{"product_id":"pfandbriefbank-business-model-canvas","title":"Deutsche Pfandbriefbank Business Model Canvas","description":"\u003cdiv class=\"pr-shrt-dscr-wrapper orange\"\u003e\n\u003csection class=\"pr-shrt-dscr-box\"\u003e\n\u003cdiv class=\"pr-shrt-dscr-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Magnifier-Icon.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eDeutsche Pfandbriefbank: Compact BMC \u0026amp; Strategic Playbook for Real-Estate Lending\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"pr-shrt-dscr-content\"\u003e\n\u003cp\u003eUnlock the full strategic blueprint behind Deutsche Pfandbriefbank’s business model—this concise canvas maps customer segments, core value propositions, and capital-efficient revenue streams tailored to real estate and public-sector lending.\u003c\/p\u003e\n\u003cp\u003eDive deeper with the full Business Model Canvas: get editable Word \u0026amp; Excel files, a section-by-section strategic analysis, and actionable insights ideal for investors, advisors, and strategists seeking competitive advantage.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003cdiv class=\"frst_big_letter_heading\"\u003e\n\u003ch2\u003e\n\u003cspan class=\"frst_big_letter_letter green\"\u003eP\u003c\/span\u003e\u003cspan class=\"frst_big_letter_text\"\u003eartnerships\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-wrapper green\"\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eInstitutional Syndication Partners\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eDeutsche Pfandbriefbank (pbb) co-leads syndicated loans with major European and global banks to share risk on large commercial real estate deals, typically splitting exposures so single-bank limits stay below 5–8% of total portfolio; by end‑2025 syndications funded ~28% of new office and logistics lending, preserving CET1 ratios near 13.5% amid higher rates and improving capital efficiency.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eRating Agencies and Regulators\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eDeutsche Pfandbriefbank keeps regular contact with S\u0026amp;P and Moody’s to sustain its A-\/A3 family ratings needed for Pfandbrief funding; in 2024 Pfandbrief issuance relied on this rating to access ~€10bn wholesale markets. \u003c\/p\u003e\n\u003cp\u003eThe bank runs ongoing dialogue with BaFin and the ECB to meet CET1 targets (12.5% group CET1 at end-2024) and ECB stress-test standards, preserving investor confidence in solvency and risk controls. \u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Image.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eReal Estate Service Providers and Valuers\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eDeutsche Pfandbriefbank uses external appraisers and market analysts across Europe and the US to supply independent collateral valuations, supplying localized inputs that inform lending on ~€140bn loan exposure (2024 year-end). In 2025 these partners fed standardized digital data streams into the bank’s monitoring systems, enabling near-real-time property performance tracking and faster covenant triggers.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-green-section\"\u003e\n\u003cdiv class=\"product-box-green-section4\"\u003e\n\u003cdiv class=\"title-row-green-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eTechnology and Fintech Providers\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-green-section blur_box\"\u003e\n\u003cp\u003eStrategic alliances with tech and fintech firms power Deutsche Pfandbriefbank’s digital shift and run its retail deposit arm pbb direkt, supplying cloud hosting and cybersecurity that protect €8.3bn in retail deposits (2024) and customer data.\u003c\/p\u003e\n\u003cp\u003eBy late 2025 these partners narrowed efforts on automated credit checks, cutting underwriting time ~40% and raising application throughput by ~30%.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eCloud hosting for scalable services\u003c\/li\u003e\n\u003cli\u003eCybersecurity protecting €8.3bn deposits\u003c\/li\u003e\n\u003cli\u003eAutomated credit checks: −40% time\u003c\/li\u003e\n\u003cli\u003eThroughput +30% by late 2025\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-green-section4\"\u003e\n\u003cdiv class=\"title-row-green-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eGreen Building Certification Bodies\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-green-section blur_box\"\u003e\n\u003cp\u003eDeutsche Pfandbriefbank (pbb) partners with green building certifiers like DGNB and BREEAM to validate energy efficiency and sustainability of collateral, a prerequisite for issuing green Pfandbriefe under its expanded Green Bond framework launched 2024; certified assets helped pbb label €1.8bn of mortgage-backed Pfandbriefe in 2025, attracting ESG-focused institutional demand.