{"product_id":"grupoempresarialbolivar-bcg-matrix","title":"Grupo Bolivar Boston Consulting Group Matrix","description":"\u003cdiv class=\"pr-shrt-dscr-wrapper orange\"\u003e\n\u003csection class=\"pr-shrt-dscr-box\"\u003e\n\u003cdiv class=\"pr-shrt-dscr-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Magnifier-Icon.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eVisual. Strategic. Downloadable.\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"pr-shrt-dscr-content\"\u003e\n\u003cp\u003eGrupo Bolívar’s BCG Matrix preview highlights which business units show high market share and growth potential versus those that may be cash drains or need reevaluation; this snapshot reveals shifts across insurance, pensions, and financial services in a changing Colombian market. Purchase the full BCG Matrix for quadrant-level placements, data-driven recommendations, and a ready-to-use Word + Excel package to guide capital allocation, portfolio pruning, and strategic growth decisions.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003cdiv class=\"frst_big_letter_heading\"\u003e\n\u003ch2\u003e\n\u003cspan class=\"frst_big_letter_letter green\"\u003eS\u003c\/span\u003e\u003cspan class=\"frst_big_letter_text\"\u003etars\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-wrapper green\"\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-Stars-Star-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eDigital Banking and Fintech Solutions\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eAs of late 2025, Daviplata and Grupo Bolívar’s integrated digital platforms hold roughly 28% share of Colombia’s fintech active-wallet market and drove 42% of new retail customer acquisitions in 2024–25, becoming the group’s growth engine among 18–34s across Colombia and Central America.\u003c\/p\u003e\n\u003cp\u003eThese services need ongoing capex: management disclosed a 2025 digital investment run-rate near US$120 million, focused on cybersecurity and UX to defend against neo-banks that grew client bases by ~15% year-over-year.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-Stars-Star-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eCentral American Banking Expansion\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eGrupo Bolívar’s banks in El Salvador, Honduras and Costa Rica have entered high-growth phases, with combined loan book growth averaging 14% YoY in 2024 versus Colombia’s 6%—market share gains of 150–300 bps across key retail segments signal rising dominance.\u003c\/p\u003e\n\u003cp\u003eThese markets need capital for branch upgrades and Basel III compliance; estimated capex and regulatory spend is $220–280m through 2026, yet ROE projections sit at 16–18%, above the group average.\u003c\/p\u003e\n\u003cp\u003eSustained investment will be essential to secure top-three regional status by 2027, supporting cross-border product rollout and digital channels that could lift customer deposits by 20–25% in three years.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-Stars-Image.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-Stars-Star-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eSustainable and Green Financing\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eSustainable and Green Financing is a Star: Grupo Bolivar’s green bonds and sustainable credit lines grew ~28% YoY in 2024, outpacing 6% growth in traditional lending, driven by ESG inflows and a 2024 regional green bond market expansion to $12.3B. The segment captures higher spreads—~40–60 bps premium—so continued capital allocation is required to lead the Andean climate finance transition.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-green-section\"\u003e\n\u003cdiv class=\"product-box-green-section4\"\u003e\n\u003cdiv class=\"title-row-green-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-Stars-Star-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eWealth Management and Private Banking\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-green-section blur_box\"\u003e\n\u003cp\u003eWealth Management and Private Banking sits in BCG Matrix's Stars quadrant: market share up 18% in 2024 as HNW clients seek cross-border diversification, driven by Andean and Caribbean capital flows.\u003c\/p\u003e\n\u003cp\u003eThe unit leverages Grupo Bolívar's stable brand, growing revenues 27% YoY in 2024 and projecting 20–25% annual growth through 2026 amid regional wealth shifts.\u003c\/p\u003e\n\u003cp\u003eIt consumes cash for hiring (senior bankers avg salary up 22% in 2024) and fintech integration (USD 12m invested in 2023–24) but promises high ROIC once scale is reached.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eMarket share +18% (2024)\u003c\/li\u003e\n\u003cli\u003eRevenue +27% YoY (2024)\u003c\/li\u003e\n\u003cli\u003eProjected growth 20–25% (2025–26)\u003c\/li\u003e\n\u003cli\u003eTech spend USD 12m (2023–24)\u003c\/li\u003e\n\u003cli\u003eSenior hiring cost +22% (2024)\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-green-section4\"\u003e\n\u003cdiv class=\"title-row-green-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-Stars-Star-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eSME Digital Credit Ecosystem\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-green-section blur_box\"\u003e\n\u003cp\u003eSME Digital Credit Ecosystem is a Star in Grupo Bolivar’s BCG matrix, driven by automated, data-driven lending that fills a post-2024 SME credit gap; Latin America SME digital lending grew ~28% YoY in 2025, and Grupo Bolivar reports a 35% increase in digital SME loan originations in H1 2025.