{"product_id":"ofgbancorp-swot-analysis","title":"OFG Bank SWOT Analysis","description":"\u003cdiv class=\"pr-shrt-dscr-wrapper orange\"\u003e\n\u003csection class=\"pr-shrt-dscr-box\"\u003e\n\u003cdiv class=\"pr-shrt-dscr-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Magnifier-Icon.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eYour Strategic Toolkit Starts Here\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"pr-shrt-dscr-content\"\u003e\n\u003cp\u003eOFG Bank shows resilient core earnings and regional market expertise but faces margin pressure and credit risk amid economic volatility; our full SWOT unpacks competitive moats, regulatory headwinds, and growth catalysts with data-driven recommendations. Purchase the complete, editable SWOT report to receive a professionally formatted Word analysis plus an Excel model—ready for investor decks, strategic planning, or due diligence.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003cdiv class=\"frst_big_letter_heading\"\u003e\n\u003ch2\u003e\n\u003cspan class=\"frst_big_letter_letter green\"\u003eS\u003c\/span\u003e\u003cspan class=\"frst_big_letter_text\"\u003etrengths\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-wrapper green\"\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/SWOT-Content-Strengths-Lightning-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eDominant Market Position in Puerto Rico\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eOFG Bancorp, via Oriental Bank, held roughly 26% of Puerto Rico’s deposit market by Q4 2025, reinforcing a dominant local position that deters new entrants and sustains pricing power.\u003c\/p\u003e\n\u003cp\u003eThat share supports deep customer ties across ~120 branches and commercial relationships, helping the bank capture about $18.4 billion in retail and commercial deposits by end-2025.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/SWOT-Content-Strengths-Lightning-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eAdvanced Digital Banking Integration\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cpofg bank has migrated about of retail customers to digital channels as q4 driving self-service transactions routine interactions and cutting branch operating costs by an estimated year-over-year. this digital-first shift raised mobile active users boosted fee income in improving margins versus peers. tech agility helps ofg target tech-savvy caribbean compete with regional banks fintechs on speed cost.\u003e\n\u003c\/pofg\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/SWOT-Content-Strengths-Image.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/SWOT-Content-Strengths-Lightning-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eRobust Capital and Liquidity Ratios\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eOFG Bancorp reported a CET1 ratio of 11.8% and a Tier 1 risk-based capital ratio of 12.0% at Q3 2025, with liquidity coverage near 140%, giving strong buffers against stress and the flexibility to fund growth. These capital and liquidity levels supported disciplined capital management in 2025: $0.36 quarterly dividend and $120 million in buybacks announced year-to-date, helping sustain shareholder returns.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-green-section\"\u003e\n\u003cdiv class=\"product-box-green-section4\"\u003e\n\u003cdiv class=\"title-row-green-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/SWOT-Content-Strengths-Lightning-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eDiversified Revenue Streams\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-green-section blur_box\"\u003e\n\u003cp\u003eOFG Bank’s diversified model spans retail, commercial lending, wealth management, and mortgage services, which in 2024 produced roughly $1.2B total revenue, lowering sensitivity to any single sector.\u003c\/p\u003e\n\u003cp\u003eThis mix boosts fee-based income—wealth and advisory fees grew ~9% YoY in 2024—and deepens client relationships, lifting average deposits per household and increasing wallet share.\u003c\/p\u003e\n\u003cp\u003e\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003e2024 revenue ~ $1.2B\u003c\/li\u003e\n\u003cli\u003eWealth fees +9% YoY (2024)\u003c\/li\u003e\n\u003cli\u003eDiversification reduces sector risk\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-green-section4\"\u003e\n\u003cdiv class=\"title-row-green-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/SWOT-Content-Strengths-Lightning-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eStrong Asset Quality and Risk Management\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-green-section blur_box\"\u003e\n\u003cp\u003eThrough disciplined underwriting and active portfolio reviews, OFG Bancorp (OFG) cut non-performing loans to 0.6% of gross loans by Q4 2025 from 1.4% in 2022, boosting asset quality.\u003c\/p\u003e\n\u003cp\u003eThe bank carried an allowance for credit losses equal to 1.2% of loans as of December 31, 2025, covering stress scenarios and limiting earnings volatility.\u003c\/p\u003e\n\u003cp\u003eThis credit discipline supports long-term stability and shields net income from sudden upticks in defaults.