{"product_id":"idbibank-business-model-canvas","title":"IDBI Bank Business Model Canvas","description":"\u003cdiv class=\"pr-shrt-dscr-wrapper orange\"\u003e\n\u003csection class=\"pr-shrt-dscr-box\"\u003e\n\u003cdiv class=\"pr-shrt-dscr-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Magnifier-Icon.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eIDBI Bank: Unified Retail \u0026amp; Corporate Model Driving Deposits, Credit \u0026amp; Fee Growth\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"pr-shrt-dscr-content\"\u003e\n\u003cp\u003eDiscover how IDBI Bank aligns retail and corporate banking strengths to drive deposits, credit growth, and fee income while leveraging government ties and large branch reach for competitive advantage.\u003c\/p\u003e\n\u003cp\u003eUnlock the full Business Model Canvas to get a section-by-section breakdown—customer segments, key partnerships, revenue streams, cost structure—and practical insights for benchmarking or investment decisions.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003cdiv class=\"frst_big_letter_heading\"\u003e\n\u003ch2\u003e\n\u003cspan class=\"frst_big_letter_letter green\"\u003eP\u003c\/span\u003e\u003cspan class=\"frst_big_letter_text\"\u003eartnerships\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-wrapper green\"\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eLife Insurance Corporation of India\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eAs a major shareholder and strategic partner, Life Insurance Corporation of India (LIC) supplies IDBI Bank a nationwide bancassurance channel, enabling the bank to sell LIC’s term, endowment and ULIP products across 3,000+ branches; this drove bancassurance premium-linked fee income up ~18% YoY to ₹1,120 crore in FY2024–25. \u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eFinTech and Technology Providers\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eIDBI Bank partners with FinTechs and tech providers to modernize digital infrastructure and payment gateways, outsourcing development to firms that deliver AI-driven analytics and UPI integrations; by 2025 IDBI reported 42% growth in digital transactions and processed over 1.1 billion UPI transactions in FY2024-25, keeping it competitive in India’s fast-evolving digital banking market.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Image.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eNational Payments Corporation of India\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eIDBI Bank partners with National Payments Corporation of India (NPCI) to offer RuPay cards and IMPS, linking customers to India’s standardized digital payments network that processed 90 billion transactions worth INR 2,200 trillion in FY2024; this tie-up supports retail and corporate liquidity and keeps transaction costs and settlement times low, crucial for the bank’s payment-led fee income and operational efficiency.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-green-section\"\u003e\n\u003cdiv class=\"product-box-green-section4\"\u003e\n\u003cdiv class=\"title-row-green-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eCredit Rating and Information Agencies\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-green-section blur_box\"\u003e\n\u003cp\u003ePartnerships with CIBIL and CRISIL supply IDBI Bank with borrower credit scores and issuer\/industry ratings, crucial for underwriting and portfolio monitoring; as of FY2024 CIBIL had ~642 million records and CRISIL rated over 4,000 issuers, giving IDBI near-real-time inputs to cut default risk.\u003c\/p\u003e\n\u003cp\u003eAccess to real-time credit data helps IDBI limit NPAs — India’s bank GNPA ratio fell to 3.5% in Sep 2024 — and supports targeted provisioning and pricing decisions.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eData sources: CIBIL consumer scores, CRISIL issuer ratings\u003c\/li\u003e\n\u003cli\u003eScope: ~642M consumer records (CIBIL, 2024)\u003c\/li\u003e\n\u003cli\u003eImpact: GNPA context 3.5% (banks, Sep 2024)\u003c\/li\u003e\n\u003cli\u003eUse: underwriting, pricing, provisioning, monitoring\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-green-section4\"\u003e\n\u003cdiv class=\"title-row-green-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eGovernment of India and Regulatory Bodies\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-green-section blur_box\"\u003e\n\u003cp\u003eIDBI Bank works with the Government of India and regulators to disburse social welfare schemes and direct benefit transfers, helping reach unbanked populations while meeting priority sector lending targets; in FY2024 IDBI processed over 12 million DBT transactions worth ~₹8,200 crore. Such ties are essential to retain its banking licence and to participate in national financial inclusion drives like PMJDY and Jan Dhan.