{"product_id":"farmersbankgroup-pestle-analysis","title":"Farmers National Bank PESTLE Analysis","description":"\u003cdiv class=\"pr-shrt-dscr-wrapper orange\"\u003e\n\u003csection class=\"pr-shrt-dscr-box\"\u003e\n\u003cdiv class=\"pr-shrt-dscr-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Magnifier-Icon.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eYour Shortcut to Market Insight Starts Here\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"pr-shrt-dscr-content\"\u003e\n\u003cp\u003eDiscover how political shifts, economic cycles, and digital disruption are reshaping Farmers National Bank’s strategic position and risk profile—our concise PESTLE preview highlights key external forces and strategic implications. Purchase the full PESTLE Analysis to access detailed regulatory, technological, and environmental insights tailored for investors and strategists, ready for instant download and use.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003cdiv class=\"frst_big_letter_heading\"\u003e\n\u003ch2\u003e\n\u003cspan class=\"frst_big_letter_letter green\"\u003eP\u003c\/span\u003e\u003cspan class=\"frst_big_letter_text\"\u003eolitical factors\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-wrapper green\"\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/PESTLE-Content-Political-Box-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eFederal Regulatory Policy\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eFederal regulatory shifts in late 2025 raise capital buffer discussions for mid-sized banks; proposed rule changes could increase CET1 targets by ~50–150 bps, directly affecting Farmers National Bank’s capital planning and ROE forecasts.\u003c\/p\u003e\n\u003cp\u003eTighter merger scrutiny and a higher approval threshold lower deal success probabilities, constraining acquisition-led growth in the Midwest and potentially reducing M\u0026amp;A volume by an estimated 10–20% annually.\u003c\/p\u003e\n\u003cp\u003eManagement must align capital ratios—Farmers reported a CET1 of 10.8% in 2024—with evolving requirements while pursuing expansion in Ohio and Pennsylvania, where combined deposit growth opportunities exceed $1.2bn.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/PESTLE-Content-Political-Box-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eCorporate Tax Adjustments\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003ePotential corporate tax rate proposals ahead of 2026—ranging in public debate from 21% to 28%—create earnings and capital allocation uncertainty for Farmers National Bank, potentially compressing net income and CET1 planning.\u003c\/p\u003e\n\u003cp\u003eShifts in tax law can cut after-tax yields on the bank’s municipal bond holdings; a 5–7 percentage-point effective rate change could reduce portfolio net yield by ~10–25 bps based on the bank’s $150M muni exposure.\u003c\/p\u003e\n\u003cp\u003eBank financial planners are monitoring 2024–25 legislative sessions in key states and Congress to hedge policy risk via duration, credit mix, and derivatives, preserving capacity for targeted dividend payouts and share-repurchase flexibility.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/PESTLE-Content-Political-Image.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/PESTLE-Content-Political-Box-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eAgricultural Subsidies and Trade\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eGiven Farmers National Bank’s agricultural focus, federal farm bill allocations (the 2018 Farm Bill directed roughly $428 billion over five years; Congress debated updates in 2023–24) and trade policy shifts are key credit drivers; USDA reports net farm income fell 9% in 2024, heightening default risk. Changes to tariffs or USMCA-related terms can cut commodity prices and local farmer profitability, impacting loan servicing. The bank’s active government relations team monitors program changes and subsidy levels to protect regional rural credit quality.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-green-section\"\u003e\n\u003cdiv class=\"product-box-green-section4\"\u003e\n\u003cdiv class=\"title-row-green-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/PESTLE-Content-Political-Box-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eGeopolitical Market Volatility\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-green-section blur_box\"\u003e\n\u003cp\u003eOngoing global tensions at end-2025 raised volatility, with MSCI World VIX up ~18% YoY, pressuring Farmers National Bank’s wealth and trust divisions as AUM sensitivity increased; US Treasury yields surged, reshaping fixed-income valuations and deposit dynamics.\u003c\/p\u003e\n\u003cp\u003eFlight-to-quality drove a 6–9% quarterly rise in core deposits at regional banks, shifting client allocations into Treasuries and cash, reducing fee-generating portfolio exposure.\u003c\/p\u003e\n\u003cp\u003eThe bank must scale advisory capabilities—scenario stress tests, FX hedges, and allocation shifts—to help clients manage geopolitical shocks and preserve AUM.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eVIX +18% YoY (end-2025)\u003c\/li\u003e\n\u003cli\u003eCore deposits +6–9% quarterly in flight-to-quality\u003c\/li\u003e\n\u003cli\u003eHigher Treasury yields compressing portfolio values\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-green-section4\"\u003e\n\u003cdiv class=\"title-row-green-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/PESTLE-Content-Political-Box-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eLocal Government Stability\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-green-section blur_box\"\u003e\n\u003cplocal government stability: farmers national bank operates across multiple municipalities where stable local politics and incentives raised commercial real estate demand by in supporting a year-over-year rise cre lending.