{"product_id":"pekao-business-model-canvas","title":"Bank Pekao Business Model Canvas","description":"\u003cdiv class=\"pr-shrt-dscr-wrapper orange\"\u003e\n\u003csection class=\"pr-shrt-dscr-box\"\u003e\n\u003cdiv class=\"pr-shrt-dscr-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Magnifier-Icon.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eBank's Business Model Canvas: A Deep Dive\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"pr-shrt-dscr-content\"\u003e\n\u003cp\u003eUncover the strategic framework behind Bank Pekao's success with our comprehensive Business Model Canvas. This detailed analysis breaks down how they attract customers, generate revenue, and manage costs. Gain valuable insights into their operational efficiency and market positioning.\u003c\/p\u003e\n\u003cp\u003eReady to understand the core of Bank Pekao's operations? Our full Business Model Canvas provides a clear, actionable roadmap of their customer relationships, key resources, and revenue streams. Download it now to inform your own strategic planning and competitive analysis.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003cdiv class=\"frst_big_letter_heading\"\u003e\n\u003ch2\u003e\n\u003cspan class=\"frst_big_letter_letter green\"\u003eP\u003c\/span\u003e\u003cspan class=\"frst_big_letter_text\"\u003eartnerships\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-wrapper green\"\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eStrategic Alliances with Financial Institutions\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eBank Pekao actively cultivates strategic alliances with other financial institutions, a cornerstone of its business model. These collaborations are designed to broaden the bank's product range and extend its presence across various markets.\u003c\/p\u003e\n\u003cp\u003eThese partnerships often manifest as co-lending agreements, allowing Pekao to share risk and capital on larger deals, or syndicated loans, where multiple banks pool resources. For instance, in 2024, Bank Pekao participated in several significant syndicated loan facilities, demonstrating its commitment to collaborative financing.\u003c\/p\u003e\n\u003cp\u003eFurthermore, joint ventures in niche financial services, such as specialized leasing or factoring, enable Pekao to tap into new customer segments and offer integrated solutions. This strategy not only enhances the bank's capacity to manage more substantial projects but also diversifies its overall investment portfolio.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eCollaboration with PZU Group\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eBank Pekao's collaboration with PZU Group, Poland's largest financial institution, is a cornerstone of its business model, particularly for expanding bancassurance. This partnership is designed to significantly boost insurance sales and gross written premium income. For instance, in 2024, PZU reported a net profit of PLN 4.2 billion, showcasing the financial strength and potential of such collaborations.\u003c\/p\u003e\n\u003cp\u003eThe strategic alliance with PZU Group allows Bank Pekao to effectively leverage cross-selling opportunities, integrating banking and insurance products to offer a more comprehensive financial solution to customers. This synergy aims to not only increase revenue streams but also to deepen customer relationships by providing value-added services. The focus is on a dual growth strategy, enhancing both banking and insurance segments through this key partnership.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Image.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eTechnology and Fintech Providers\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eBank Pekao actively partners with technology and fintech providers to drive its digital evolution. These collaborations are instrumental in developing cutting-edge digital banking solutions, including its mobile banking application, PeoPay.  For instance, in 2023, Bank Pekao reported a significant increase in digital channel usage, with over 70% of its retail customers actively using its online and mobile platforms, underscoring the impact of these tech partnerships.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-green-section\"\u003e\n\u003cdiv class=\"product-box-green-section4\"\u003e\n\u003cdiv class=\"title-row-green-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eGovernment and Public Sector Entities\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-green-section blur_box\"\u003e\n\u003cp\u003eBank Pekao actively collaborates with government and public sector entities, a crucial element of its business model. These partnerships are vital for participating in and facilitating state-backed loan programs, which often target specific economic development goals or support for small and medium-sized enterprises. For instance, in 2024, Pekao continued its involvement in programs designed to bolster the Polish economy, leveraging government guarantees to offer more accessible financing.