What is Sales and Marketing Strategy of BDO Unibank Company?

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What is the Sales and Marketing Strategy of BDO Unibank?

BDO Unibank's success hinges on a powerful sales and marketing strategy focused on accessibility and customer-centricity, driven by its 'We Find Ways' ethos. This approach fuels its expansion across both physical and digital channels, ensuring broad reach within the Philippine market.

What is Sales and Marketing Strategy of BDO Unibank Company?

From its origins as a small thrift bank in 1967, BDO has grown into the Philippines' largest bank by resources, loans, deposits, and assets under management. This remarkable transformation underscores a strategic evolution in its go-to-market approach, moving beyond traditional branch banking to embrace a more comprehensive and integrated strategy.

BDO Unibank's sales and marketing strategy is a masterclass in reaching and engaging a diverse customer base. The bank effectively communicates the value of its extensive product suite, including offerings analyzed through a BDO Unibank BCG Matrix, by leveraging innovative tactics and strategic brand positioning. Its recent campaigns have been particularly effective in driving engagement and growth, contributing to a net income surge to ₱82 billion in 2024, a 12% increase year-over-year.

How Does BDO Unibank Reach Its Customers?

The sales and marketing strategy of BDO Unibank is built upon a robust, multi-channel approach that effectively blends physical presence with digital innovation. This strategy aims to maximize customer reach and engagement across diverse segments of the population.

Icon Extensive Branch Network

BDO Unibank leverages its significant physical footprint as a core sales channel. In 2024, the bank operated 1,791 branches nationwide, with a strategic focus on expanding into underserved areas. This commitment continues into 2025 with plans for an additional 100 to 120 new branches, primarily through its rural lending arm, BDO Network Bank.

Icon Digital Transformation and Online Platforms

A significant aspect of BDO's business strategy involves a strong push towards digital channels. The bank has invested heavily in modernizing its online infrastructure, offering services through its website, the BDO Online banking platform, and the BDO Pay mobile app. The recent launch of the new BDO Online website in February 2025 highlights enhanced security and improved transaction capabilities.

Icon ATM Network and Mobile Banking

Complementing its branch network, BDO maintains a vast ATM network with over 5,800 machines across the country. The BDO Pay app further enhances customer acquisition and engagement by facilitating contactless payments and seamless money transfers, directly linking to client accounts and credit cards.

Icon Global Presence

BDO Unibank also extends its sales reach internationally through 16 offices, including full-service branches in key financial hubs like Hong Kong and Singapore. This global footprint supports its international clients and expands its market opportunities.

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Omnichannel Integration for Enhanced Customer Experience

BDO Unibank's sales and marketing approach emphasizes an integrated omnichannel experience, allowing customers to interact seamlessly across all touchpoints. This hybrid model caters to a wide range of customer preferences, from traditional branch banking to advanced digital transactions.

  • The BDO sales strategy effectively utilizes its physical branch network, which saw expansion in 2024 and continues into 2025.
  • Digital marketing tactics are central to BDO's strategy for promoting savings accounts and attracting new customers.
  • BDO's business strategy for digital banking growth is evident in its investment in online platforms and mobile applications.
  • The bank's competitive advantage in sales is bolstered by its extensive reach and customer-centric digital offerings, as detailed in the Marketing Strategy of BDO Unibank.

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What Marketing Tactics Does BDO Unibank Use?

BDO Unibank employs a comprehensive marketing strategy that blends digital innovation with traditional outreach to enhance its market presence and customer engagement. This multi-faceted approach aims to build brand awareness, attract new clients, and foster loyalty among its existing customer base, reflecting a dynamic BDO sales strategy.

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Digital Marketing Prowess

BDO actively leverages digital channels, including content marketing, SEO, paid advertising, email marketing, and social media, to connect with a broad audience. The bank's commitment to digital transformation is evident in its customer-centric communication strategies.

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Search Engine Optimization

A strong SEO foundation supports BDO's online visibility, with over 50,000 organic keywords driving monthly traffic exceeding 300,000. This demonstrates a significant investment in organic search performance.

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Traditional Media Integration

Beyond digital, BDO utilizes traditional media such as TV, radio, and print advertising. Community engagement is also a key component, often facilitated through event sponsorships and participation.

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Data-Driven Personalization

The bank employs data-driven marketing techniques, including customer segmentation and personalization, to ensure its campaigns are relevant and impactful. This approach enhances the effectiveness of BDO's marketing mix for financial services.

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Digital Platform Enhancements

Significant investment in technology platforms and analytics tools underpins BDO's strategy to improve operational efficiency and elevate the customer banking experience. This focus supports BDO's strategy for digital banking growth.

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Shift to Digital Advertising

In 2024, BDO's Consumer Banking Group Marketing team reallocated 80% of its ad placement budget to digital channels. This strategic shift signifies a reduced reliance on print and a move towards greater flexibility and wider reach.

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Key Innovations and Customer Experience

BDO continually innovates its digital offerings to provide seamless and personalized customer experiences. These advancements are crucial for customer acquisition and retention.

  • The launch of the new BDO Online website in February 2025 marks a significant step in digital accessibility.
  • Ongoing enhancements to the BDO Online and BDO Pay mobile applications are designed to improve user experience and functionality.
  • These digital initiatives are central to BDO's BDO business strategy, aiming to meet evolving customer needs and preferences.
  • The bank's approach to BDO customer acquisition is heavily influenced by the ease and personalization of its digital platforms.
  • Understanding Revenue Streams & Business Model of BDO Unibank provides context for these marketing investments.