\u003e\n\u003cpcollaborative community reinvestment projects with city governments helped the bank satisfy cra-like obligations and drove in regional development loans\u003e\n\u003cppolitical shifts at county levels can reallocate infrastructure spending in capital budgets of historically altered the bank cre pipeline volume by within months.\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003e2024 CRE demand up 6.5%\u003c\/li\u003e\n\u003cli\u003e$48M regional development loans (2025)\u003c\/li\u003e\n\u003cli\u003eCRE pipeline sensitivity ≈8% per ±10% infrastructure budget change\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/ppolitical\u003e\u003c\/pcollaborative\u003e\u003c\/plocal\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/PESTLE-Content-Political-Box-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003ePolicy shocks squeeze Farmers National: capital, ag income, M\u0026amp;A and CRE at risk\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003ePolitical risks—federal capital-rule proposals (CET1 +50–150 bps), potential corporate tax shifts (21–28%), and farm bill\/trade changes amid a 9% drop in net farm income (2024)—directly pressure Farmers National Bank’s capital, earnings, and ag loan credit quality; tighter M\u0026amp;A scrutiny cuts regional deal flow ~10–20%, while local spending swings ±10% shift CRE pipeline ~8%.\u003c\/p\u003e\n\u003ctable class=\"tbl_prdct green_head blur_tbl\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth\u003eMetric\u003c\/th\u003e\n\u003cth\u003eValue\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd\u003eCET1 (2024)\u003c\/td\u003e\n\u003ctd\u003e10.8%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003ePotential CET1 hike\u003c\/td\u003e\n\u003ctd\u003e+50–150bps\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eNet farm income change (2024)\u003c\/td\u003e\n\u003ctd\u003e-9%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eM\u0026amp;A volume impact\u003c\/td\u003e\n\u003ctd\u003e-10–20%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eCRE pipeline sensitivity\u003c\/td\u003e\n\u003ctd\u003e~8% per ±10%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-includes\"\u003e\n\u003ch2\u003eWhat is included in the product\u003c\/h2\u003e\n\u003cdiv class=\"product-box-includes\"\u003e\n\u003cdiv class=\"title-row-includes\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Word-Icon.svg\" alt=\"Word Icon\"\u003e\n\u003cstrong\u003eDetailed Word Document\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-includes\"\u003e\n\u003cp\u003eExplores how Political, Economic, Social, Technological, Environmental, and Legal factors uniquely affect Farmers National Bank, integrating regional market data and regulatory trends to identify risks and opportunities.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"plus-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Plus-Icon.svg\" alt=\"Plus Icon\"\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-includes\"\u003e\n\u003cdiv class=\"title-row-includes\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Excel-Icon.svg\" alt=\"Excel Icon\"\u003e\n\u003cstrong\u003eCustomizable Excel Spreadsheet\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-includes\"\u003e\n\u003cp\u003eConcise PESTLE summary tailored for Farmers National Bank that’s visually segmented for quick interpretation, easily dropped into presentations or shared across teams, and editable with notes to align regional or business-line risk discussions during planning sessions.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-2_new_design\"\u003e\n\u003cdiv class=\"frst_big_letter_heading\"\u003e\n\u003ch2\u003e\n\u003cspan class=\"frst_big_letter_letter orange\"\u003eE\u003c\/span\u003e\u003cspan class=\"frst_big_letter_text\"\u003economic factors\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-wrapper orange\"\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/PESTLE-Content-Economic-Box-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eInterest Rate Environment\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eBy end-2025 the Federal Reserve stance remains the primary driver of Farmers National Bank net interest margin, with the fed funds rate at around 5.25–5.50% sustaining wider NIMs versus pre-2022 levels.\u003c\/p\u003e\n\u003cp\u003eAfter adjustment the bank has targeted a loan-to-deposit ratio near 75–80% to shield earnings from yield-curve compression.\u003c\/p\u003e\n\u003cp\u003eStrategic pricing of deposit products—including higher-yield money market and tiered savings—has been essential to retain liquidity while managing cost of funds in a competitive regional market.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/PESTLE-Content-Economic-Box-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eRegional Inflation Trends\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eRegional inflation in Ohio and Pennsylvania averaged 3.8% in 2024 (BLS), raising Farmers National Bank’s operating costs via 6–8% higher labor expenses and 5–7% increased tech\/service vendor fees; management is targeting efficiency ratio improvements to below 55% from 62% (2023). Elevated CPI compresses retail purchasing power and increased household debt-service ratios heighten consumer credit risk, with delinquencies in the region rising ~0.4 pp YOY (2024).\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-2_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/PESTLE-Content-Economic-Image.