a mechanism that can amplify the influence of long-term shareholders, including the founders. The absence of publicly documented proxy battles or activist investor campaigns in the 2024-2025 period suggests a stable governance environment for MOL company stakeholders.
Understanding MOL Company Structure
The ownership structure of Gruppo MutuiOnline is influenced by its board composition and voting rights mechanisms. Understanding these elements is crucial for grasping who owns MOL and the distribution of power among MutuiOnline shareholders.
- Founders Alessandro Fracassi and Marco Pescarmona hold key executive roles.
- Voting power is primarily one-share-one-vote, with provisions for increased rights.
- As of April 30, 2024, 4.954% of voting rights were accrued through increased voting rights.
- This structure can give significant influence to long-term investors in Gruppo MutuiOnline.
- The company has experienced a stable governance environment with no recent activist campaigns.
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What Recent Changes Have Shaped Gruppo MutuiOnline’s Ownership Landscape?
In recent years, the company formerly known as Gruppo MutuiOnline S.p.A. has undergone a significant transformation, rebranding to Moltiply Group S.p.A. on April 29, 2024. This strategic shift reflects an expanded business focus beyond its traditional mortgage intermediation, signaling a move towards internationalization and diversification into areas such as insurance claims management and wealth management financial services.
| Financial Year | Revenue (EUR million) | Net Income (EUR million) | EBITDA (EUR million) |
|---|---|---|---|
| 2024 | 454 | 43 | 122.8 |
The company's strategic expansion includes several key acquisitions. In July 2024, its Mavriq (Broking) Division began acquiring Switcho, an Italian platform focused on energy offer comparisons. Further strengthening its European presence, Mavriq expanded into the Dutch market in May 2024 by acquiring a prominent online comparison and intermediation operator. In March 2025, the acquisition of Verivox for €231.5 million significantly bolstered its position within the German online comparison sector. These moves underscore a strategy to consolidate market share and diversify service offerings across the continent.
Share Buyback Program
Moltiply Group S.p.A. actively engages in a program to repurchase its own shares. As of April 30, 2024, the company and its subsidiaries held approximately 6.542% of its ordinary share capital as treasury shares.
Dividend Distribution
A dividend of Euro 0.12 per share was proposed in March 2025 for the financial year 2024. This reflects a commitment to returning value to shareholders.
Ownership Structure Insights
While the company is publicly traded, its ownership trends suggest a stable core structure. Founders and significant institutional investors likely maintain substantial stakes, influencing the company's strategic direction and growth initiatives.
Strategic Growth and Market Position
The company's recent financial performance and aggressive acquisition strategy highlight a focus on expanding its market reach and service portfolio. Understanding the Marketing Strategy of Gruppo MutuiOnline provides further context to these developments.
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