\u003c\/p\u003e\n\u003cp\u003eThese collaborations extend to financing significant public infrastructure projects. By partnering with governmental bodies, Bank Pekao contributes to the development of essential services and national infrastructure, aligning with its commitment to sustainable financing and economic growth. Such projects often involve large-scale investments where public sector backing is essential for risk mitigation and project viability.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003e\n\u003cstrong\u003eState-Backed Loan Programs:\u003c\/strong\u003e Pekao's participation in programs like those supported by the Bank Gospodarstwa Krajowego (BGK) in 2024 provided crucial liquidity and favorable terms for Polish businesses, particularly SMEs, contributing to job creation and economic stability.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eInfrastructure Financing:\u003c\/strong\u003e The bank's role in financing public infrastructure, such as transportation networks or energy projects, demonstrates its commitment to long-term economic development and its capacity to manage large, complex financial engagements with public entities.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eEconomic Development Support:\u003c\/strong\u003e These partnerships underscore Pekao's strategic focus on supporting the Polish economy, not just through commercial lending but also by actively engaging in initiatives that foster national prosperity and resilience.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-green-section4\"\u003e\n\u003cdiv class=\"title-row-green-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eBusiness Associations and Industry Organizations\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-green-section blur_box\"\u003e\n\u003cp\u003eEngaging with business associations and industry organizations is crucial for Bank Pekao to stay attuned to evolving market demands and to craft financial products that precisely meet the needs of various sectors. These collaborations also provide a platform for Bank Pekao to contribute to and benefit from industry-wide advancements and best practices.\u003c\/p\u003e\n\u003cp\u003eThese strategic alliances serve as a significant channel for lead generation and offer invaluable market intelligence, particularly for the bank's corporate and small and medium-sized enterprise (SME) client segments. By participating in industry forums and initiatives, Bank Pekao strengthens its market position and gains deeper insights into economic trends and client expectations.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003e\n\u003cstrong\u003eMarket Insight:\u003c\/strong\u003e Access to real-time data on sector-specific financial needs and challenges.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eLead Generation:\u003c\/strong\u003e Direct engagement with potential clients through industry events and networks.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eProduct Development:\u003c\/strong\u003e Collaboration on creating tailored financial solutions for niche markets.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eReputation Building:\u003c\/strong\u003e Association with reputable industry bodies enhances brand credibility.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eStrategic Alliances Drive Growth and Digital Evolution\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eBank Pekao's key partnerships are vital for expanding its service offerings and market reach. Collaborations with other financial institutions, like PZU Group, bolster bancassurance and cross-selling opportunities, driving revenue growth. Partnerships with fintech providers are essential for its digital transformation, enhancing offerings like the PeoPay app. \u003c\/p\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-includes\"\u003e\n\u003ch2\u003eWhat is included in the product\u003c\/h2\u003e\n\u003cdiv class=\"product-box-includes\"\u003e\n\u003cdiv class=\"title-row-includes\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Word-Icon.svg\" alt=\"Word Icon\"\u003e\n\u003cstrong\u003eDetailed Word Document\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-includes\"\u003e\n\u003cp\u003eA comprehensive business model for Bank Pekao, detailing its core customer segments, key value propositions, and diverse revenue streams.\u003c\/p\u003e\n\u003cp\u003eThis canvas outlines Bank Pekao's operational structure, strategic partnerships, and cost drivers, providing a clear roadmap for its financial services delivery.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"plus-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Plus-Icon.svg\" alt=\"Plus Icon\"\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-includes\"\u003e\n\u003cdiv class=\"title-row-includes\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Excel-Icon.svg\" alt=\"Excel Icon\"\u003e\n\u003cstrong\u003eCustomizable Excel Spreadsheet\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-includes\"\u003e\n\u003cp\u003eBank Pekao's Business Model Canvas offers a streamlined approach to visualizing complex financial strategies, alleviating the pain of fragmented planning and communication.