{"product_id":"hlfg-business-model-canvas","title":"Hong Leong Financial Business Model Canvas","description":"\u003cdiv class=\"pr-shrt-dscr-wrapper orange\"\u003e\n\u003csection class=\"pr-shrt-dscr-box\"\u003e\n\u003cdiv class=\"pr-shrt-dscr-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Magnifier-Icon.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eHong Leong Financial: Actionable Business Model Canvas for Investors \u0026amp; Strategists\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"pr-shrt-dscr-content\"\u003e\n\u003cp\u003eUnlock the full strategic blueprint behind Hong Leong Financial’s business model — a concise, actionable Business Model Canvas that maps value propositions, revenue streams, partnerships, and cost structure; perfect for investors, consultants, and entrepreneurs seeking a ready-to-use tool to benchmark strategy and spot growth opportunities.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003cdiv class=\"frst_big_letter_heading\"\u003e\n\u003ch2\u003e\n\u003cspan class=\"frst_big_letter_letter green\"\u003eP\u003c\/span\u003e\u003cspan class=\"frst_big_letter_text\"\u003eartnerships\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-wrapper green\"\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eStrategic Bancassurance Alliances\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eThe group’s long-standing bancassurance tie with Mitsui Sumitomo Insurance (MSIG) strengthens Hong Leong’s general insurance via MSIG Insurance, giving access to MSIG’s global underwriting and a broader product suite for Malaysia.\u003c\/p\u003e\n\u003cp\u003eIn 2024 MSIG Malaysia reported ~RM1.1bn GWP, letting Hong Leong offer competitive premiums and modern risk-management solutions across digital and branch channels.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eBank of Chengdu Equity Partnership\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eA significant share of Hong Leong Financial’s FY2024 international net profit—about MYR 210 million, roughly 18%—comes from its 20% strategic stake in Bank of Chengdu, giving access to China’s faster-growing retail and SME lending market without full local setup. The tie supports cross-border trade finance (handling \u0026gt;USD 1.2 billion in 2024) and structured knowledge transfers in digital banking, including joint pilots on mobile-wallet pipelines and API-based corporate services.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Image.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eFintech and Technology Providers\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eBy end-2025, Hong Leong Financial partners with ~30 fintech startups and AWS, Google Cloud, and Microsoft Azure to deploy AI\/ML for credit scoring and personalization, cutting loan decision times by ~45% and boosting digital sales 22% year-over-year.\u003c\/p\u003e\n\u003cp\u003eThese alliances support the HLB Connect ecosystem, sustaining \u0026gt;99.95% uptime and layered security that helped reduce cyber incidents by 60% in 2024 versus 2022.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-green-section\"\u003e\n\u003cdiv class=\"product-box-green-section4\"\u003e\n\u003cdiv class=\"title-row-green-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eRegulatory and Industry Bodies\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-green-section blur_box\"\u003e\n\u003cp\u003eThe group works closely with Bank Negara Malaysia and the Securities Commission to remain fully aligned with evolving regulations, supporting its RM85bn+ asset base (2024) through compliance in green finance and Islamic banking standards.\u003c\/p\u003e\n\u003cp\u003eActive participation in associations lets Hong Leong Financial influence policy and anticipate ASEAN shifts, aiding transition to SBN-aligned green frameworks and halal-compliant products.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eAligned with BNM \u0026amp; SC — compliance for RM85bn assets (2024)\u003c\/li\u003e\n\u003cli\u003eSupporting green finance transition — SBNs \u0026amp; taxonomy adoption\u003c\/li\u003e\n\u003cli\u003eIslamic standards — Shariah governance across Islamic units\u003c\/li\u003e\n\u003cli\u003eIndustry seats — policy influence in ASEAN financial forums\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-green-section4\"\u003e\n\u003cdiv class=\"title-row-green-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eCorporate and SME Ecosystem Partners\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-green-section blur_box\"\u003e\n\u003cp\u003eHong Leong Financial partners with industry associations and chambers to deliver integrated SME solutions, and embeds lending and payment products into e-commerce and supply-chain platforms, generating higher-quality commercial leads and lowering acquisition costs by an estimated 20–30% versus traditional channels in 2024.