{"product_id":"okb-pestle-analysis","title":"Ogaki Kyoritsu Bank PESTLE Analysis","description":"\u003cdiv class=\"pr-shrt-dscr-wrapper orange\"\u003e\n\u003csection class=\"pr-shrt-dscr-box\"\u003e\n\u003cdiv class=\"pr-shrt-dscr-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Magnifier-Icon.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eYour Shortcut to Market Insight Starts Here\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"pr-shrt-dscr-content\"\u003e\n\u003cp\u003eGain a competitive edge with our PESTLE Analysis of Ogaki Kyoritsu Bank—concise, expert-driven insights into political, economic, social, technological, legal, and environmental forces shaping its future; ideal for investors and strategists. Purchase the full report to access the complete, editable breakdown and actionable recommendations ready for immediate use.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003cdiv class=\"frst_big_letter_heading\"\u003e\n\u003ch2\u003e\n\u003cspan class=\"frst_big_letter_letter green\"\u003eP\u003c\/span\u003e\u003cspan class=\"frst_big_letter_text\"\u003eolitical factors\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-wrapper green\"\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/PESTLE-Content-Political-Box-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eBank of Japan Monetary Policy Normalization\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eThe Bank of Japan's move away from negative rates toward policy normalization—BOJ 10-year JGB yield target relaxed since 2023 and short-term rates rising toward 0.1–0.5% by 2025—forces Ogaki Kyoritsu Bank to recalibrate loan pricing and net interest margins, with regional lending rates rising an estimated 40–60 basis points. The bank faces political pressure to support Gifu Prefecture's SMEs while preserving financial stability; close coordination with municipal governments and disclosure of a phased repricing plan will be essential to avoid credit tightening that could slow local GDP growth (Gifu GDP ~4.2 trillion JPY in 2023). \u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/PESTLE-Content-Political-Box-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eRegional Revitalization Initiatives\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eThe Japanese government’s 2024 regional revitalization agenda, backed by a 1.6 trillion yen FY2024 budget for local revitalization programs, prioritizes deconcentrating population and capital from Tokyo.\u003c\/p\u003e\n\u003cp\u003eOgaki Kyoritsu Bank, as a Gifu-based regional lender, channels government-backed loans and subsidies—reportedly participating in over 1,200 local support cases in 2023—supporting SMEs, agriculture and tourism projects.\u003c\/p\u003e\n\u003cp\u003ePolitical mandates and prefectural initiatives create scope for the bank to expand public-private partnerships, increasing fee income and loan volume while deepening ties to Gifu’s local economy.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/PESTLE-Content-Political-Image.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/PESTLE-Content-Political-Box-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eGeopolitical Supply Chain Security\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003ePolitical tensions in East Asia have driven Tokyo to subsidize reshoring, with a 2024 budget allocation of ¥1.7 trillion for supply-chain resilience; Ogaki Kyoritsu Bank, as a major lender to Chubu manufacturers (region accounts for ~30% of Japan’s auto parts production), faces pressure to reweight loans toward domestic automotive and aerospace suppliers. The bank must recalibrate credit policies and risk models to align with national security-driven industrial policy shifts and government-backed financing programs.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-green-section\"\u003e\n\u003cdiv class=\"product-box-green-section4\"\u003e\n\u003cdiv class=\"title-row-green-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/PESTLE-Content-Political-Box-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eFinancial Services Agency Regulatory Oversight\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-green-section blur_box\"\u003e\n\u003cp\u003eThe Financial Services Agency (FSA) enforces strict oversight of regional banks' business models to ensure viability; in 2024 the FSA flagged regional consolidation and digitization as priorities after regional banks’ average return on equity fell below 3%. \u003c\/p\u003e\n\u003cp\u003ePolitical pressure pushes consolidation and innovation—M\u0026amp;A and fee-based services rose 12% nationwide in 2023—as authorities expect banks to reduce reliance on net interest income. \u003c\/p\u003e\n\u003cp\u003eOgaki Kyoritsu Bank must show efficiency gains and digital transformation progress—metrics like cost-to-income ratio and digital customer penetration (regional average ~35% in 2024)—to satisfy regulators and policymakers. \u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eFSA focus: business-model viability; ROE \u0026lt;3% concern (2024)\u003c\/li\u003e\n\u003cli\u003ePolitical push: consolidation and fee-income growth (+12% in 2023)\u003c\/li\u003e\n\u003cli\u003eKey KPIs: cost-to-income ratio, digital penetration (~35% regional, 2024)\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-green-section4\"\u003e\n\u003cdiv class=\"title-row-green-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/PESTLE-Content-Political-Box-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eSupport for SME Digitalization Policies\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-green-section blur_box\"\u003e\n\u003cp\u003eGovernment SME digitalization programs—such as Japan’s 2024 subsidy schemes covering up to 50% of digital tool costs for small firms—allow Ogaki Kyoritsu Bank to offer advisory services linking clients to grants and tech vendors, boosting fee income and strengthening client ties.