\u003c\/p\u003e\n\u003cp\u003eIt transforms abstract business concepts into actionable insights, simplifying strategic discussions and decision-making for the entire organization.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-2_new_design\"\u003e\n\u003cdiv class=\"frst_big_letter_heading\"\u003e\n\u003ch2\u003e\n\u003cspan class=\"frst_big_letter_letter orange\"\u003eA\u003c\/span\u003e\u003cspan class=\"frst_big_letter_text\"\u003ectivities\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-wrapper orange\"\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eCore Banking Operations\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eBank Pekao's core activities revolve around the essential functions of banking, including the management of customer deposits through current and savings accounts. These activities are crucial for gathering the liquidity needed to fund its lending operations and provide essential financial services to its diverse client base.\u003c\/p\u003e\n\u003cp\u003eThe bank actively processes a high volume of transactions, facilitating payments for individuals and businesses alike, which is a fundamental aspect of modern commerce. This payment processing capability ensures the smooth flow of funds within the economy, supporting economic activity.\u003c\/p\u003e\n\u003cp\u003eFurthermore, Bank Pekao offers a comprehensive suite of loan products, encompassing mortgages for property acquisition, consumer loans for personal needs, and corporate loans designed to fuel business growth and investment. In 2023, Bank Pekao's gross loan portfolio reached PLN 174.5 billion, demonstrating the significant scale of its lending activities.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eInvestment and Asset Management\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eBank Pekao actively manages assets and engages in investment banking, offering brokerage services and overseeing investment funds via Pekao TFI S.A. This core activity involves guiding clients through investment decisions, expertly managing their portfolios, and facilitating crucial capital market transactions.\u003c\/p\u003e\n\u003cp\u003eIn 2024, Pekao TFI S.A. demonstrated robust growth, managing significant assets. For instance, by the end of Q1 2024, the total assets managed by Pekao TFI S.A. surpassed PLN 50 billion, reflecting strong client trust and successful investment strategies.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-2_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Image.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eDigital Banking Development and Innovation\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eBank Pekao prioritizes enhancing its digital banking platforms, notably the PeoPay mobile app and Pekao24 online service. This commitment drives investments in cutting-edge technologies and process automation to elevate the user experience. The ultimate goal is to boost digital sales and attract more clients through mobile channels, ensuring Pekao remains competitive in the evolving digital financial landscape.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-orange-section\"\u003e\n\u003cdiv class=\"product-box-orange-section4\"\u003e\n\u003cdiv class=\"title-row-orange-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eRisk Management and Compliance\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-orange-section blur_box\"\u003e\n\u003cp\u003eBank Pekao places a strong emphasis on managing various risks, including credit risk through rigorous assessment processes, ensuring sufficient liquidity, and controlling operational risks to safeguard the bank's assets.  For instance, in 2023, Bank Pekao reported a significant portion of its loan portfolio as performing, demonstrating effective credit risk management.\u003c\/p\u003e\n\u003cp\u003eCompliance with the complex web of banking regulations and legal requirements is a core activity, crucial for maintaining financial stability and preventing losses. This includes adherence to directives concerning areas like foreign currency mortgage loans, which have seen regulatory scrutiny in recent years.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003e\n\u003cstrong\u003eCredit Risk Management:\u003c\/strong\u003e Implementing robust credit scoring models and ongoing portfolio monitoring.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eLiquidity Management:\u003c\/strong\u003e Maintaining adequate liquid assets to meet short-term obligations, with a focus on deposit stability.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eOperational Risk Control:\u003c\/strong\u003e Implementing internal controls and cybersecurity measures to prevent fraud and operational failures.