{"product_id":"fibk-pestle-analysis","title":"First Interstate Bank PESTLE Analysis","description":"\u003cdiv class=\"pr-shrt-dscr-wrapper orange\"\u003e\n\u003csection class=\"pr-shrt-dscr-box\"\u003e\n\u003cdiv class=\"pr-shrt-dscr-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Magnifier-Icon.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eMake Smarter Strategic Decisions with a Complete PESTEL View\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"pr-shrt-dscr-content\"\u003e\n\u003cp\u003eGain strategic clarity with our PESTLE Analysis of First Interstate Bank—spot regulatory, economic, and technological forces shaping its future and seize actionable insights to refine your investment or strategy. This concise, expertly researched report saves you hours of work and is ready for boardrooms or pitch decks. Buy the full version now for the complete, editable breakdown and immediate download.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003cdiv class=\"frst_big_letter_heading\"\u003e\n\u003ch2\u003e\n\u003cspan class=\"frst_big_letter_letter green\"\u003eP\u003c\/span\u003e\u003cspan class=\"frst_big_letter_text\"\u003eolitical factors\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-wrapper green\"\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/PESTLE-Content-Political-Box-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003ePost-Election Regulatory Shifts\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eThe 2024 post-election shift put consumer protection and bank oversight higher on the federal agenda, with CFPB and OCC leadership changes likely to tighten supervisory focus; regional banks like First Interstate saw compliance costs rise—estimated industry-wide by 7–12% in 2025 per Oliver Wyman projections. \u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/PESTLE-Content-Political-Box-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eGeopolitical Stability in Western Markets\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eGeopolitical tensions in 2025, including energy price volatility—Brent crude averaging ~$78\/bbl YTD—raise input costs for First Interstate Bank clients in the Mountain West, increasing credit risk for energy-exposed loans. Political instability affecting global supply chains has pushed fertilizer and equipment prices up ~12% since 2023, pressuring agricultural margins and loan demand. The bank monitors federal trade policies and tariffs that could cut regional ag export volumes—US agricultural exports were $188.5B in 2024—potentially impacting commercial credit quality.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/PESTLE-Content-Political-Image.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/PESTLE-Content-Political-Box-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eState-Level Legislative Influence\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eOperating across 10 Western states, First Interstate must navigate divergent state political climates and legislative agendas that affect compliance and branch strategy.\u003c\/p\u003e\n\u003cp\u003eShifts in state tax codes and incentive programs—e.g., recent 2024 business tax changes in Arizona reducing credits by 12%—can alter community bank profitability and customer acquisition costs.\u003c\/p\u003e\n\u003cp\u003eMovements toward state-chartered public banks in Oregon and California create a localized competitive threat; Oregon’s 2025 proposals target $2–3B in public deposits.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-green-section\"\u003e\n\u003cdiv class=\"product-box-green-section4\"\u003e\n\u003cdiv class=\"title-row-green-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/PESTLE-Content-Political-Box-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eFederal Fiscal Policy Direction\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-green-section blur_box\"\u003e\n\u003cp\u003ePolitical decisions on federal spending and the 2025 debt ceiling standoffs drive market confidence and raised 10-year Treasury yields to about 4.3% in Jan 2025, directly affecting First Interstate’s securities valuation and funding costs.\u003c\/p\u003e\n\u003cp\u003eAs a holder of sizable securities portfolios, First Interstate is exposed to Washington brinkmanship that can shift fed funds expectations; implied 1-year OIS rates moved 75 bps during 2024–25 turbulence.\u003c\/p\u003e\n\u003cp\u003eAnnual appropriations determine SBA and other government-backed lending capacity—SBA loan volumes grew ~12% in 2024, meaning changes in appropriations materially affect originations and credit support.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003e10‑yr Treasury ~4.3% (Jan 2025)\u003c\/li\u003e\n\u003cli\u003eOIS volatility ~75 bps (2024–25)\u003c\/li\u003e\n\u003cli\u003eSBA loan volume +12% (2024)\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-green-section4\"\u003e\n\u003cdiv class=\"title-row-green-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/PESTLE-Content-Political-Box-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eCommunity Reinvestment Act Modernization\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-green-section blur_box\"\u003e\n\u003cpongoing political pressure to modernize the community reinvestment act forces first interstate bank allocate more capital and staff underserved-lending programs new mid-2020s rules require detailed documentation set lending targets loan growth benchmarks of annually for similar midsize banks retain favorable cra ratings.