\u003c\/p\u003e\n\u003cp\u003e\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eCertifiers: DGNB, BREEAM\u003c\/li\u003e\n\u003cli\u003ePrerequisite: certification for green Pfandbriefe\u003c\/li\u003e\n\u003cli\u003e2025 labeled issuance: €1.8bn\u003c\/li\u003e\n\u003cli\u003eInvestor pull: higher demand from ESG funds\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003epbb: €140bn CRE, 28% syndication, €10bn funding, −40% underwriting, €1.8bn green Pfandbriefe\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003epbb co-syndicates loans (≈28% of new CRE lending by end‑2025) and uses Pfandbrief ratings (A-\/A3) to access ~€10bn wholesale funding; appraisers and tech partners feed real-time collateral data across ~€140bn exposure, cutting underwriting time ~40% and enabling €1.8bn green Pfandbrief labels in 2025.\u003c\/p\u003e\n\u003ctable class=\"tbl_prdct green_head blur_tbl\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth\u003eTag\u003c\/th\u003e\n\u003cth\u003eValue\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd\u003eCRE syndication\u003c\/td\u003e\n\u003ctd\u003e28%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eWholesale access\u003c\/td\u003e\n\u003ctd\u003e€10bn\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eTotal exposure (2024)\u003c\/td\u003e\n\u003ctd\u003e€140bn\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eUnderwriting time\u003c\/td\u003e\n\u003ctd\u003e−40%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eGreen Pfandbriefe (2025)\u003c\/td\u003e\n\u003ctd\u003e€1.8bn\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-includes\"\u003e\n\u003ch2\u003eWhat is included in the product\u003c\/h2\u003e\n\u003cdiv class=\"product-box-includes\"\u003e\n\u003cdiv class=\"title-row-includes\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Word-Icon.svg\" alt=\"Word Icon\"\u003e\n\u003cstrong\u003eDetailed Word Document\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-includes\"\u003e\n\u003cp\u003eA comprehensive Business Model Canvas for Deutsche Pfandbriefbank detailing customer segments, channels, value propositions, key activities, resources, partners, cost structure, and revenue streams, reflecting its real-world mortgage and public-sector lending strategy and investor funding model while highlighting competitive advantages and linked SWOT insights for presentations and strategic decision-making.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"plus-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Plus-Icon.svg\" alt=\"Plus Icon\"\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-includes\"\u003e\n\u003cdiv class=\"title-row-includes\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Excel-Icon.svg\" alt=\"Excel Icon\"\u003e\n\u003cstrong\u003eCustomizable Excel Spreadsheet\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-includes\"\u003e\n\u003cp\u003eHigh-level view of Deutsche Pfandbriefbank’s business model with editable cells, condensing its covered bond lending, investor relations, and risk management into a one-page snapshot to save hours of structuring and enable quick boardroom reviews or team collaboration.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-2_new_design\"\u003e\n\u003cdiv class=\"frst_big_letter_heading\"\u003e\n\u003ch2\u003e\n\u003cspan class=\"frst_big_letter_letter orange\"\u003eA\u003c\/span\u003e\u003cspan class=\"frst_big_letter_text\"\u003ectivities\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-wrapper orange\"\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eCredit Risk Assessment and Underwriting\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eThe bank rigorously evaluates commercial real estate (CRE) loans and public investment projects, prioritizing debt service coverage ratios (DSCR) and loan-to-value (LTV) limits—typically targeting DSCR \u0026gt;1.25 and LTV \u0026lt;70%—to protect the lending book. By 2025, predictive analytics models (stress scenarios for GDP, vacancy, rent) cover 90+% of new originations, projecting default rate bands of 0.5–1.8% across scenarios based on ECB 2024–25 forecasts.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eRefinancing and Capital Market Issuance\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eDeutsche Pfandbriefbank actively manages funding by issuing Pfandbriefe and senior unsecured bonds to global investors, monitoring market curves and spreads to time issuances—issuing €6.2bn of Pfandbriefe and €2.1bn of senior bonds in 2024. By end-2025 the bank refined its strategy to balance short-term liquidity and long-term structural funding, targeting a loan-to-deposit ratio under 100% and maintaining covered bond maturities weighted to 5–7 years.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-2_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Image.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eAsset Servicing and Loan Management\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eOngoing monitoring of Pfandbriefbank’s €85bn loan book ensures borrowers meet interest and principal obligations, with collateral management and quarterly property revaluations to meet BaFin and ECB rules; dedicated workout teams restructured €1.2bn of exposures in 2024 to cut expected credit losses and boost recovery rates above 60%.