\u003c\/p\u003e\n\u003cp\u003eBy positioning itself as a conduit between public grants (¥100bn+ national allocations in 2024–25 for SME DX) and local businesses, the bank reinforces its regional coordinator role and integrates digital platforms that can generate recurring service revenue.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eLeverages 2024–25 national SME DX funds (~¥100bn+) to market advisory services\u003c\/li\u003e\n\u003cli\u003ePotentially captures advisory\/platform fees, diversifying income beyond interest margins\u003c\/li\u003e\n\u003cli\u003eEnhances client retention by facilitating grant access and digital adoption\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/PESTLE-Content-Political-Box-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eBOJ normalization squeezes regional banks—spread pressure, digital push fuels fee growth\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eBOJ rate normalization (10y JGB target relaxed since 2023; short rates ~0.1–0.5% by 2025) raises regional lending spreads ~40–60bps, pressuring margins; government FY2024 ¥1.6tn regional revitalization and ¥1.7tn supply‑chain subsidies steer credit toward SMEs\/manufacturing; FSA pushes consolidation\/digitalization (ROE \u0026lt;3% concern, regional digital penetration ~35% in 2024), creating opportunities in fee income and advisory services.\u003c\/p\u003e\n\u003ctable class=\"tbl_prdct green_head blur_tbl\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth\u003eMetric\u003c\/th\u003e\n\u003cth\u003e2023–24\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd\u003eGifu GDP\u003c\/td\u003e\n\u003ctd\u003e¥4.2tn (2023)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eSME DX funds\u003c\/td\u003e\n\u003ctd\u003e¥100bn+ (2024–25)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eRegional digital penetration\u003c\/td\u003e\n\u003ctd\u003e~35% (2024)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-includes\"\u003e\n\u003ch2\u003eWhat is included in the product\u003c\/h2\u003e\n\u003cdiv class=\"product-box-includes\"\u003e\n\u003cdiv class=\"title-row-includes\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Word-Icon.svg\" alt=\"Word Icon\"\u003e\n\u003cstrong\u003eDetailed Word Document\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-includes\"\u003e\n\u003cp\u003eExplores how macro-environmental factors uniquely affect Ogaki Kyoritsu Bank across Political, Economic, Social, Technological, Environmental, and Legal dimensions, with data-backed trends and forward-looking insights tailored for executives, consultants, and investors to identify risks, opportunities, and strategic responses.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"plus-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Plus-Icon.svg\" alt=\"Plus Icon\"\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-includes\"\u003e\n\u003cdiv class=\"title-row-includes\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Excel-Icon.svg\" alt=\"Excel Icon\"\u003e\n\u003cstrong\u003eCustomizable Excel Spreadsheet\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-includes\"\u003e\n\u003cp\u003eA concise, visually segmented PESTLE summary of Ogaki Kyoritsu Bank that’s easy to drop into presentations or share across teams, helping stakeholders quickly assess external risks, regulatory shifts, and market positioning during planning sessions.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-2_new_design\"\u003e\n\u003cdiv class=\"frst_big_letter_heading\"\u003e\n\u003ch2\u003e\n\u003cspan class=\"frst_big_letter_letter orange\"\u003eE\u003c\/span\u003e\u003cspan class=\"frst_big_letter_text\"\u003economic factors\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-wrapper orange\"\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/PESTLE-Content-Economic-Box-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eNet Interest Margin Expansion\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eThe end of Japan’s negative rate era has allowed Ogaki Kyoritsu Bank’s net interest margin to widen from about 0.45% in 2022 to roughly 0.85% by Q4 2025, boosting interest income on loans and securities. After years of yield compression, higher policy rates translated into improved loan yields (+120 bps) while funding costs rose only modestly (+30 bps), driving margin expansion. This shift is the primary driver of a reported 28% increase in pre-tax profit for FY2025.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/PESTLE-Content-Economic-Box-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eInflationary Impacts on Operating Costs\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003ePersistent inflation in Japan, with CPI at 3.2% year-on-year in 2025 average, has pushed Ogaki Kyoritsu Bank’s personnel and operational costs higher, pressuring wage budgets after collective bargaining raised base pay by about 3% in regional banking in 2024–25.\u003c\/p\u003e\n\u003cp\u003eTo remain competitive the bank must balance further wage increases against investments in automation and cloud migration, where regional banks report potential cost-savings of 10–20% over three years.\u003c\/p\u003e\n\u003cp\u003eThese inflationary pressures require disciplined overhead management to protect net interest margin gains from higher policy rates, with BOJ tightening lifting short-term lending yields by roughly 120 basis points since 2022, improving margins but increasing cost risk.