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eRegulatory Compliance:\u003c\/strong\u003e Staying abreast of and adhering to all national and international banking regulations, including those impacting mortgage lending.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-orange-section4\"\u003e\n\u003cdiv class=\"title-row-orange-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eCustomer Acquisition and Relationship Management\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-orange-section blur_box\"\u003e\n\u003cp\u003eBank Pekao actively pursues customer growth across retail, corporate, and institutional segments. A key initiative involves targeting younger demographics through digital channels and tailored product offerings.\u003c\/p\u003e\n\u003cp\u003eThe bank emphasizes building lasting customer relationships by providing personalized financial advice and seamless service experiences. This focus on customer satisfaction aims to increase loyalty and reduce churn.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003e\n\u003cstrong\u003eCustomer Acquisition Focus:\u003c\/strong\u003e Bank Pekao aims to attract new customers through targeted marketing campaigns and digital outreach, particularly appealing to younger generations.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eRelationship Management Strategy:\u003c\/strong\u003e The bank prioritizes personalized service and integrated solutions to foster long-term customer loyalty and satisfaction.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eDigital Engagement:\u003c\/strong\u003e Pekao leverages digital platforms to enhance customer acquisition and streamline relationship management processes.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSegmented Approach:\u003c\/strong\u003e The bank tailors its acquisition and management strategies to the specific needs of retail, corporate, and institutional clients.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eBank's Operations: \u003cstrong\u003ePLN 174.5 Billion\u003c\/strong\u003e Loans, Digital \u0026amp; Asset Growth\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eBank Pekao's key activities are centered on gathering deposits, facilitating transactions, and providing a diverse range of loans, including mortgages and corporate financing. The bank also actively manages assets and offers investment banking services through Pekao TFI S.A., which managed over PLN 50 billion in assets by Q1 2024. Enhancing digital platforms like PeoPay and Pekao24 is a priority to boost digital sales and customer acquisition. Furthermore, rigorous risk management, particularly credit and liquidity risk, alongside strict regulatory compliance, underpins its operations.\u003c\/p\u003e\n\u003ctable class=\"tbl_prdct green_head blur_tbl\"\u003e\n\u003cthead\u003e\n\u003ctr\u003e\n\u003cth\u003eActivity\u003c\/th\u003e\n\u003cth\u003eDescription\u003c\/th\u003e\n\u003cth\u003e2023\/2024 Data Point\u003c\/th\u003e\n\u003c\/tr\u003e\n\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd\u003eDeposit Gathering\u003c\/td\u003e\n\u003ctd\u003eManaging current and savings accounts to fund operations.\u003c\/td\u003e\n\u003ctd\u003eN\/A\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eTransaction Processing\u003c\/td\u003e\n\u003ctd\u003eFacilitating payments for individuals and businesses.\u003c\/td\u003e\n\u003ctd\u003eN\/A\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eLending\u003c\/td\u003e\n\u003ctd\u003eOffering mortgages, consumer, and corporate loans.\u003c\/td\u003e\n\u003ctd\u003eGross loan portfolio reached PLN 174.5 billion in 2023.\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eAsset Management \u0026amp; Investment Banking\u003c\/td\u003e\n\u003ctd\u003eBrokerage services and managing investment funds.\u003c\/td\u003e\n\u003ctd\u003ePekao TFI S.A. managed over PLN 50 billion in assets by Q1 2024.\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eDigital Platform Enhancement\u003c\/td\u003e\n\u003ctd\u003eInvesting in mobile and online banking for user experience and sales.\u003c\/td\u003e\n\u003ctd\u003eFocus on increasing digital sales and customer acquisition via mobile.\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eRisk Management\u003c\/td\u003e\n\u003ctd\u003eControlling credit, liquidity, and operational risks.\u003c\/td\u003e\n\u003ctd\u003eSignificant portion of the loan portfolio was performing in 2023.\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eRegulatory Compliance\u003c\/td\u003e\n\u003ctd\u003eAdhering to banking regulations and legal requirements.\u003c\/td\u003e\n\u003ctd\u003eIncludes compliance with directives on foreign currency mortgage loans.\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003ch2\u003e\n\u003cspan style=\"color: #3BB77E;\"\u003eFull Document Unlocks After Purchase\u003c\/span\u003e\u003cbr\u003e Business Model Canvas\u003c\/h2\u003e\n\u003cp\u003eThe Bank Pekao Business Model Canvas preview you are viewing is the actual document you will receive upon purchase. 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