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/PESTLE-Content-Economic-Box-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eLocal Employment Levels\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eLocal employment in the Rust Belt drives Farmers National Bank loan demand and asset quality: Cleveland metro unemployment fell to 4.6% in 2025 vs 6.0% in 2020, supporting a 7% YOY rise in regional mortgage originations in 2024 and steady consumer lending.\u003c\/p\u003e\n\u003cp\u003eHigh employment in core counties correlates with lower 90+ day delinquencies (1.1% in 2024), while a localized industrial downturn would force higher loan-loss provisions—historically rising from 0.45% to 1.1% of loans after the 2016 plant closures.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-orange-section\"\u003e\n\u003cdiv class=\"product-box-orange-section4\"\u003e\n\u003cdiv class=\"title-row-orange-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/PESTLE-Content-Economic-Box-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eReal Estate Market Health\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-orange-section blur_box\"\u003e\n\u003cpthe valuation of residential and commercial property in farmers national bank footprint is a key collateral indicator as average home prices core counties rose year-over-year while occupancy averaged guiding credit decisions loss provisioning.\u003e\n\u003cpthe bank monitors housing inventory down from and commercial vacancy trends to gauge concentration risk stable property values support capital ratios ongoing financing for local development projects.\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eHome prices +4.2% YoY (2025)\u003c\/li\u003e\n\u003cli\u003eCommercial occupancy 88%\u003c\/li\u003e\n\u003cli\u003eHousing inventory -12% vs 2024\u003c\/li\u003e\n\u003cli\u003eMonitored for loan concentration and capital adequacy\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/pthe\u003e\u003c\/pthe\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-orange-section4\"\u003e\n\u003cdiv class=\"title-row-orange-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/PESTLE-Content-Economic-Box-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eConsumer Spending Power\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-orange-section blur_box\"\u003e\n\u003cp\u003eHousehold income growth in the bank’s Midwest markets—median household income up ~4.2% YoY to $64,300 in 2024—boosts discretionary spending and demand for retail banking and insurance products.\u003c\/p\u003e\n\u003cp\u003eRegional GDP growth of ~2.3% in 2024 supports small business formation, increasing demand for commercial credit lines and working-capital loans.\u003c\/p\u003e\n\u003cp\u003eFarmers National Bank leverages customer-data analytics and credit-behavior models to tailor product pricing and limits based on changing financial capacity.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eMedian household income (2024): $64,300 (+4.2% YoY)\u003c\/li\u003e\n\u003cli\u003eRegional GDP growth (2024): ~2.3%\u003c\/li\u003e\n\u003cli\u003eRising small-business formations increase commercial credit demand\u003c\/li\u003e\n\u003cli\u003eData-driven product tailoring via credit-behavior models\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/PESTLE-Content-Economic-Box-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eHigher rates bolster NIMs; income and GDP lift mortgages \u0026amp; SME lending into 2025\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eFed funds ~5.25–5.50% (end‑2025) sustains wider NIMs; targeted L\/D ~75–80% and higher-yield deposit pricing manage funding cost. Regional CPI 3.8% (2024) raised labor +6–8% and vendor costs +5–7%, pushing efficiency goal \u0026lt;55% from 62% (2023). Median household income $64,300 (2024) and regional GDP +2.3% (2024) support mortgage originations (+7% YoY 2024) and SME credit demand.\u003c\/p\u003e\n\u003ctable class=\"tbl_prdct green_head blur_tbl\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth\u003eMetric\u003c\/th\u003e\n\u003cth\u003eValue\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd\u003eFed funds (end‑2025)\u003c\/td\u003e\n\u003ctd\u003e5.25–5.50%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eRegional CPI (2024)\u003c\/td\u003e\n\u003ctd\u003e3.8%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eMedian HH income (2024)\u003c\/td\u003e\n\u003ctd\u003e$64,300\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eRegional GDP (2024)\u003c\/td\u003e\n\u003ctd\u003e+2.3%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eMortgage originations (2024)\u003c\/td\u003e\n\u003ctd\u003e+7% YoY\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003ch2\u003e\n\u003cspan style=\"color: #3BB77E;\"\u003eSame Document Delivered\u003c\/span\u003e\u003cbr\u003eFarmers National Bank PESTLE Analysis\u003c\/h2\u003e\n\u003cp\u003eThe preview shown here is the exact Farmers National Bank PESTLE Analysis document you’ll receive after purchase—fully formatted, professionally structured, and ready to use with no placeholders or surprises.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Explore-Preview.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e","brand":"MatrixBCG","offers":[{"title":"Default Title","offer_id":56751837512057,"sku":"farmersbankgroup-pestle-analysis","price":10.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0911\/3554\/1625\/files\/farmersbankgroup-pestle-analysis.png?v=1772235215","url":"https:\/\/matrixbcg.com\/products\/farmersbankgroup-pestle-analysis","provider":"MatrixBCG","version":"1.0","type":"link"}