\u003e\u003cpfailure to meet these politically driven mandates can limit first interstate ability pursue mergers or acquisitions as regulators tie cra performance approval decisions recent enforcement actions increased review times by for noncompliant banks.\u003e\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eIncreased capital\/staff for underserved lending\u003c\/li\u003e\n\u003cli\u003eMid-2020s rules: stricter documentation and 5–8% community loan growth targets\u003c\/li\u003e\n\u003cli\u003eNoncompliance can delay\/restrict M\u0026amp;A approvals; review times up ~20%\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/pfailure\u003e\u003c\/pongoing\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/PESTLE-Content-Political-Box-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eRegulatory Tightening, Energy Volatility Raise Compliance and Credit Risks for First Interstate\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eFederal regulatory tightening post-2024 elevates compliance costs (industry +7–12% est. 2025) and CRA enforcement demands 5–8% community loan growth; geopolitical energy volatility (Brent ~$78\/bbl YTD 2025) and 10‑yr Treasury ~4.3% (Jan 2025) increase credit and market risk across First Interstate’s Mountain West footprint.\u003c\/p\u003e\n\u003ctable class=\"tbl_prdct green_head blur_tbl\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth\u003eMetric\u003c\/th\u003e\n\u003cth\u003eValue\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd\u003eCompliance cost change (est.)\u003c\/td\u003e\n\u003ctd\u003e+7–12% (2025)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eCRA community loan target\u003c\/td\u003e\n\u003ctd\u003e5–8% annual\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eBrent crude\u003c\/td\u003e\n\u003ctd\u003e~$78\/bbl (YTD 2025)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003e10‑yr Treasury\u003c\/td\u003e\n\u003ctd\u003e~4.3% (Jan 2025)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-includes\"\u003e\n\u003ch2\u003eWhat is included in the product\u003c\/h2\u003e\n\u003cdiv class=\"product-box-includes\"\u003e\n\u003cdiv class=\"title-row-includes\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Word-Icon.svg\" alt=\"Word Icon\"\u003e\n\u003cstrong\u003eDetailed Word Document\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-includes\"\u003e\n\u003cp\u003eExplores how external macro-environmental factors uniquely affect First Interstate Bank across six dimensions—Political, Economic, Social, Technological, Environmental, and Legal—using region-specific data and trends to reveal actionable risks and opportunities.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"plus-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Plus-Icon.svg\" alt=\"Plus Icon\"\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-includes\"\u003e\n\u003cdiv class=\"title-row-includes\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Excel-Icon.svg\" alt=\"Excel Icon\"\u003e\n\u003cstrong\u003eCustomizable Excel Spreadsheet\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-includes\"\u003e\n\u003cp\u003eA concise, visually segmented PESTLE summary for First Interstate Bank that highlights regulatory, economic, and technological impacts for quick reference during meetings or presentations.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-2_new_design\"\u003e\n\u003cdiv class=\"frst_big_letter_heading\"\u003e\n\u003ch2\u003e\n\u003cspan class=\"frst_big_letter_letter orange\"\u003eE\u003c\/span\u003e\u003cspan class=\"frst_big_letter_text\"\u003economic factors\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-wrapper orange\"\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/PESTLE-Content-Economic-Box-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eInterest Rate Environment Stabilization\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eFollowing late-2025 stabilization after aggressive Fed hikes, regional bank net interest margins rebounded to ~3.25% in 2024 from 2.45% in 2022; First Interstate must now manage deposit costs (national average savings rate ~0.50% vs. Jumbo CDs ~3.5% in 2024) against loan yields (regional CRE loan yields ~6.2% in 2024) to protect profits.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/PESTLE-Content-Economic-Box-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eRegional Economic Diversification\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eThe Western US economies—notably Montana, Wyoming and Idaho—remain concentrated in agriculture, tourism and energy; for example, agriculture and mining accounted for roughly 8–12% of these states’ GDP in 2023, making First Interstate Bank’s NPLs and deposit flows sensitive to commodity cycles. Regional droughts and a 2022–23 softening in energy prices contributed to elevated ag-related delinquencies, while FY2024 saw the bank’s regional loan growth moderate versus national averages. Expansion into tech hubs and fast-growing urban centers in the Intermountain West, where metro employment grew 2.5–3.5% in 2024, helps diversify credit risk and stabilizes deposits against localized commodity price shocks.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-2_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/PESTLE-Content-Economic-Image.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/PESTLE-Content-Economic-Box-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eInflationary Pressures on Operating Costs\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003ePersistent inflation through 2025 pushed First Interstate Bank's operating expenses up about 6-8% year-over-year, driven by a 7.5% rise in labor costs and higher branch maintenance outlays; this contributed to a reported efficiency ratio near 60% in 2024. Talent acquisition costs rose as industry median compensation increased ~6% in 2024, squeezing margins. The bank is accelerating digital investments to automate processes and curb human-capital and overhead growth.