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How Is BDO Unibank Positioned in the Market?

BDO Unibank positions itself as a dependable financial ally, dedicated to empowering both individuals and businesses. Its guiding principle, 'We Find Ways,' underscores a commitment to problem-solving and delivering proactive client solutions. This brand identity is consistently reinforced through its visual elements and communication style, which convey reliability, accessibility, and a forward-thinking approach.

Icon Core Brand Message: 'We Find Ways'

This motto highlights the bank's dedication to providing proactive and effective solutions for its clients' financial needs.

Icon Key Differentiators

The bank distinguishes itself through its extensive distribution network, encompassing both physical and digital channels, and its diverse business operations.

Icon Financial Inclusion Strategy

The bank actively promotes financial inclusion, particularly by serving underserved communities through its BDO Network Bank, appealing to a wide demographic seeking convenient and secure banking.

Icon Brand Value and Recognition

In 2025, the bank's brand value reached US$3.7 billion, a 48% increase year-over-year, and it was named the Philippines' most valuable brand for the second consecutive year by Brand Finance.

This strong brand positioning is a testament to the bank's solid market standing, increasing customer trust, and effective operational execution, fueled by expanded customer lending and enhanced customer satisfaction. Maintaining brand consistency across all touchpoints, from physical branches to digital platforms, is a priority. The bank also adapts to evolving consumer sentiments by consistently investing in its IT infrastructure and digital capabilities to address changing customer needs and competitive pressures, reflecting its robust BDO sales strategy and BDO marketing strategy.

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Extensive Distribution Network

BDO Unibank leverages a broad network of physical branches and digital platforms to ensure accessibility for its diverse customer base, a key component of its BDO business strategy.

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Focus on Financial Inclusion

Through initiatives like BDO Network Bank, the institution actively works towards financial inclusion, reaching communities that may have been previously underserved, thereby enhancing BDO customer acquisition.

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Digital Capability Enhancement

Continuous investment in IT infrastructure and digital services demonstrates the bank's commitment to meeting evolving customer expectations and staying competitive in the digital banking landscape, aligning with BDO's strategy for digital banking growth.

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Brand Value Growth

The significant increase in brand value to US$3.7 billion in 2025 highlights the success of its BDO marketing campaigns and overall business strategy in building strong customer loyalty and market presence.

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Customer Trust and Satisfaction

The recognition as the Philippines' most valuable brand underscores the growing customer trust and satisfaction, which are critical outcomes of its effective BDO sales and marketing approach for SMEs and broader market segments.

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Brand Consistency

Ensuring a consistent brand experience across all customer interactions is fundamental to reinforcing its image as a reliable financial partner, a key aspect of BDO's brand positioning in the market.

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BDO's Competitive Advantage

BDO Unibank's competitive advantage in sales is built upon its extensive reach, diversified financial products, and a customer-centric approach that emphasizes finding solutions. This multifaceted strategy allows it to effectively attract and retain customers across various segments, contributing to its market share growth strategies.

  • Extensive physical and digital distribution networks.
  • Commitment to financial inclusion, reaching underserved markets.
  • Diversified business franchise offering a wide range of BDO banking services.
  • Consistent investment in technology to enhance digital capabilities.
  • Strong brand recognition and customer trust, as evidenced by its valuation.
  • Proactive problem-solving ethos encapsulated in its 'We Find Ways' motto.

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What Are BDO Unibank’s Most Notable Campaigns?

Key campaigns are vital for a bank's sales and marketing strategy, aiming to boost brand visibility and customer engagement. These initiatives often blend educational elements with entertainment to resonate with diverse audiences.

Icon 'Sa Bangko, Sigurado' Initiative

This community marketing campaign focused on financial literacy and secure banking. It was designed to educate individuals and business owners about financial management and the bank's offerings.

Icon Campaign Reach and Engagement

Conducted in Ilocos province in August 2024, the campaign utilized on-the-ground activations and community events. It featured celebrity endorsements and interactive activities to drive participation.

Icon Showcased Services and Products

The campaign highlighted various payment channels such as Cash Agad and the BDO Pay app, alongside credit card options. Information on loans and insurance products was also provided to attendees.

Icon Impact and Strategy Effectiveness

While specific sales figures were not disclosed, the campaign achieved significant engagement, underscoring the effectiveness of combining broad reach with localized content and celebrity appeal.

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Financial Education Focus

A core objective was to enhance financial literacy among the target audience. This aligns with the bank's broader strategy for financial inclusion.

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Celebrity Endorsements

The involvement of brand ambassador Coco Martin and influencer Small Laude amplified the campaign's reach and relatability, particularly in provincial markets.

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Multi-Channel Promotion

The campaign effectively promoted diverse banking services, including digital payment solutions and loan products, demonstrating a comprehensive approach to customer acquisition.

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Community-Centric Approach

By focusing on community events and workshops, the bank strengthened its presence and built trust within local areas, a key aspect of its Target Market of BDO Unibank.

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Brand Credibility Enhancement

The initiative reinforced the bank's image as a secure and reliable financial partner. This builds long-term customer loyalty and supports its overall BDO business strategy.

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BDO sales strategy Integration

Such campaigns are integral to the BDO sales strategy by creating direct customer touchpoints and generating interest in various BDO banking services.

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