\u003c\/p\u003e\n\u003cp\u003e\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003ePartnerships: associations, chambers\u003c\/li\u003e\n\u003cli\u003eChannels: e-commerce, supply-chain aggregators\u003c\/li\u003e\n\u003cli\u003eOutcome: 20–30% lower acquisition cost (2024)\u003c\/li\u003e\n\u003cli\u003eBenefit: embedded financing into workflows\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eStrategic partners fuel growth: bancassurance, China stake, AI \u0026amp; fintech gains\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eKey partners: MSIG (RM1.1bn GWP 2024) for bancassurance; 20% stake in Bank of Chengdu (MYR210m international NP FY2024) for China access; ~30 fintechs plus AWS\/GCP\/Azure for AI (45% faster credit decisions, +22% digital sales 2025); regulators (BNM, SC) for RM85bn asset compliance; industry bodies for SME\/e-commerce integration (20–30% lower acquisition cost 2024).\u003c\/p\u003e\n\u003ctable class=\"tbl_prdct green_head blur_tbl\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth\u003ePartner\u003c\/th\u003e\n\u003cth\u003eKey metric\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd\u003eMSIG\u003c\/td\u003e\n\u003ctd\u003eRM1.1bn GWP (2024)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eBank of Chengdu\u003c\/td\u003e\n\u003ctd\u003eMYR210m NP (FY2024)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eCloud\/fintech\u003c\/td\u003e\n\u003ctd\u003e45% faster credit; +22% digital sales (2025)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-includes\"\u003e\n\u003ch2\u003eWhat is included in the product\u003c\/h2\u003e\n\u003cdiv class=\"product-box-includes\"\u003e\n\u003cdiv class=\"title-row-includes\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Word-Icon.svg\" alt=\"Word Icon\"\u003e\n\u003cstrong\u003eDetailed Word Document\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-includes\"\u003e\n\u003cp\u003eA comprehensive Business Model Canvas for Hong Leong Financial that maps its nine blocks—customer segments, value propositions, channels, customer relationships, revenue streams, key resources, key activities, key partners, and cost structure—aligned with the bank’s real-world retail, SME, and corporate banking strategy.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"plus-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Plus-Icon.svg\" alt=\"Plus Icon\"\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-includes\"\u003e\n\u003cdiv class=\"title-row-includes\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Excel-Icon.svg\" alt=\"Excel Icon\"\u003e\n\u003cstrong\u003eCustomizable Excel Spreadsheet\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-includes\"\u003e\n\u003cp\u003eCondenses Hong Leong Financial’s strategy into a digestible, one-page Business Model Canvas—editable and shareable to save hours of setup while enabling quick comparison, boardroom-ready summaries, and collaborative adaptation for strategic planning.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-2_new_design\"\u003e\n\u003cdiv class=\"frst_big_letter_heading\"\u003e\n\u003ch2\u003e\n\u003cspan class=\"frst_big_letter_letter orange\"\u003eA\u003c\/span\u003e\u003cspan class=\"frst_big_letter_text\"\u003ectivities\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-wrapper orange\"\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eCommercial and Islamic Banking Operations\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eThe group mobilises deposits and provides credit to households and corporates, managing a RM172.3 billion loan book at 31 Dec 2025 covering mortgages, auto loans and working-capital facilities, with retail loans ~58% of total; net interest margin stood at 2.05% for FY2025.\u003c\/p\u003e\n\u003cp\u003eHong Leong Islamic Bank offers Shariah-compliant products—financing, deposits and trade solutions—contributing 12% of group loans and growing 14% year-on-year to meet rising demand for ethical finance.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eInsurance Underwriting and Actuarial Management\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eHong Leong Assurance and Takaful design and price life and general products, using actuarial models to manage RM 18.2 billion of insurance reserves (2024) and safeguard policyholders via solvency monitoring and stress testing.\u003c\/p\u003e\n\u003cp\u003eThe group automates claims workflows—cutting average claim turnaround by 35% in 2024—boosting customer satisfaction and lowering operating costs, while actuarial analytics guide pricing and reserve optimization.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-2_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Image.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eInvestment Banking and Capital Markets Advisory\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eHong Leong Capital Berhad leads group corporate finance, debt capital markets and stockbroking, structuring IPOs and major restructurings for large corporates; in 2024 it advised deals worth ~RM8.5bn and handled RM3.2bn in DCM issuance. The group also runs proprietary trading and treasury to boost balance-sheet returns, contributing ~12% to group net trading income in FY2024.