Who Owns Jiayin Group Company?

Who Owns Jiayin Group Inc.?

Understanding Jiayin Group's ownership is key to its strategic direction. Its IPO on May 10, 2019, on Nasdaq under 'JFIN' transformed it from private to public, broadening its shareholder base and providing capital.

Founded in 2011 by Dinggui Yan, Jiayin Group is a prominent Chinese fintech platform connecting investors and borrowers. It facilitates loan origination and risk management, earning revenue from service fees.

Who owns Jiayin Group Inc.?

Jiayin Group Inc. traces its beginnings to 2011, founded by Dinggui Yan, who also serves as its CEO and director. The company's foundation was built upon an individual finance marketplace established through entities under Mr. Yan's control in China.

Founder's Vision

Dinggui Yan is the founder of Jiayin Group Inc. He initiated the company's operations in 2011.

Early Business Development

The company's origins lie in an individual finance marketplace established in China. This marketplace was developed through various entities controlled by the founder.

Acquisition of Jiayin Finance

In June 2015, Mr. Yan acquired Shanghai Jiayin Finance Technology Co., Ltd. This acquisition was a key step in developing the business further.

Pre-IPO Ownership Structure

Before its delisting from NEEQ in April 2018, Jiayin Finance was primarily owned by its founder.

Key Stakeholders

Significant stakes were held by Shanghai Jinmushuihuotu Investment Center and company employees Mr. Guanglin Zhang and Mr. Yuanle Wu.

Strategic Restructuring

The company underwent restructuring in 2018, including the incorporation of Shanghai KunJia Technology Co., Ltd. This was to facilitate its U.S. IPO.

At the time of its delisting from NEEQ in April 2018, in preparation for its U.S. IPO, Jiayin Finance's ownership was distributed as follows: 58% was held by Mr. Dinggui Yan, the founder. Shanghai Jinmushuihuotu Investment Center (Limited Partnership) held 27%, established as part of Jiayin Finance's share incentive plan. The remaining 15% was divided between Mr. Guanglin Zhang, who held 12%, and Mr. Yuanle Wu, who held 3%; both are employees of the company. This early ownership structure highlights Mr. Yan's substantial control and leadership from the company's inception, with employee participation through an investment vehicle linked to an incentive program. The strategic acquisition of Jiayin Finance and subsequent corporate changes in 2018, such as establishing Shanghai KunJia Technology Co., Ltd. as a wholly-foreign owned entity in China, were crucial steps to pave the way for the company's public offering in the United States, a move that would significantly alter its Jiayin Group ownership landscape. This period also saw the development of the Growth Strategy of Jiayin Group.

Jiayin Group Early Ownership Breakdown

The initial ownership structure of Jiayin Group reflected a strong founder's stake and employee involvement.

• Dinggui Yan: 58%
• Shanghai Jinmushuihuotu Investment Center (Limited Partnership): 27%
• Guanglin Zhang (Employee): 12%
• Yuanle Wu (Employee): 3%

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Jiayin Group Inc. became a publicly traded entity through its Initial Public Offering (IPO) on May 10, 2019. This event marked a significant shift in its ownership structure, transitioning from a private company to one with publicly available shares.

The dual-class share structure, implemented as of March 31, 2024, significantly concentrates voting power. Class B ordinary shares carry ten times the voting rights of Class A ordinary shares, and while Class B shares can be converted to Class A, the reverse is not permitted. This arrangement is crucial for understanding the control dynamics within Jiayin Group.

Jiayin Group's Ownership Landscape

The founder, Mr. Dinggui Yan, maintains substantial control over Jiayin Group. His beneficial ownership, as of March 31, 2024, through New Dream Capital Holdings Limited, accounts for approximately 91.3% of the company's total voting power. This reflects his foundational role and continued influence on the company's strategic direction.