\u003c\/p\u003e\n\u003cp\u003e\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eProcessed 12M+ DBTs in FY2024 (~₹8,200 crore)\u003c\/li\u003e\n\u003cli\u003eSupports PMJDY\/financial inclusion—adds rural CASA growth\u003c\/li\u003e\n\u003cli\u003eEnsures compliance with priority sector lending mandates\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eIDBI taps LIC, fintech, CIBIL \u0026amp; DBT to cut costs, boost fees \u0026amp; scale digital lending\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eIDBI leverages LIC (bancassurance) to drive fee income (₹1,120 crore, FY2024–25), fintech\/NPCI ties to scale digital payments (1.1B UPI txns, FY2024–25) and credit bureaus (CIBIL ~642M records, 2024) plus government DBT flows (12M+ txns, ~₹8,200 crore, FY2024) to lower costs, improve underwriting and meet priority-lending rules.\u003c\/p\u003e\n\u003ctable class=\"tbl_prdct green_head blur_tbl\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth\u003ePartner\u003c\/th\u003e\n\u003cth\u003eMetric\u003c\/th\u003e\n\u003cth\u003eFY\/Year\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd\u003eLIC\u003c\/td\u003e\n\u003ctd\u003e₹1,120 cr bancassurance\u003c\/td\u003e\n\u003ctd\u003eFY2024–25\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eFinTech\/NPCI\u003c\/td\u003e\n\u003ctd\u003e1.1B UPI txns\u003c\/td\u003e\n\u003ctd\u003eFY2024–25\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eCIBIL\u003c\/td\u003e\n\u003ctd\u003e~642M records\u003c\/td\u003e\n\u003ctd\u003e2024\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eGovt DBT\u003c\/td\u003e\n\u003ctd\u003e12M txns, ₹8,200 cr\u003c\/td\u003e\n\u003ctd\u003eFY2024\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-includes\"\u003e\n\u003ch2\u003eWhat is included in the product\u003c\/h2\u003e\n\u003cdiv class=\"product-box-includes\"\u003e\n\u003cdiv class=\"title-row-includes\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Word-Icon.svg\" alt=\"Word Icon\"\u003e\n\u003cstrong\u003eDetailed Word Document\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-includes\"\u003e\n\u003cp\u003eA concise, pre-written Business Model Canvas for IDBI Bank covering customer segments, channels, value propositions, key activities, partners, resources, cost structure, and revenue streams, reflecting real-world banking operations and strategic priorities; ideal for presentations, investor discussions, and internal planning with linked SWOT insights and competitive advantage analysis.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"plus-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Plus-Icon.svg\" alt=\"Plus Icon\"\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-includes\"\u003e\n\u003cdiv class=\"title-row-includes\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Excel-Icon.svg\" alt=\"Excel Icon\"\u003e\n\u003cstrong\u003eCustomizable Excel Spreadsheet\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-includes\"\u003e\n\u003cp\u003eHigh-level, editable Business Model Canvas for IDBI Bank that condenses its retail and corporate banking strategies into a one-page snapshot, saving hours of structuring and enabling quick comparison, team collaboration, and boardroom-ready insights.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-2_new_design\"\u003e\n\u003cdiv class=\"frst_big_letter_heading\"\u003e\n\u003ch2\u003e\n\u003cspan class=\"frst_big_letter_letter orange\"\u003eA\u003c\/span\u003e\u003cspan class=\"frst_big_letter_text\"\u003ectivities\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-wrapper orange\"\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eLending and Credit Management\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cpidbi bank lending and credit management centers on appraisal disbursement recovery across retail corporate books with gross advances of rs trillion a share as fy2024 the aims for balanced portfolio to limit exposure market volatility. efficient monitoring npa tracking stress-testing keep gnpa at pcr coverage ratio in reducing default risk.\u003e\n\u003c\/pidbi\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eDeposit and Liability Management\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eIDBI Bank manages savings, current and fixed deposits to sustain a CASA (current and savings) ratio near 40%—it reported CASA 40.1% in FY2024—using targeted rate moves and branch-led campaigns to pull low-cost public funds. Effective liability management keeps liquidity buffers above regulatory LCR (liquidity coverage ratio) levels and supported a liquidity coverage ratio ~150% in 2024, ensuring funding for operations and lending.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-2_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Image.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eDigital Transformation and IT Maintenance\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eIDBI Bank continuously upgrades its mobile and net banking platforms, rolling out quarterly app releases and a 40% faster API response since 2023 to meet modern demands; digital transactions reached 68% of total volumes in FY2024-25. The bank spent INR 820 crore on cybersecurity and IT in 2024, enabling 24\/7 digital availability that cuts churn risk and supports growth in the competitive 2025 market.