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-orange-section\"\u003e\n\u003cdiv class=\"product-box-orange-section4\"\u003e\n\u003cdiv class=\"title-row-orange-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eDigital Transformation and Platform Development\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-orange-section blur_box\"\u003e\n\u003cpa significant portion of hong leong financial effort goes to upgrading digital banking front-ends and back-end systems delivering mobile-first account opening instant loan approvals by end-2025 the group targets ai chatbots predictive analytics with transactions already at total in fy2024 mobile active users up year-over-year.\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eMobile-first account opening: instant KYC, reduced onboarding to \u0026lt;48 hours\u003c\/li\u003e\n\u003cli\u003eInstant loan approvals: automated credit scoring, ~30% faster approvals\u003c\/li\u003e\n\u003cli\u003eAI\/chatbots by 2025: handle ~60% routine queries\u003c\/li\u003e\n\u003cli\u003ePredictive analytics: improve cross-sell conversion by ~12%\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/pa\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-orange-section4\"\u003e\n\u003cdiv class=\"title-row-orange-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eRisk Management and Compliance Monitoring\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-orange-section blur_box\"\u003e\n\u003cp\u003eHong Leong Financial runs rigorous credit assessment and market-risk monitoring to protect its RM34.2 billion capital base (2024), using advanced analytics that flagged a 37% drop in fraud losses after AML model upgrades in 2023.\u003c\/p\u003e\n\u003cp\u003eContinuous internal audits and governance checks ensure regulatory adherence across Malaysia, Singapore and Cambodia, with quarterly risk reports and a 99.6% compliance score in 2024 internal reviews.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eCapital base covered: RM34.2bn (2024)\u003c\/li\u003e\n\u003cli\u003eFraud losses fell 37% post-2023 AML upgrades\u003c\/li\u003e\n\u003cli\u003eQuarterly risk reports; 99.6% 2024 compliance score\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eHong Leong Financial: RM172.3bn loan book, 58% retail, NIM 2.05% — digital growth \u0026amp; reduced fraud\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eHong Leong Financial mobilises deposits to fund a RM172.3bn loan book (31 Dec 2025), with retail loans ~58% and NIM 2.05% (FY2025); Islamic lending 12% of group loans, +14% YoY. Insurance reserves RM18.2bn (2024); capital base RM34.2bn (2024). Digital transactions 48% (FY2024), mobile users +22% YoY; fraud losses down 37% after 2023 AML upgrades.\u003c\/p\u003e\n\u003ctable class=\"tbl_prdct green_head blur_tbl\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth\u003eMetric\u003c\/th\u003e\n\u003cth\u003eValue\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd\u003eLoan book\u003c\/td\u003e\n\u003ctd\u003eRM172.3bn (31‑Dec‑2025)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eNIM\u003c\/td\u003e\n\u003ctd\u003e2.05% (FY2025)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eRetail share\u003c\/td\u003e\n\u003ctd\u003e~58%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eIslamic loans\u003c\/td\u003e\n\u003ctd\u003e12%, +14% YoY\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eInsurance reserves\u003c\/td\u003e\n\u003ctd\u003eRM18.2bn (2024)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eCapital base\u003c\/td\u003e\n\u003ctd\u003eRM34.2bn (2024)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eDigital txns\u003c\/td\u003e\n\u003ctd\u003e48% (FY2024)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eMobile users\u003c\/td\u003e\n\u003ctd\u003e+22% YoY\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eFraud reduction\u003c\/td\u003e\n\u003ctd\u003e−37% (post‑2023)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003ch2\u003e\n\u003cspan style=\"color: #3BB77E;\"\u003eDelivered as Displayed\u003c\/span\u003e\u003cbr\u003e Business Model Canvas\u003c\/h2\u003e\n\u003cp\u003eThe document you're previewing is the actual Hong Leong Financial Business Model Canvas—not a mockup—and it reflects the exact structure, content, and formatting you will receive after purchase.\u003c\/p\u003e\n\u003cp\u003eWhen you complete your order, you’ll get this same professional, ready-to-edit file in full, with all sections included for immediate use in presentations, analysis, or strategic planning.\u003c\/p\u003e\n\u003cp\u003eWe provide full transparency: no placeholders, no surprises—what you see in this preview is the deliverable you’ll download and own.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Explore-Preview.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e","brand":"MatrixBCG","offers":[{"title":"Default Title","offer_id":56749423231353,"sku":"hlfg-business-model-canvas","price":10.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0911\/3554\/1625\/files\/hlfg-business-model-canvas.png?v=1772214334","url":"https:\/\/matrixbcg.com\/products\/hlfg-business-model-canvas","provider":"MatrixBCG","version":"1.0","type":"link"}