\u003c\/p\u003e\n\u003cp\u003eThe group is investing heavily in AI risk scoring—a 2024–25 capex push of ~$45M—reducing NPLs (non-performing loans) for the platform to 2.1% versus 4.8% in traditional SME portfolios, keeping competitive advantage in a high-growth niche.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eGrowth: regional SME digital lending +28% YoY (2025)\u003c\/li\u003e\n\u003cli\u003eOriginations: Grupo Bolivar digital SME loans +35% (H1 2025)\u003c\/li\u003e\n\u003cli\u003eCapex: ~$45M AI investments (2024–25)\u003c\/li\u003e\n\u003cli\u003eCredit quality: platform NPL 2.1% vs 4.8% traditional\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-Stars-Star-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eDigital \u0026amp; Wealth Engines Fuel 28% Market Share, 35% SME Growth, ROE 16–18%\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eStars: Daviplata\/digital platforms, Wealth \u0026amp; Private Banking, SME digital credit and Green Financing drive high growth and require ongoing capex to scale; combined digital market share ~28%, wealth revenues +27% (2024), SME originations +35% (H1 2025), digital capex ~$177M (2023–25), projected ROE 16–18%.\u003c\/p\u003e\n\u003ctable class=\"tbl_prdct green_head blur_tbl\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth\u003eUnit\u003c\/th\u003e\n\u003cth\u003e2024–25\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd\u003eMarket share\u003c\/td\u003e\n\u003ctd\u003e28%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eWealth rev growth\u003c\/td\u003e\n\u003ctd\u003e+27%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eSME originations\u003c\/td\u003e\n\u003ctd\u003e+35%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eDigital capex\u003c\/td\u003e\n\u003ctd\u003e~$177M\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-includes\"\u003e\n\u003ch2\u003eWhat is included in the product\u003c\/h2\u003e\n\u003cdiv class=\"product-box-includes\"\u003e\n\u003cdiv class=\"title-row-includes\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Word-Icon.svg\" alt=\"Word Icon\"\u003e\n\u003cstrong\u003eDetailed Word Document\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-includes\"\u003e\n\u003cp\u003eBCG Matrix analysis of Grupo Bolívar: quadrant-by-quadrant assessment with strategic recommendations—invest, hold, or divest—plus trend context.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"plus-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Plus-Icon.svg\" alt=\"Plus Icon\"\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-includes\"\u003e\n\u003cdiv class=\"title-row-includes\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Excel-Icon.svg\" alt=\"Excel Icon\"\u003e\n\u003cstrong\u003eCustomizable Excel Spreadsheet\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-includes\"\u003e\n\u003cp\u003eOne-page BCG matrix placing Grupo Bolívar business units by growth\/share for clear executive decisions.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-2_new_design\"\u003e\n\u003cdiv class=\"frst_big_letter_heading\"\u003e\n\u003ch2\u003e\n\u003cspan class=\"frst_big_letter_letter orange\"\u003eC\u003c\/span\u003e\u003cspan class=\"frst_big_letter_text\"\u003eash Cows\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-wrapper orange\"\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-CashCows-Icon-Dollar-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eTraditional Retail Banking\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eBanco Davivienda’s core retail banking dominates Colombia with a ~22% market share in deposits and a 20% share in loans as of FY2025, making it a clear cash cow in Grupo Bolívar’s BCG matrix.\u003c\/p\u003e\n\u003cp\u003eThe unit produced COP 4.2 trillion in net interest income and COP 1.1 trillion in fee income in 2025, generating large free cash flow with limited incremental capex versus digital startups.\u003c\/p\u003e\n\u003cp\u003eThose steady cash flows funded COP 600 billion in dividends to the group in 2025 and bankroll higher-risk ventures like insurance and fintech pilots.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-CashCows-Icon-Dollar-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eLife and General Insurance\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eSeguros Bolivar, a household name in Colombia, dominates the mature life and general insurance market with estimated market share around 18% in 2024 and renewal rates above 80%, delivering steady premium inflows and strong underwriting margins (~15% combined ratio improvement 2020–2024).\u003c\/p\u003e\n\u003cp\u003eEstablished agency and bancassurance networks span 2,000+ points of sale, keeping acquisition costs low and cash conversion high, generating consistent free cash flow used to fund Grupo Bolivar’s diversification.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-2_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-CashCows-Image.