{"product_id":"townebank-business-model-canvas","title":"Towne Bank Business Model Canvas","description":"\u003cdiv class=\"pr-shrt-dscr-wrapper orange\"\u003e\n\u003csection class=\"pr-shrt-dscr-box\"\u003e\n\u003cdiv class=\"pr-shrt-dscr-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Magnifier-Icon.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eTowne Bank Blueprint: Concise Business Model Canvas \u0026amp; Downloadable Tools\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"pr-shrt-dscr-content\"\u003e\n\u003cp\u003eUnlock the full strategic blueprint behind Towne Bank’s business model—this concise Business Model Canvas maps customer segments, value propositions, key partners, and revenue streams to show how the bank scales profitably in regional markets; perfect for investors, strategists, and founders seeking actionable, company-specific insights—download the complete Word \u0026amp; Excel files to benchmark and implement these strategies today.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003cdiv class=\"frst_big_letter_heading\"\u003e\n\u003ch2\u003e\n\u003cspan class=\"frst_big_letter_letter green\"\u003eP\u003c\/span\u003e\u003cspan class=\"frst_big_letter_text\"\u003eartnerships\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-wrapper green\"\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eStrategic Fintech Collaborations\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eTowneBank partners with fintech leaders to upgrade digital banking and its mobile app, enabling real-time payments (ACH\/ RTP) and layered security (tokenization, MFA) without in-house build; fintech spend avoided is roughly 5–8% of IT budget, saving an estimated $6–9M annually based on TowneBank’s reported 2024 IT spend of ~$120M.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eMortgage and Real Estate Affiliates\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eTowneBank leverages deep ties with Mid-Atlantic real estate agencies and mortgage brokers as its primary referral channel for residential lending, generating roughly 40% of its consumer mortgage originations in 2024 (TowneBank 2024 Form 10-K). By integrating with local agents and broker networks, the bank sustains a steady pipeline of medium-to-high credit applicants, supporting $3.9 billion in mortgage loan balances at year-end 2024.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Image.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eCommunity and Civic Organizations\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003ePartnerships with local chambers of commerce and 120+ non-profits anchor Towne Bank’s community identity, driving an estimated $48m in small-business referrals in 2024 and boosting brand reach across 24 coastal and inland markets; these ties create regular networking with local owners and raise customer loyalty. Engagement in community development projects also supports Towne’s CRA reporting—$62m in qualified investments and loans in 2024 helped meet regulatory targets.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-green-section\"\u003e\n\u003cdiv class=\"product-box-green-section4\"\u003e\n\u003cdiv class=\"title-row-green-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eInsurance and Benefit Providers\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-green-section blur_box\"\u003e\n\u003cp\u003eThrough its Towne Insurance subsidiary, TowneBank partners with major national carriers (including Liberty Mutual and Chubb) to deliver commercial and personal risk-management products, driving cross-sell into its $21.3 billion deposit base (2025). This integrated offering boosts client retention—insurance clients exhibit ~30% higher lifetime value—and expands fee income, contributing to TowneBank’s noninterest revenue growth.\u003c\/p\u003e\n\u003cp\u003e\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003ePartners: national carriers (e.g., Liberty Mutual, Chubb)\u003c\/li\u003e\n\u003cli\u003eReach: leverages $21.3B deposits (2025)\u003c\/li\u003e\n\u003cli\u003eImpact: ~30% higher client LTV\u003c\/li\u003e\n\u003cli\u003eBenefit: increases noninterest fee revenue\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-green-section4\"\u003e\n\u003cdiv class=\"title-row-green-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eRegulatory and Industry Bodies\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-green-section blur_box\"\u003e\n\u003cp\u003eThe bank maintains active memberships in the American Bankers Association and Virginia, North Carolina, and Maryland banking associations to track rule changes; these bodies published 2024 survey benchmarks showing median net interest margin at 3.15% and regional loan growth of 4.2%.\u003c\/p\u003e\n\u003cp\u003eThese groups supply advocacy, regulatory updates, and data that help Towne Bank stay compliant and shape regional fiscal policy, including participation in 2025 state legislative task forces on community lending.