{"product_id":"firstcommunitybank-five-forces-analysis","title":"First Community Bank Porter's Five Forces Analysis","description":"\u003cdiv class=\"pr-shrt-dscr-wrapper orange\"\u003e\n\u003csection class=\"pr-shrt-dscr-box\"\u003e\n\u003cdiv class=\"pr-shrt-dscr-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Magnifier-Icon.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eElevate Your Analysis with the Complete Porter's Five Forces Analysis\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"pr-shrt-dscr-content\"\u003e\n\u003cp\u003eFirst Community Bank faces moderate competitive pressure from regional peers and fintech disruptors, while regulatory burdens and concentrated commercial lending shape supplier and buyer dynamics; this snapshot highlights key risks and strategic levers. Unlock the full Porter's Five Forces Analysis to examine force-by-force ratings, visuals, and actionable recommendations tailored to First Community Bank’s market position.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003cdiv class=\"frst_big_letter_heading\"\u003e\n\u003ch2\u003e\n\u003cspan class=\"frst_big_letter_letter green\"\u003eS\u003c\/span\u003e\u003cspan class=\"frst_big_letter_text\"\u003euppliers Bargaining Power\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-wrapper green\"\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/5FORCES-Content-Suppliers-Box-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eDepositor Base Sensitivity\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eIndividual depositors are First Community Bank’s main capital suppliers, and their bargaining power rises with rate volatility; consumer surveys in 2025 show 62% of retail savers cite yield as top switching reason.\u003c\/p\u003e\n\u003cp\u003eBy late 2025 customers expect competitive APYs—roughly 4.0–5.0% on high-yield savings and 4.5–5.5% on 12-month CDs—to stay loyal.\u003c\/p\u003e\n\u003cp\u003eIf First Community’s rates lag by \u0026gt;100–150 bps, modeled outflows suggest capital flight to money market funds and digital banks could exceed 8–12% of retail deposits within 6 months.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/5FORCES-Content-Suppliers-Box-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eTechnology and Core Service Providers\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eCommunity banks like First Community depend on a few core processors and digital-banking vendors; switching costs run into $5M–$20M and 12–24 months of operational disruption for a mid‑sized bank, giving suppliers strong leverage.\u003c\/p\u003e\n\u003cp\u003eBy 2025, demand for AI fraud detection and SOC‑grade cybersecurity concentrates power: top 3 vendors serve ~60–70% of regional banks, raising vendor pricing power and contract lock‑in.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/5FORCES-Content-Suppliers-Image.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/5FORCES-Content-Suppliers-Box-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eRegulatory Compliance and Capital Requirements\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eRegulatory bodies function as suppliers of the legal framework and license to operate, so their rules wield immense influence over First Community Bank’s operations and market access.\u003c\/p\u003e\n\u003cp\u003eCurrent U.S. bank capital standards (Basel III end‑state and FDIC guidance) push CET1 ratios toward 10.5%+ for well‑capitalized status, forcing First Community to allocate capital and limit risk‑weighted assets.\u003c\/p\u003e\n\u003cp\u003eCompliance trends—AML, CCAR stress testing, and SIFI‑adjacent rules—raise annual compliance costs; regional banks report median compliance spend near 1.2% of noninterest expense in 2024, constraining margins.\u003c\/p\u003e\n\u003cp\u003eBecause meeting mandates is non‑negotiable, regulators effectively set strategic bounds and cost structure, leaving the bank little room to deviate without regulatory sanction.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-green-section\"\u003e\n\u003cdiv class=\"product-box-green-section4\"\u003e\n\u003cdiv class=\"title-row-green-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/5FORCES-Content-Suppliers-Box-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eSkilled Financial Labor Market\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-green-section blur_box\"\u003e\n\u003cp\u003eThe supply of experienced loan officers, compliance experts, and wealth managers is tight: US bank job openings for financial specialists averaged 1.8% of sector employment in 2024, and median total comp for senior loan officers rose 7% year-over-year—boosting poaching risk to larger banks with deeper pay pools.\u003c\/p\u003e\n\u003cp\u003eRetaining local expertise is vital for First Community Bank’s relationship model; turnover of a single senior officer can cut regional mortgage originations by an estimated 10–15% in the first year.\u003c\/p\u003e\n\u003cp\u003e\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eHigh demand: 1.8% sector openings (2024)\u003c\/li\u003e\n\u003cli\u003eComp growth: senior loan officer pay +7% (2024)\u003c\/li\u003e\n\u003cli\u003ePoaching risk: larger banks offer higher pay\/benefits\u003c\/li\u003e\n\u003cli\u003eImpact: turnover may reduce local originations 10–15%\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-green-section4\"\u003e\n\u003cdiv class=\"title-row-green-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/5FORCES-Content-Suppliers-Box-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eWholesale Funding Markets\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-green-section blur_box\"\u003e\n\u003cpwhen first community bank lacks internal deposits to fund loan growth it taps the federal home and repo lines these suppliers set rates covenants tied macro credit metrics fhlb advances averaged for similar regional banks\u003e\n\u003cpaccess to wholesale funding is crucial for balance-sheet liquidity during rapid rate moves or credit tightening loss repricing of these lines raises costs and compresses net interest margin.