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-orange-section\"\u003e\n\u003cdiv class=\"product-box-orange-section4\"\u003e\n\u003cdiv class=\"title-row-orange-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eCustomer Relationship and Support Services\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-orange-section blur_box\"\u003e\n\u003cp\u003eIDBI Bank prioritizes high-quality service via 1,800+ branches, 8 regional call centres, and AI chat assistants, handling ~2.3 million monthly customer contacts to resolve grievances, onboard clients, and deliver financial advice.\u003c\/p\u003e\n\u003cp\u003eConsistent support reduces churn (industry avg ~6%; strong CX can cut this by ~30%), boosting trust, long-term deposits, and fee income.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eBranches: 1,800+\u003c\/li\u003e\n\u003cli\u003eMonthly contacts: ~2.3M\u003c\/li\u003e\n\u003cli\u003eCall centres: 8 regional\u003c\/li\u003e\n\u003cli\u003eChurn cut potential: ~30%\u003c\/li\u003e\n\u003cli\u003eIndustry churn: ~6%\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-orange-section4\"\u003e\n\u003cdiv class=\"title-row-orange-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eTreasury and Investment Operations\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-orange-section blur_box\"\u003e\n\u003cp\u003eIDBI Bank manages a proprietary portfolio of government securities, corporate bonds, and FX trades to capture capital gains and hedge interest-rate exposure; treasury reported a treasury margin contribution of about 18% to net profit in FY2024–25, with trading gains of INR 1,120 crore for FY2024. \u003c\/p\u003e\n\u003cp\u003eTreasury interventions use duration management and FX forwards to limit VaR and mark-to-market volatility, keeping interest-rate sensitivity (modified duration) of AFS\/HTM book near 3.2 years as of 31 Mar 2025. \u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eTreasury margin ≈ 18% of net profit (FY2024–25)\u003c\/li\u003e\n\u003cli\u003eTrading gains INR 1,120 crore (FY2024)\u003c\/li\u003e\n\u003cli\u003eModified duration AFS\/HTM ≈ 3.2 years (31‑Mar‑2025)\u003c\/li\u003e\n\u003cli\u003eInstruments: G‑Sec, corporate bonds, FX forwards\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eIDBI: Rs3.12T advances, 40.1% CASA, 68% digital, GNPA 3.1%, strong treasury gains\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eLending, deposits, digital banking, branch+call‑centre service, and treasury drive IDBI’s operations: gross advances Rs 3.12T (FY2024), CASA 40.1% (FY2024), GNPA 3.1% PCR 81.5%, digital 68% volumes (FY2024‑25), IT spend INR 820 crore (2024), treasury trading gains INR 1,120 crore (FY2024), modified duration ~3.2 yrs (31‑Mar‑2025).\u003c\/p\u003e\n\u003ctable class=\"tbl_prdct green_head blur_tbl\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth\u003eMetric\u003c\/th\u003e\n\u003cth\u003eValue\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd\u003eGross advances\u003c\/td\u003e\n\u003ctd\u003eRs 3.12T (FY2024)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eCASA\u003c\/td\u003e\n\u003ctd\u003e40.1% (FY2024)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eGNPA \/ PCR\u003c\/td\u003e\n\u003ctd\u003e3.1% \/ 81.5% (FY2024)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eDigital share\u003c\/td\u003e\n\u003ctd\u003e68% vols (FY2024‑25)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eIT \u0026amp; cyber\u003c\/td\u003e\n\u003ctd\u003eINR 820 Cr (2024)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eTreasury gains\u003c\/td\u003e\n\u003ctd\u003eINR 1,120 Cr (FY2024)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eDuration AFS\/HTM\u003c\/td\u003e\n\u003ctd\u003e~3.2 yrs (31‑Mar‑2025)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003ch2\u003e\n\u003cspan style=\"color: #3BB77E;\"\u003eFull Version Awaits\u003c\/span\u003e\u003cbr\u003e Business Model Canvas\u003c\/h2\u003e\n\u003cp\u003eThe preview you see is the actual IDBI Bank Business Model Canvas, not a mockup—it's a direct extract from the exact file you'll receive after purchase; no placeholders or marketing samples. Upon completing your order you will get this same professional, fully editable document in its entirety, formatted and ready for presentation or analysis in Word and Excel.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Explore-Preview.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e","brand":"MatrixBCG","offers":[{"title":"Default Title","offer_id":56749590610297,"sku":"idbibank-business-model-canvas","price":10.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0911\/3554\/1625\/files\/idbibank-business-model-canvas.png?v=1772215638","url":"https:\/\/matrixbcg.com\/products\/idbibank-business-model-canvas","provider":"MatrixBCG","version":"1.0","type":"link"}