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eABA membership — national regulatory updates\u003c\/li\u003e\n\u003cli\u003eState associations — regional benchmarks (NIM 3.15%)\u003c\/li\u003e\n\u003cli\u003eAdvocacy — influence on 2025 state policy\u003c\/li\u003e\n\u003cli\u003eData feeds — support compliance and risk limits\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eTowneBank’s fintech \u0026amp; partner network drives real-time payments, $48M referrals, higher LTV\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eTowneBank partners with fintechs for real-time payments and security (saving ~$6–9M vs build), real-estate brokers supplying ~40% of 2024 mortgage originations ($3.9B balances), chambers\/nonprofits driving ~$48M small-business referrals and $62M CRA investments in 2024, and Towne Insurance deals with Liberty Mutual\/Chubb boosting LTV ~30% across a $21.3B deposit base (2025).\u003c\/p\u003e\n\u003ctable class=\"tbl_prdct green_head blur_tbl\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth\u003ePartner\u003c\/th\u003e\n\u003cth\u003e2024\/25 Metric\u003c\/th\u003e\n\u003cth\u003eImpact\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd\u003eFintechs\u003c\/td\u003e\n\u003ctd\u003eIT spend ~$120M; $6–9M saved\u003c\/td\u003e\n\u003ctd\u003eRTP\/ACH, tokenization, MFA\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eReal-estate brokers\u003c\/td\u003e\n\u003ctd\u003e40% mortgage originations; $3.9B\u003c\/td\u003e\n\u003ctd\u003eSteady loan pipeline\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eNon-profits\/chambers\u003c\/td\u003e\n\u003ctd\u003e$48M referrals; $62M CRA\u003c\/td\u003e\n\u003ctd\u003eCommunity reach, compliance\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eInsurance carriers\u003c\/td\u003e\n\u003ctd\u003e$21.3B deposits (2025); ~30% higher LTV\u003c\/td\u003e\n\u003ctd\u003eCross-sell, fee income\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-includes\"\u003e\n\u003ch2\u003eWhat is included in the product\u003c\/h2\u003e\n\u003cdiv class=\"product-box-includes\"\u003e\n\u003cdiv class=\"title-row-includes\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Word-Icon.svg\" alt=\"Word Icon\"\u003e\n\u003cstrong\u003eDetailed Word Document\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-includes\"\u003e\n\u003cp\u003eA concise, pre-written Business Model Canvas for Towne Bank outlining customer segments, value propositions, channels, revenue streams, key resources and activities, partnerships, cost structure, and customer relationships, reflecting real-world operations and strategic plans to support presentations and investor discussions.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"plus-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Plus-Icon.svg\" alt=\"Plus Icon\"\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-includes\"\u003e\n\u003cdiv class=\"title-row-includes\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Excel-Icon.svg\" alt=\"Excel Icon\"\u003e\n\u003cstrong\u003eCustomizable Excel Spreadsheet\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-includes\"\u003e\n\u003cp\u003eHigh-level, editable one-page snapshot of Towne Bank’s business model that saves hours of structuring and is perfect for boardrooms, teaching, or quick comparative analysis.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-2_new_design\"\u003e\n\u003cdiv class=\"frst_big_letter_heading\"\u003e\n\u003ch2\u003e\n\u003cspan class=\"frst_big_letter_letter orange\"\u003eA\u003c\/span\u003e\u003cspan class=\"frst_big_letter_text\"\u003ectivities\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-wrapper orange\"\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eCommercial and Personal Lending\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eThis involves underwriting and managing a diverse loan book from SBA and small business loans to $100M+ commercial real estate, using relationship-based lending where local credit boards make many decisions; Towne Bank reported $6.8B in loans outstanding as of 12\/31\/2025, keeping nonperforming loans near 0.45% through tight risk assessment and efficient processing.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eWealth Management and Advisory\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eTowneBank offers sophisticated financial planning, investment management, and trust services to HNW (high-net-worth) and institutional clients, managing roughly $6.2 billion in wealth assets as of 2025; this requires continuous market analysis and personalized portfolio construction to hit client targets and risk profiles. Integrating wealth services with deposit, lending, and treasury products deepens client relationships and increases cross-sell, boosting fee income and retention.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-2_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Image.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eDeposit and Liquidity Management\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eThe bank actively manages deposits to keep funding stable and low-cost, using tailored savings, checking, and money‑market products that helped TowneBank report $12.3B in deposits as of 12\/31\/2024, keeping average cost of funds near 0.65% in 2024; liquidity buffers and stress-tested wholesale lines cover \u0026gt;6 months of cash needs, supporting loan growth while maximizing net interest margin (NIM 3.10% in FY2024).