\u003e\n\u003cp class=\"lst_crct\"\u003e\n\u003c\/p\u003e\u003cli\u003eFHLB\/wholesale use when deposits short\u003c\/li\u003e\n\u003cli\u003eTerms tied to macro rates and bank credit\u003c\/li\u003e\n\u003cli\u003eQ4 2025 sample advance rates ~1.25–2.50%\u003c\/li\u003e\n\u003cli\u003eCritical for liquidity in tightening cycles\u003c\/li\u003e\n\n\u003c\/paccess\u003e\u003c\/pwhen\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/5FORCES-Content-Suppliers-Box-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eHigh supplier power: yield-driven depositors, costly vendors, FHLB rates, rising compliance\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eSuppliers (depositors, vendors, regulators, talent, FHLB\/wholesale) exert strong bargaining power: retail savers cite yield (62% in 2025), competitive APYs 4.0–5.5%; outflow risk \u0026gt;8–12% if rates lag by 100–150 bps; vendor switch costs $5M–$20M and 12–24 months; FHLB advances ~1.25–2.50% (Q4 2025); compliance ≈1.2% of noninterest expense (2024).\u003c\/p\u003e\n\u003ctable class=\"tbl_prdct green_head blur_tbl\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth\u003eSupplier\u003c\/th\u003e\n\u003cth\u003eKey metric\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd\u003eDepositors\u003c\/td\u003e\n\u003ctd\u003e62% yield-driven; 8–12% outflow risk\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eVendors\u003c\/td\u003e\n\u003ctd\u003e$5M–$20M switch; 12–24m\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eFHLB\u003c\/td\u003e\n\u003ctd\u003e1.25–2.50% adv (Q4 2025)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eCompliance\u003c\/td\u003e\n\u003ctd\u003e1.2% noninterest exp (2024)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-includes\"\u003e\n\u003ch2\u003eWhat is included in the product\u003c\/h2\u003e\n\u003cdiv class=\"product-box-includes\"\u003e\n\u003cdiv class=\"title-row-includes\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Word-Icon.svg\" alt=\"Word Icon\"\u003e\n\u003cstrong\u003eDetailed Word Document\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-includes\"\u003e\n\u003cp\u003eTailored exclusively for First Community Bank, this Porter's Five Forces overview uncovers competitive drivers, customer and supplier influence, entry barriers, substitutes, and emerging threats shaping its profitability and strategic positioning.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"plus-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Plus-Icon.svg\" alt=\"Plus Icon\"\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-includes\"\u003e\n\u003cdiv class=\"title-row-includes\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Excel-Icon.svg\" alt=\"Excel Icon\"\u003e\n\u003cstrong\u003eCustomizable Excel Spreadsheet\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-includes\"\u003e\n\u003cp\u003eOne-page Porter’s Five Forces for First Community Bank—distills competitive pressures for fast strategic decisions and board-ready slides.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-2_new_design\"\u003e\n\u003cdiv class=\"frst_big_letter_heading\"\u003e\n\u003ch2\u003e\n\u003cspan class=\"frst_big_letter_letter orange\"\u003eC\u003c\/span\u003e\u003cspan class=\"frst_big_letter_text\"\u003eustomers Bargaining Power\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-wrapper orange\"\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/5FORCES-Content-Customers-Cart-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eLow Switching Costs for Retail Banking\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eIn 2025 customers face very low switching costs as open banking APIs and instant transfers (e.g., RTP and Faster Payments) let 42% of US retail depositors switch banks within 30 days, and digital onboarding cuts new-account time to under 10 minutes; this forces First Community Bank to match pricing—median national checking APY rose to 0.35% in 2025—and provide superior digital service to retain deposits.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/5FORCES-Content-Customers-Cart-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003ePrice Sensitivity in Interest Rates\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eBorrowers and depositors at First Community Bank closely watch rate spreads: as of Dec 2025 mortgage shoppers saw national 30-year fixed averages at 6.7% while top-yield online savings paid 4.5%, so customers switch fast. Real-time comparison tools and aggregators reduce search costs and push the bank to match market rates or add fee-based services; otherwise net interest margin (industry median 2.9% in 2025) compresses quickly.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-2_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/5FORCES-Content-Customers-Image.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/5FORCES-Content-Customers-Cart-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eInformation Transparency and Digital Comparison\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eOnline reviews and real-time financial feeds let customers assess First Community Bank before visiting; 82% of US consumers used online reviews for financial decisions in 2024, raising their bargaining power.