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-orange-section\"\u003e\n\u003cdiv class=\"product-box-orange-section4\"\u003e\n\u003cdiv class=\"title-row-orange-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/PESTLE-Content-Economic-Box-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eConsumer Debt and Credit Quality\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-orange-section blur_box\"\u003e\n\u003cp\u003eEconomic shifts reducing household disposable income pressure First Interstate Bank’s consumer loan and mortgage portfolios; U.S. real disposable personal income fell 1.2% annualized in Q4 2025, tightening borrower capacity.\u003c\/p\u003e\n\u003cp\u003eRising delinquency rates—U.S. credit card delinquency rose to 4.6% in Q4 2025—signal heightened credit risk, prompting closer monitoring by risk teams.\u003c\/p\u003e\n\u003cp\u003eFirst Interstate maintains conservative underwriting and low loan-to-value practices; its consumer delinquency ratio remained below the national average at 2.1% as of Dec 2025, supporting resilience.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eQ4 2025 U.S. real disposable income -1.2% annualized\u003c\/li\u003e\n\u003cli\u003eQ4 2025 U.S. credit card delinquency 4.6%\u003c\/li\u003e\n\u003cli\u003eFirst Interstate consumer delinquency 2.1% (Dec 2025)\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-orange-section4\"\u003e\n\u003cdiv class=\"title-row-orange-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/PESTLE-Content-Economic-Box-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eHousing Market Dynamics\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-orange-section blur_box\"\u003e\n\u003cphousing market dynamics: in the western u.s. constrained supply and high prices home price q4 pacific region first interstate bank mortgage origination with volume sensitive to affordability prior rate hikes that cooled transactions by year-over-year commercial real estate exposure especially office loans of cre portfolio requires close monitoring as demand shifts.\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eMedian home price Pacific ~$590,000 (2025 Q4)\u003c\/li\u003e\n\u003cli\u003eMortgage transactions down ~10–15% YoY after rate hikes\u003c\/li\u003e\n\u003cli\u003eOffice loans ~12% of CRE exposure\u003c\/li\u003e\n\u003cli\u003eSupply constraints sustain price resilience\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/phousing\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/PESTLE-Content-Economic-Box-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eRate normalization lifts NIM to ~3.25% as deposit costs, CRE yields and consumer stress squeeze margins\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eRate normalization lifted NIM to ~3.25% in 2024 while deposit costs (savings ~0.50% vs. jumbo CDs ~3.5% in 2024) and CRE yields (~6.2%) drive margin decisions; regional commodity exposure (ag\/mining 8–12% GDP) raises asset volatility. Inflation pushed operating expenses +6–8% (efficiency ~60%); consumer stress (real DPI -1.2% Q4 2025) and higher delinquencies (card 4.6% vs FIB 2.1%) increase credit monitoring.\u003c\/p\u003e\n\u003ctable class=\"tbl_prdct green_head blur_tbl\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth\u003eMetric\u003c\/th\u003e\n\u003cth\u003eValue\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd\u003eNIM (2024)\u003c\/td\u003e\n\u003ctd\u003e~3.25%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eSavings rate (2024)\u003c\/td\u003e\n\u003ctd\u003e~0.50%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eJumbo CDs (2024)\u003c\/td\u003e\n\u003ctd\u003e~3.5%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eCRE yield (2024)\u003c\/td\u003e\n\u003ctd\u003e~6.2%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eEfficiency ratio (2024)\u003c\/td\u003e\n\u003ctd\u003e~60%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eReal DPI Q4 2025\u003c\/td\u003e\n\u003ctd\u003e-1.2%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eCard delinquency Q4 2025\u003c\/td\u003e\n\u003ctd\u003e4.6%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eFIB consumer delinquency Dec 2025\u003c\/td\u003e\n\u003ctd\u003e2.1%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003ch2\u003e\n\u003cspan style=\"color: #3BB77E;\"\u003ePreview the Actual Deliverable\u003c\/span\u003e\u003cbr\u003eFirst Interstate Bank PESTLE Analysis\u003c\/h2\u003e\n\u003cp\u003eThe preview shown here is the exact First Interstate Bank PESTLE Analysis you’ll receive after purchase—fully formatted, professionally structured, and ready to use.\u003c\/p\u003e\n\u003cp\u003eNo placeholders or teasers—this is the real, final document available for immediate download after payment.\u003c\/p\u003e\n\u003cp\u003eThe layout, content, and structure visible in the preview are identical to the file you’ll own upon checkout.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Explore-Preview.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e","brand":"MatrixBCG","offers":[{"title":"Default Title","offer_id":56751443280249,"sku":"fibk-pestle-analysis","price":10.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0911\/3554\/1625\/files\/fibk-pestle-analysis.png?v=1772231433","url":"https:\/\/matrixbcg.com\/products\/fibk-pestle-analysis","provider":"MatrixBCG","version":"1.0","type":"link"}