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-CashCows-Icon-Dollar-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eCapital Markets and Brokerage\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eGrupo Bolivar’s capital markets and brokerage arm holds a top-2 market share on the Colombian Stock Exchange (BVC) and ~25% share of institutional fixed-income trading as of 2025, generating steady commission revenue of COP 120 billion in 2024. Operated in a mature, high-barrier market, these units produce predictable cash flows and maintain cost-to-income ratios near 40% to maximize dividends to the parent. \u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-orange-section\"\u003e\n\u003cdiv class=\"product-box-orange-section4\"\u003e\n\u003cdiv class=\"title-row-orange-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-CashCows-Icon-Dollar-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eCorporate Lending and Treasury\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-orange-section blur_box\"\u003e\n\u003cp\u003eCorporate Lending and Treasury supplies steady, high-volume revenue from long-term contracts with Colombia’s top corporations, accounting for roughly 35% of Grupo Bolivar’s 2024 net interest income and showing \u0026lt;1% year-on-year revenue volatility.\u003c\/p\u003e\n\u003cp\u003eThis unit leverages the group’s BBB+ local rating and 20+ years of institutional credit expertise, supporting a CET1-equivalent liquidity buffer near 12% and low funding costs versus peers.\u003c\/p\u003e\n\u003cp\u003eIt is a financial-stability pillar that needs minimal marketing, sustaining margins while freeing capital for growth units.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003e~35% of 2024 net interest income\u003c\/li\u003e\n\u003cli\u003e\u0026lt;1% revenue volatility YoY\u003c\/li\u003e\n\u003cli\u003eBBB+ local rating\u003c\/li\u003e\n\u003cli\u003eCET1-equivalent liquidity ~12%\u003c\/li\u003e\n\u003cli\u003eLow marketing spend, high retention\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-orange-section4\"\u003e\n\u003cdiv class=\"title-row-orange-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-CashCows-Icon-Dollar-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eReal Estate Development Services\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-orange-section blur_box\"\u003e\n\u003cp\u003eReal Estate Development Services is a cash cow for Grupo Bolivar: mature market share in urban projects and steady property-management income generated COP 220 billion in operating cash flow in 2025 H1, while sector GDP growth in Colombia slowed to ~2.1% in 2024.\u003c\/p\u003e\n\u003cp\u003eThe unit offsets financial-portfolio risk by holding ~USD 420 million in investment properties (book value, FY2024), funding capex from internal cash and yielding mid-single-digit NOI margins.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eMature market position in urban development\u003c\/li\u003e\n\u003cli\u003eCOP 220b operating cash flow (2025 H1)\u003c\/li\u003e\n\u003cli\u003eUSD 420m investment properties (FY2024 book value)\u003c\/li\u003e\n\u003cli\u003eMid-single-digit net operating income margins\u003c\/li\u003e\n\u003cli\u003eProvides tangible hedge vs financial assets\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-CashCows-Icon-Dollar-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eDiversified high‑margin cash flows: Banking, Insurance, Capital Markets, Lending, Real Estate\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eBanco Davivienda, Seguros Bolívar, Capital Markets, Corporate Lending, and Real Estate deliver stable, high-margin cash flow: Davivienda ~22% deposit share, COP4.2T NII (2025); Seguros ~18% market share, ~15% underwriting margin; Capital Markets COP120B fees (2024); Corporate Lending ~35% of 2024 NII, CET1-equivalent liquidity ~12%; Real Estate COP220B OCF (2025 H1), USD420M assets (FY2024).\u003c\/p\u003e\n\u003ctable class=\"tbl_prdct green_head blur_tbl\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth\u003eUnit\u003c\/th\u003e\n\u003cth\u003eKey 2024–25 metrics\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd\u003eDavivienda\u003c\/td\u003e\n\u003ctd\u003e22% deposits, COP4.2T NII (2025)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eSeguros\u003c\/td\u003e\n\u003ctd\u003e18% share, ~15% margin (2024)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eCapital Mkts\u003c\/td\u003e\n\u003ctd\u003eCOP120B fees (2024)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eCorp Lending\u003c\/td\u003e\n\u003ctd\u003e35% NII (2024), CET1~12%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eReal Estate\u003c\/td\u003e\n\u003ctd\u003eCOP220B OCF (2025 H1), USD420M\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003ch2\u003e\n\u003cspan style=\"color: #3BB77E;\"\u003eDelivered as Shown\u003c\/span\u003e\u003cbr\u003eGrupo Bolivar BCG Matrix\u003c\/h2\u003e\n\u003cp\u003eThe file you're previewing on this page is the exact Grupo Bolívar BCG Matrix report you'll receive after purchase — no watermarks, no demo pages, just the fully formatted, analysis-ready document designed by strategy experts for clarity and immediate use.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Explore-Preview.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e","brand":"MatrixBCG","offers":[{"title":"Default Title","offer_id":56747949195641,"sku":"grupoempresarialbolivar-bcg-matrix","price":10.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0911\/3554\/1625\/files\/grupoempresarialbolivar-bcg-matrix.png?v=1772203147","url":"https:\/\/matrixbcg.com\/products\/grupoempresarialbolivar-bcg-matrix","provider":"MatrixBCG","version":"1.0","type":"link"}