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-orange-section\"\u003e\n\u003cdiv class=\"product-box-orange-section4\"\u003e\n\u003cdiv class=\"title-row-orange-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eDigital Transformation and Platform Management\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-orange-section blur_box\"\u003e\n\u003cp\u003eContinuous development of the internal IT landscape and retail banking portal cuts manual processing times and lifts UX for corporate clients and retail depositors; in 2024 Pfandbriefbank reported a 22% reduction in back-office cycle time after prior automation projects.\u003c\/p\u003e\n\u003cp\u003eIn 2025 the bank prioritized AI for back-office reporting and compliance, targeting a 30% productivity gain and aiming to lower AML false positives by ~15% through ML models.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003e22% back-office cycle time reduction (2024)\u003c\/li\u003e\n\u003cli\u003e2025 goal: 30% productivity gain via AI\u003c\/li\u003e\n\u003cli\u003eTarget ~15% drop in AML false positives\u003c\/li\u003e\n\u003cli\u003eFocus: retail portal UX and corporate client workflows\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-orange-section4\"\u003e\n\u003cdiv class=\"title-row-orange-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eESG Integration and Reporting\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-orange-section blur_box\"\u003e\n\u003cp\u003eDeutsche Pfandbriefbank embeds ESG into lending and investments, tracking the real-estate portfolio’s carbon footprint (reported 2024 scope: ~1.8 MtCO2e) and aligning transactions with the EU Taxonomy to meet regulatory thresholds.\u003c\/p\u003e\n\u003cp\u003eDetailed ESG reporting is standard for transparency with shareholders and bondholders; pbb issued its 2024 Sustainability Report and discloses KPI targets, green bond volumes (€1.2bn green Pfandbriefe in 2024) and progress vs. targets.\u003c\/p\u003e\n\u003cp\u003e\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003ePortfolio carbon ~1.8 MtCO2e (2024)\u003c\/li\u003e\n\u003cli\u003e€1.2bn green Pfandbriefe issued (2024)\u003c\/li\u003e\n\u003cli\u003eAlignment with EU Taxonomy criteria\u003c\/li\u003e\n\u003cli\u003eAnnual Sustainability Report and KPI disclosure\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003ePrudent CRE lending: €8.3bn bonds, €1.2bn green Pfandbriefe, AI-driven 30% productivity\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eUnderwrite and monitor CRE\/public loans with DSCR \u0026gt;1.25 \u0026amp; LTV \u0026lt;70%, use predictive analytics for 90%+ originations (default 0.5–1.8%); issue Pfandbriefe\/senior bonds (€6.2bn\/€2.1bn in 2024), target L\/D \u0026lt;100% and 5–7y covered maturities; run workouts (€1.2bn restructured 2024), automate back-office (22% cycle cut), deploy AI (2025 target +30% productivity, −15% AML FP); track portfolio CO2 ~1.8 MtCO2e; €1.2bn green Pfandbriefe 2024.\u003c\/p\u003e\n\u003ctable class=\"tbl_prdct green_head blur_tbl\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth\u003eMetric\u003c\/th\u003e\n\u003cth\u003e2024\/2025\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd\u003ePfandbriefe issued\u003c\/td\u003e\n\u003ctd\u003e€6.2bn\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eSenior bonds\u003c\/td\u003e\n\u003ctd\u003e€2.1bn\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eRestructured exposures\u003c\/td\u003e\n\u003ctd\u003e€1.2bn\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eBack‑office cycle cut\u003c\/td\u003e\n\u003ctd\u003e22%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eAI productivity target\u003c\/td\u003e\n\u003ctd\u003e+30%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003ePortfolio CO2\u003c\/td\u003e\n\u003ctd\u003e~1.8 MtCO2e\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eGreen Pfandbriefe\u003c\/td\u003e\n\u003ctd\u003e€1.2bn\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003ch2\u003e\n\u003cspan style=\"color: #3BB77E;\"\u003eDelivered as Displayed\u003c\/span\u003e\u003cbr\u003e Business Model Canvas\u003c\/h2\u003e\n\u003cp\u003eThe document you're previewing is the actual Deutsche Pfandbriefbank Business Model Canvas—not a mockup or sample—and it reflects the exact structure and content you'll receive after purchase.\u003c\/p\u003e\n\u003cp\u003eWhen you complete your order, you'll download this same professional file in editable Word and Excel formats, fully formatted and ready for use.\u003c\/p\u003e\n\u003cp\u003eNo placeholders or hidden sections—what you see here is the deliverable, ready to present, edit, or share immediately.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Explore-Preview.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e","brand":"MatrixBCG","offers":[{"title":"Default Title","offer_id":56749786923385,"sku":"pfandbriefbank-business-model-canvas","price":10.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0911\/3554\/1625\/files\/pfandbriefbank-business-model-canvas.png?v=1772218494","url":"https:\/\/matrixbcg.com\/products\/pfandbriefbank-business-model-canvas","provider":"MatrixBCG","version":"1.0","type":"link"}