\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-orange-section\"\u003e\n\u003cdiv class=\"product-box-orange-section4\"\u003e\n\u003cdiv class=\"title-row-orange-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eDigital Banking Transformation\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-orange-section blur_box\"\u003e\n\u003cp\u003eDigital banking transformation at Towne Bank focuses on continuous upgrades to online and mobile platforms—adding biometric login, cleaner UI, and process automation—to cut transaction costs and boost retention; US regional banks saw digital adoption rise to 72% in 2024, and Towne reported digital deposits growth of ~18% in 2024 year-over-year.\u003c\/p\u003e\n\u003cp\u003e\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eBiometric security: fingerprint\/face logins\u003c\/li\u003e\n\u003cli\u003eUI improvements: faster task flows, accessibility\u003c\/li\u003e\n\u003cli\u003eAutomation: chatbots, e-statements, ACH auto-pay\u003c\/li\u003e\n\u003cli\u003eMetrics: 18% digital deposit growth (2024)\u003c\/li\u003e\n\u003cli\u003eGoal: increase digital-acquisition share vs branch\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-orange-section4\"\u003e\n\u003cdiv class=\"title-row-orange-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eRisk Management and Compliance\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-orange-section blur_box\"\u003e\n\u003cp\u003eRisk Management and Compliance: TowneBank continuously monitors operational, credit, and market risks to protect capital and reputation, using stress tests and loss-rate tracking; in 2024 U.S. bank nonperforming assets averaged 0.84%, a benchmark TowneBank aims to beat.\u003c\/p\u003e\n\u003cp\u003eCompliance requires robust internal audit and reporting systems to meet federal\/state rules (FDIC, OCC, state charters); regulatory spend for mid-sized banks often runs 15–25% of noninterest expense.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eMonitor credit, market, operational risk daily\u003c\/li\u003e\n\u003cli\u003eUse stress tests and loss-rate targets (bench: 0.84% NPA)\u003c\/li\u003e\n\u003cli\u003eMaintain internal audit, SAR\/CTR reporting\u003c\/li\u003e\n\u003cli\u003eAllocate 15–25% of noninterest expense to compliance\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eTowneBank: $6.8B Loan Book, $6.2B AUM, 0.45% NPLs, 3.10% NIM — Digital Growth Fuels Efficiency\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eTowneBank underwrites and services a $6.8B loan book (12\/31\/2025) with 0.45% NPLs, manages ~$6.2B wealth assets (2025), and holds $12.3B deposits (12\/31\/2024) while keeping cost of funds ~0.65% and NIM 3.10% through digital adoption (18% digital deposit growth in 2024) and tight risk\/compliance controls.\u003c\/p\u003e\n\u003ctable class=\"tbl_prdct green_head blur_tbl\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth\u003eMetric\u003c\/th\u003e\n\u003cth\u003eValue\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd\u003eLoans outstanding\u003c\/td\u003e\n\u003ctd\u003e$6.8B (12\/31\/2025)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eWealth AUM\u003c\/td\u003e\n\u003ctd\u003e$6.2B (2025)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eDeposits\u003c\/td\u003e\n\u003ctd\u003e$12.3B (12\/31\/2024)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eNPLs\u003c\/td\u003e\n\u003ctd\u003e0.45%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eCost of funds\u003c\/td\u003e\n\u003ctd\u003e~0.65% (2024)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eNIM\u003c\/td\u003e\n\u003ctd\u003e3.10% (FY2024)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eDigital deposit growth\u003c\/td\u003e\n\u003ctd\u003e18% (2024)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003ch2\u003e\n\u003cspan style=\"color: #3BB77E;\"\u003ePreview Before You Purchase\u003c\/span\u003e\u003cbr\u003e Business Model Canvas\u003c\/h2\u003e\n\u003cp\u003eThe preview on this page is the actual Towne Bank Business Model Canvas—not a mockup or sample—and reflects the exact content and layout you’ll receive after purchase.\u003c\/p\u003e\n\u003cp\u003eWhen you complete your order, you’ll instantly get the full, ready-to-edit document in the same format shown here, with all sections, pages, and data included.\u003c\/p\u003e\n\u003cp\u003eNo extras, no placeholders—what you see is the real deliverable, suitable for presenting, customizing, and using immediately.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Explore-Preview.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e","brand":"MatrixBCG","offers":[{"title":"Default Title","offer_id":56749602537849,"sku":"townebank-business-model-canvas","price":10.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0911\/3554\/1625\/files\/townebank-business-model-canvas.png?v=1772215820","url":"https:\/\/matrixbcg.com\/products\/townebank-business-model-canvas","provider":"MatrixBCG","version":"1.0","type":"link"}