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eNon-performing loans 0.6% (Q4 2025)\u003c\/li\u003e\n\u003cli\u003eALLL 1.2% of loans (Dec 31, 2025)\u003c\/li\u003e\n\u003cli\u003eImproved from 1.4% NPLs in 2022\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/SWOT-Content-Strengths-Lightning-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eOFG: Puerto Rico Market Leader, Strong Digital Shift, Solid Capital \u0026amp; Low Credit Risk\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eOFG’s dominant Puerto Rico share (~26% Q4 2025) and ~120 branches backed $18.4B deposits (end-2025), driving pricing power and customer depth. Digital migration (72% retail on digital, 310k active users) cut branch costs ~28% and raised digital fee income +14% (2025). Strong capital\/liquidity (CET1 11.8%, LCR ~140% Q3 2025) enabled $120M buybacks and $0.36 quarterly dividend. NPLs 0.6% (Q4 2025); ALLL 1.2% (Dec 31, 2025).\u003c\/p\u003e\n\u003ctable class=\"tbl_prdct green_head blur_tbl\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth\u003eMetric\u003c\/th\u003e\n\u003cth\u003eValue\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd\u003eDeposit share (PR)\u003c\/td\u003e\n\u003ctd\u003e26% (Q4 2025)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eTotal deposits\u003c\/td\u003e\n\u003ctd\u003e$18.4B (end-2025)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eDigital retail adoption\u003c\/td\u003e\n\u003ctd\u003e72% (Q4 2025)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eMobile active users\u003c\/td\u003e\n\u003ctd\u003e310,000 (2025)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eCET1 ratio\u003c\/td\u003e\n\u003ctd\u003e11.8% (Q3 2025)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eLiquidity Coverage Ratio\u003c\/td\u003e\n\u003ctd\u003e~140% (Q3 2025)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eNPLs\u003c\/td\u003e\n\u003ctd\u003e0.6% (Q4 2025)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eALLL\u003c\/td\u003e\n\u003ctd\u003e1.2% (Dec 31, 2025)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-includes\"\u003e\n\u003ch2\u003eWhat is included in the product\u003c\/h2\u003e\n\u003cdiv class=\"product-box-includes\"\u003e\n\u003cdiv class=\"title-row-includes\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Word-Icon.svg\" alt=\"Word Icon\"\u003e\n\u003cstrong\u003eDetailed Word Document\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-includes\"\u003e\n\u003cp\u003eProvides a concise SWOT overview of OFG Bank, outlining its internal strengths and weaknesses alongside external opportunities and threats to map strategic priorities and competitive positioning.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"plus-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Plus-Icon.svg\" alt=\"Plus Icon\"\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-includes\"\u003e\n\u003cdiv class=\"title-row-includes\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Excel-Icon.svg\" alt=\"Excel Icon\"\u003e\n\u003cstrong\u003eCustomizable Excel Spreadsheet\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-includes\"\u003e\n\u003cp\u003eProvides a concise, editable SWOT snapshot of OFG Bank for quick strategic alignment and stakeholder-ready presentations, enabling fast updates to reflect shifting market priorities.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-2_new_design\"\u003e\n\u003cdiv class=\"frst_big_letter_heading\"\u003e\n\u003ch2\u003e\n\u003cspan class=\"frst_big_letter_letter orange\"\u003eW\u003c\/span\u003e\u003cspan class=\"frst_big_letter_text\"\u003eeaknesses\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-wrapper orange\"\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/SWOT-Content-Weaknesses-Cloud-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eGeographic Concentration Risk\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eThe vast majority of OFG Bancorp’s assets and loans—about 85% of total loans and nearly 80% of deposits as of Q4 2025—are tied to Puerto Rico, leaving earnings highly exposed to local GDP swings; Puerto Rico’s GDP fell 1.2% in 2024, so a repeat would hit credit losses. \u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/SWOT-Content-Weaknesses-Cloud-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eLimited Scale Compared to Global Peers\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eWhile a major player in Puerto Rico, OFG Financial (OFG Bancorp) held about $14.2 billion in total assets at year-end 2024, far smaller than US giants like JPMorgan Chase ($3.7 trillion) or Bank of America ($3.0 trillion), limiting scale economies.\u003c\/p\u003e\n\u003cp\u003eThat asset gap constrains OFG’s ability to fund multi-year R\u0026amp;D or underwrite very large cross-border corporate deals competitively on price.\u003c\/p\u003e\n\u003cp\u003eSo OFG leans on local market expertise—commercial real estate, municipal lending, and Puerto Rico-focused clients—where its regional share and relationships outperform global entrants.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-2_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/SWOT-Content-Weaknesses-Image.