• Founder's significant voting power: 91.3%
• Dual-class share structure enhances control
• IPO date: May 10, 2019
• Initial offering price: US$10.50 per ADS
• Net proceeds from IPO: Approximately US$34.9 million

Beyond the founder's stake, Jiayin Group's stock ownership is distributed among various investor types. As of recent reporting, institutional investors hold about 0.46% of the company's stock, while insiders own 0.32%. The vast majority, 99.22%, is held by public companies and individual investors. Key institutional shareholders include Trust For Professional Managers, Rbb Fund, Inc., Invesco, and Avantis, with Trust for Professional Managers being the largest institutional holder. For detailed financial and ownership information, the company's annual reports on Form 20-F are filed with the U.S. Securities and Exchange Commission, with the latest for the fiscal year ended December 31, 2024, filed on April 28, 2025. Understanding these ownership dynamics is key to grasping the company's corporate governance and strategic decision-making, as further explored in the Marketing Strategy of Jiayin Group.

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The Board of Directors at Jiayin Group Inc. is instrumental in its governance, with a structure that significantly shapes voting power. The current board includes Dinggui Yan (Director and CEO), Yifang Xu (Director and Chief Risk Officer), Libin Wang (Director and VP of Finance), Yi Feng (Chief Technology Officer), Yuhchang Hwang (Independent Director), and Dr. Meng Rui (Independent Director).

Jiayin Group Inc. operates with a dual-class share structure, where Class B ordinary shares carry ten votes per share, while Class A ordinary shares have one vote per share. As of March 31, 2024, Mr. Dinggui Yan, as the beneficial owner of Class B shares, commanded approximately 91.3% of the company's total voting power. This concentration of voting power grants Mr. Yan considerable influence over crucial corporate decisions, including director elections and major transactions. Consequently, Jiayin Group is classified as a 'controlled company' under Nasdaq Stock Market Rules, allowing it to utilize certain corporate governance exemptions. Shareholders generally do not possess preemptive rights, and while Cayman Islands law offers limited rights for requisitioning meetings or proposing agenda items, these are subject to the company's articles of association. Understanding this ownership structure is key to grasping Jiayin Group ownership and who owns Jiayin Group.

Understanding Jiayin Group's Control Structure

The voting power at Jiayin Group is heavily concentrated, impacting corporate decision-making. This structure defines Jiayin Group stock ownership and its overall control.

• Class B shares have 10 times the voting power of Class A shares.
• Mr. Dinggui Yan holds the majority of voting power, estimated at 91.3% as of March 31, 2024.
• This makes Jiayin Group a 'controlled company' under Nasdaq rules.
• Shareholders typically lack preemptive rights.
• For a deeper dive into the competitive environment, explore the Competitors Landscape of Jiayin Group.

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In recent years, Jiayin Group Inc. has shown strong financial growth, which has influenced its ownership trends. The company has been actively buying back its shares to boost shareholder value, indicating a focus on its existing investor base. This strategic move, alongside consistent dividend payouts, signals a commitment to returning capital to those who own a piece of the company.

Jiayin Group's financial performance in the past few years has been robust, with significant increases in loan facilitation volume and net revenue. For the full fiscal year 2024, the company facilitated RMB100.8 billion in loans, a 14.4% rise from 2023, and reported net revenue of RMB5,801.0 million, a 6.1% increase. The first quarter of 2025 continued this positive trend, with loan facilitation volume up 58.2% year-over-year to RMB35.6 billion and net income soaring by 97.5% to RMB539.5 million. These figures suggest a healthy operational environment that supports its ownership strategies.

Share Buyback Programs

Jiayin Group has extended its share repurchase plan for another 12 months, from June 13, 2025, to June 12, 2026. The company also raised the cap on its previous buyback plan to US$30 million, demonstrating a consistent effort to manage its stock and potentially consolidate ownership.

Dividend Policy and Shareholder Returns

The company's amended dividend policy, adopted in November 2024, states that dividends will be at least 15% of net income after tax. This commitment was reinforced by the approval of US$0.20 per ordinary share dividend for fiscal year 2025.

Ownership Structure Insights

While specific major shareholders are not detailed here, the active share buybacks and dividend policies suggest a focus on enhancing value for existing Jiayin Group shareholders. Understanding the Brief History of Jiayin Group can provide further context on its ownership evolution.

Financial Health and Ownership Trends

The company's financial performance, including a 14.4% increase in loan facilitation volume in 2024 and a 97.5% surge in net income in Q1 2025, indicates a stable financial footing. This stability is crucial for maintaining investor confidence and influencing Jiayin Group stock ownership patterns.

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