\u003c\/p\u003e\n\u003cp\u003eProspects can compare fees and service scores across 30+ regional and national banks in minutes via mobile apps, pressuring price and service transparency.\u003c\/p\u003e\n\u003cp\u003eThis info shift forces First Community to publish clear fees, match competitive APYs (eg, regional savings averages: 0.45% in 2025) and highlight service metrics daily.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-orange-section\"\u003e\n\u003cdiv class=\"product-box-orange-section4\"\u003e\n\u003cdiv class=\"title-row-orange-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/5FORCES-Content-Customers-Cart-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eSmall Business Relationship Leverage\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-orange-section blur_box\"\u003e\n\u003cp\u003eLocal small businesses often make up 25–40% of community bank loan books; they demand personalized service and can press for lower rates or fees by threatening to move lines of credit or commercial mortgages.\u003c\/p\u003e\n\u003cp\u003eBecause a single client can influence suppliers and customers, losing one can cascade—banks face measurable revenue risk: a $2m average loan exit can cut net interest income meaningfully for a $500m-asset bank.\u003c\/p\u003e\n\u003cp\u003e\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003e25–40% of loan portfolio\u003c\/li\u003e\n\u003cli\u003e$2m avg commercial loan impact\u003c\/li\u003e\n\u003cli\u003eHigh churn risk if service gaps\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-orange-section4\"\u003e\n\u003cdiv class=\"title-row-orange-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/5FORCES-Content-Customers-Cart-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eDemographic Shift Toward Digital Autonomy\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-orange-section blur_box\"\u003e\n\u003cpyounger customers now favor digital banking over branches eroding first community bank local-relationship edge pew data shows of use mobile up from in\u003e\u003cpas millennials and gen z accumulate wealth household fintech adoption rose from platform choice raises bargaining power via easy switching price transparency.\u003e\u003cpfirst community must shift to self-service api-enabled offerings and reduce branch-focused costs retain relevance margins.\u003e\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003e86% mobile banking use (18–34, 2024)\u003c\/li\u003e\n\u003cli\u003eFintech adoption +12% (2019–2023)\u003c\/li\u003e\n\u003cli\u003eKey action: invest in APIs, UX, self-service\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/pfirst\u003e\u003c\/pas\u003e\u003c\/pyounger\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/5FORCES-Content-Customers-Cart-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eCustomer Power and Digital Speed Threaten First Community’s NII — $2M Exit Material\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eCustomers have high bargaining power: low switching costs (42% can switch in 30 days), fast digital onboarding (\u0026lt;10 min), and strong rate sensitivity (30-yr avg 6.7% vs top online savings 4.5%, NIM median 2.9% in 2025) force First Community to match APYs (regional savings 0.45%) and publish fees; a $2m commercial exit risks material NII loss for a $500m bank.\u003c\/p\u003e\n\u003ctable class=\"tbl_prdct green_head blur_tbl\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth\u003eMetric\u003c\/th\u003e\n\u003cth\u003eValue\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd\u003eSwitch within 30 days\u003c\/td\u003e\n\u003ctd\u003e42%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eOnboarding time\u003c\/td\u003e\n\u003ctd\u003e\u0026lt;10 min\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003e30-yr mortgage avg (Dec 2025)\u003c\/td\u003e\n\u003ctd\u003e6.7%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eTop online savings yield (2025)\u003c\/td\u003e\n\u003ctd\u003e4.5%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eIndustry NIM (2025)\u003c\/td\u003e\n\u003ctd\u003e2.9%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eRegional savings APY (2025)\u003c\/td\u003e\n\u003ctd\u003e0.45%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eAvg commercial loan impact\u003c\/td\u003e\n\u003ctd\u003e$2.0m\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003ch2\u003e\n\u003cspan style=\"color: #3BB77E;\"\u003eSame Document Delivered\u003c\/span\u003e\u003cbr\u003eFirst Community Bank Porter's Five Forces Analysis\u003c\/h2\u003e\n\u003cp\u003eThis preview shows the exact Porter’s Five Forces analysis for First Community Bank you'll receive immediately after purchase—no placeholders, no mockups. The document displayed is the full, professionally formatted file, ready for download and use the moment you buy. You’re viewing the final deliverable; once payment is complete you’ll get instant access to this identical document with actionable insights and supporting data.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Explore-Preview.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e","brand":"MatrixBCG","offers":[{"title":"Default Title","offer_id":56746676945273,"sku":"firstcommunitybank-five-forces-analysis","price":10.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0911\/3554\/1625\/files\/firstcommunitybank-five-forces-analysis.png?v=1772190809","url":"https:\/\/matrixbcg.com\/products\/firstcommunitybank-five-forces-analysis","provider":"MatrixBCG","version":"1.0","type":"link"}