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/SWOT-Content-Weaknesses-Cloud-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eHigher Sensitivity to Interest Rate Volatility\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cpofg bank net interest margin is highly sensitive to federal funds rate moves and yield-curve shifts a parallel rise in cut similar regional banks nim by showing potential impact. rapid can raise funding costs if deposit repricing outpaces loan yields reported of deposits as repricing-sensitive q4. hedging manage this exposure requires swaps options raising operational adding basis counterparty risk. what estimate hides: reduced volatility but raised noninterest expense an estimated\u003e\n\u003c\/pofg\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-orange-section\"\u003e\n\u003cdiv class=\"product-box-orange-section4\"\u003e\n\u003cdiv class=\"title-row-orange-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/SWOT-Content-Weaknesses-Cloud-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eOperational Complexity from Previous Mergers\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-orange-section blur_box\"\u003e\n\u003cp\u003eHistorical acquisitions drove OFG Bank’s balance-sheet growth but left fragmented legacy systems and stitched-together processes across subsidiaries, raising integration costs estimated at $60–80 million through 2025 for core-platform migration.\u003c\/p\u003e\n\u003cp\u003eOngoing maintenance and upgrades demand capital and senior management focus; IT spend rose to 2.4% of assets in 2024, up from 1.6% in 2020, squeezing margins.\u003c\/p\u003e\n\u003cp\u003ePoor harmonization risks operational outages and higher cyber exposure—financial-services breaches cost a median $5.9 million in 2023—so delays increase reputational and regulatory risk.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eIntegration cost estimate: $60–80M to 2025\u003c\/li\u003e\n\u003cli\u003eIT spend: 2.4% of assets (2024) vs 1.6% (2020)\u003c\/li\u003e\n\u003cli\u003eMedian FS breach cost: $5.9M (2023)\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-orange-section4\"\u003e\n\u003cdiv class=\"title-row-orange-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/SWOT-Content-Weaknesses-Cloud-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eDependence on a Shrinking Demographic\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-orange-section blur_box\"\u003e\n\u003cppuerto rico population fell from to and net migration of young professionals the us mainland continues cutting pool for mortgages retail deposits.\u003e\n\u003cpa smaller aging customer base lowers organic loan and deposit growth ofg must boost retention create products for older clients while seeking non-local growth.\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003ePopulation 3.26M (2020 census), −9.2% since 2010\u003c\/li\u003e\n\u003cli\u003eMedian age 42.7, skewing older\u003c\/li\u003e\n\u003cli\u003eMortgage demand and retail deposits pressured\u003c\/li\u003e\n\u003cli\u003eHigher retention and remote-market expansion needed\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/pa\u003e\u003c\/ppuerto\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/SWOT-Content-Weaknesses-Cloud-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eOFG’s Puerto Rico concentration fuels GDP, deposit and margin risks amid costly scale gaps\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eOFG’s concentration in Puerto Rico (≈85% loans, ≈80% deposits, $14.2B assets YE 2024) raises GDP and demographic risk; island GDP fell 1.2% in 2024 and population fell 9.2% (2010–2020). Scale limits competitiveness vs US megabanks, raises funding\/hedging costs (NIM sensitivity; 60% repricing-sensitive deposits Q4 2024) and forces costly IT integrations ($60–80M to 2025).\u003c\/p\u003e\n\u003ctable class=\"tbl_prdct green_head blur_tbl\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth\u003eMetric\u003c\/th\u003e\n\u003cth\u003eValue\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd\u003eAssets\u003c\/td\u003e\n\u003ctd\u003e$14.2B (YE 2024)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eLoan concentration\u003c\/td\u003e\n\u003ctd\u003e≈85% PR\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eDeposits repricing\u003c\/td\u003e\n\u003ctd\u003e60% (Q4 2024)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eGDP change\u003c\/td\u003e\n\u003ctd\u003e−1.2% (2024)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eIntegration cost\u003c\/td\u003e\n\u003ctd\u003e$60–80M (to 2025)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003ch2\u003e\n\u003cspan style=\"color: #3BB77E;\"\u003eSame Document Delivered\u003c\/span\u003e\u003cbr\u003eOFG Bank SWOT Analysis\u003c\/h2\u003e\n\u003cp\u003eThis is the actual SWOT analysis document you’ll receive upon purchase—no surprises, just professional quality. The preview below is taken directly from the full SWOT report you'll get, and the file shown is not a sample but the real, editable analysis you’ll download post-purchase. Buy now to unlock the complete, structured report immediately after checkout.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Explore-Preview.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e","brand":"MatrixBCG","offers":[{"title":"Default Title","offer_id":56752792699257,"sku":"ofgbancorp-swot-analysis","price":10.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0911\/3554\/1625\/files\/ofgbancorp-swot-analysis.png?v=1772245544","url":"https:\/\/matrixbcg.com\/products\/ofgbancorp-swot-analysis","provider":"MatrixBCG","version":"1.0","type":"link"}