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-2_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/PESTLE-Content-Economic-Image.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/PESTLE-Content-Economic-Box-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eManufacturing Sector Performance in Gifu\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eGifu Prefecture's economy remains manufacturing-driven, with automotive parts and machinery comprising about 38% of regional industrial output and exports totaling ¥1.2 trillion in 2024, directly tying local demand to Ogaki Kyoritsu Bank's loan book. The bank's asset quality and net interest income track capital expenditure cycles—business investment in Gifu fell 4.5% YoY in 2024, pressuring loan growth. Global auto demand swings affect export orders and raise credit-risk metrics; delinquency rates in the bank's SME portfolio rose to 1.9% in H1 2025 amid weaker external demand.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-orange-section\"\u003e\n\u003cdiv class=\"product-box-orange-section4\"\u003e\n\u003cdiv class=\"title-row-orange-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/PESTLE-Content-Economic-Box-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eLabor Shortages and Productivity Challenges\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-orange-section blur_box\"\u003e\n\u003cp\u003eA tightening labor market in the Chubu region—job-to-applicant ratio 1.16 in 2024 vs 1.03 in 2019—raises wage pressure and may strain corporate clients’ debt-servicing capacity, heightening credit risk for Ogaki Kyoritsu Bank.\u003c\/p\u003e\n\u003cp\u003eThe bank has increased financing for automation and labor-saving CAPEX, with sectoral productivity loans up ~22% YoY in 2024, shifting portfolio mix toward productivity-enhancing lending rather than purely expansionary credit.\u003c\/p\u003e\n\u003cp\u003e\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eChubu job-to-applicant ratio 1.16 (2024)\u003c\/li\u003e\n\u003cli\u003eWage-driven cost pressures elevate default risk\u003c\/li\u003e\n\u003cli\u003eProductivity loans +22% YoY (2024)\u003c\/li\u003e\n\u003cli\u003eFocus: automation\/efficiency financing over expansionary credit\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-orange-section4\"\u003e\n\u003cdiv class=\"title-row-orange-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/PESTLE-Content-Economic-Box-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eCurrency Market Volatility\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-orange-section blur_box\"\u003e\n\u003cp\u003eFluctuations in the yen—which swung roughly 8% against the dollar in 2024—directly affect Ogaki Kyoritsu Bank’s export clients, compressing margins for local manufacturers and increasing working-capital needs.\u003c\/p\u003e\n\u003cp\u003eMarked currency volatility raised demand for hedging in 2024–25, pushing the bank to expand FX forwards and options; fees from these services now contribute an estimated 12–18% of non-interest income.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eYen volatility ~8% (2024) affecting exporters\u003c\/li\u003e\n\u003cli\u003eHigher demand for FX hedges and options\u003c\/li\u003e\n\u003cli\u003eFX product fees ≈12–18% of non-interest income\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/PESTLE-Content-Economic-Box-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eBOJ rate lift drives NIM to 0.85%—pre-tax profit +28%, FX fees surge\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eHigher BOJ rates lifted net interest margin to ~0.85% by Q4 2025, boosting FY2025 pre-tax profit +28%; CPI averaged 3.2% in 2025 raising wages ~3% and ops costs; Gifu manufacturing (38% output) and ¥1.2T exports (2024) tie loan demand to capex cycles—business investment down 4.5% in 2024; yen volatility ~8% (2024) increased FX hedging revenue to ~12–18% of non-interest income.\u003c\/p\u003e\n\u003ctable class=\"tbl_prdct green_head blur_tbl\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth\u003eMetric\u003c\/th\u003e\n\u003cth\u003eValue\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd\u003eNIM (Q4 2025)\u003c\/td\u003e\n\u003ctd\u003e~0.85%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eCPI (2025)\u003c\/td\u003e\n\u003ctd\u003e3.2% YoY\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eFY2025 pre-tax profit\u003c\/td\u003e\n\u003ctd\u003e+28%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eGifu exports (2024)\u003c\/td\u003e\n\u003ctd\u003e¥1.2 trillion\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eBusiness investment (Gifu, 2024)\u003c\/td\u003e\n\u003ctd\u003e-4.5% YoY\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eYen vol (2024)\u003c\/td\u003e\n\u003ctd\u003e~8%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eFX fees share\u003c\/td\u003e\n\u003ctd\u003e12–18%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003ch2\u003e\n\u003cspan style=\"color: #3BB77E;\"\u003eSame Document Delivered\u003c\/span\u003e\u003cbr\u003eOgaki Kyoritsu Bank PESTLE Analysis\u003c\/h2\u003e\n\u003cp\u003eThe preview shown here is the exact Ogaki Kyoritsu Bank PESTLE Analysis you’ll receive after purchase—fully formatted, professionally structured, and ready to use.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Explore-Preview.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e","brand":"MatrixBCG","offers":[{"title":"Default Title","offer_id":56751867134329,"sku":"okb-pestle-analysis","price":10.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0911\/3554\/1625\/files\/okb-pestle-analysis.png?v=1772235541","url":"https:\/\/matrixbcg.com\/products\/okb-pestle-analysis","provider":"MatrixBCG","version":"1.0","type":"link"}