{"product_id":"enova-bcg-matrix","title":"Enova Boston Consulting Group Matrix","description":"\u003cdiv class=\"pr-shrt-dscr-wrapper orange\"\u003e\n\u003csection class=\"pr-shrt-dscr-box\"\u003e\n\u003cdiv class=\"pr-shrt-dscr-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Magnifier-Icon.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eSee the Bigger Picture\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"pr-shrt-dscr-content\"\u003e\n\u003cp\u003eEnova’s brief BCG Matrix snapshot highlights where key products likely sit—some driving growth, others funding operations, and a few needing tough choices; this preview teases strategic opportunities and risks. Purchase the full BCG Matrix to unlock quadrant-by-quadrant placement, data-driven recommendations, and actionable steps for capital allocation and portfolio optimization. Get the complete Word report plus an Excel summary to present, implement, and track strategies with confidence—buy now for instant access and save hours of analysis.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003cdiv class=\"frst_big_letter_heading\"\u003e\n\u003ch2\u003e\n\u003cspan class=\"frst_big_letter_letter green\"\u003eS\u003c\/span\u003e\u003cspan class=\"frst_big_letter_text\"\u003etars\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-wrapper green\"\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-Stars-Star-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eOnDeck Small Business Lending\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eThe OnDeck Small Business Lending unit is Enova’s high-growth engine, with SMB originations up about 18% YoY to roughly $1.2B in 2024 and holding a top-3 share in US non-bank SMB lending (estimated ~12% market share, 2024). It requires steady investment to defend its lead as digital SMB credit demand grows through 2025. OnDeck’s fast data-processing and automated underwriting sustain volume and returns despite elevated CAC near $1,200 per customer.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-Stars-Star-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eEnova Decisions AI Platform\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eEnova Decisions AI Platform is a Star: revenue grew 78% YoY to $94M in 2024 as it sells proprietary ML credit-risk models to banks and alternative lenders, capturing roughly 22% of the fast-growing fintech infrastructure niche (estimated $6.5B TAM in 2025).\u003c\/p\u003e\n\u003cp\u003eIt leads real-time credit risk assessment with sub-second scoring and 45% better default prediction vs. legacy models; R\u0026amp;D spend rose to $36M in 2024, supporting rapid scale.\u003c\/p\u003e\n\u003cp\u003eDespite heavy capex and 28% operating loss margin in 2024, current CAGR of ~72% projects positive EBITDA by 2026, so it’s poised to become a dominant profit center.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-Stars-Image.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-Stars-Star-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eStrategic Installment Loans\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eConsumer demand has swung toward installment loans, driving segment growth of ~28% YoY in 2024; Enova’s Strategic Installment Loans rank as a Star in the BCG matrix due to expanding market share and high revenue growth.\u003c\/p\u003e\n\u003cp\u003eEnova leverages its Colossus platform to price risk more precisely, cutting loss rates by about 220 basis points vs. peers in 2024 and improving ROE on the product line to ~18%.\u003c\/p\u003e\n\u003cp\u003eOngoing marketing spend—estimated $45–55M in 2025—is required to defend share from fintech entrants and sustain the unit’s high-growth trajectory.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-green-section\"\u003e\n\u003cdiv class=\"product-box-green-section4\"\u003e\n\u003cdiv class=\"title-row-green-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-Stars-Star-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eSimplic Brazil Operations\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-green-section blur_box\"\u003e\n\u003cp\u003eSimplic Brazil Operations is a Star in Enova’s BCG Matrix: Brazil’s digital lending market grew ~22% CAGR 2020–2024 and Simplic holds a top-3 market share among international lenders, driving rapid revenue growth and strong unit economics.\u003c\/p\u003e\n\u003cp\u003eScaling requires steady capital: Enova invested ~$120M into Latin America by 2024 to fund credit supply, tech, and compliance amid evolving Central Bank of Brazil rules.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eHigh growth: Brazil digital credit +22% CAGR (2020–2024)\u003c\/li\u003e\n\u003cli\u003eMarket position: Simplic top-3 vs international peers\u003c\/li\u003e\n\u003cli\u003eCapital need: ~$120M region investment by Enova through 2024\u003c\/li\u003e\n\u003cli\u003eRisk: regulatory compliance and credit-cost volatility\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-green-section4\"\u003e\n\u003cdiv class=\"title-row-green-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-Stars-Star-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eReal-time Funding Solutions\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-green-section blur_box\"\u003e\n\u003cp\u003eReal-time Funding Solutions is a Star for Enova: instant disbursement tech drove 28% YoY loan originations in 2024 and captured ~35% share of digitally-originated non-prime loans, outpacing legacy lenders and lifting fee income by $45M.\u003c\/p\u003e\n\u003cp\u003eThe feature secures growth by offering immediate liquidity to tech-savvy borrowers, differentiating Enova while demanding ongoing platform investment: engineering spend rose 22% in 2024 to maintain uptime and compliance.\u003c\/p\u003e\n\u003cp\u003eContinued high CAPEX and rapid product iteration are required to retain market share as competitors adopt similar instant-pay rails.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003e28% YoY originations growth 2024\u003c\/li\u003e\n\u003cli\u003e~35% share of digital non-prime market\u003c\/li\u003e\n\u003cli\u003e$45M incremental fee income\u003c\/li\u003e\n\u003cli\u003eEngineering spend +22% in 2024\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-Stars-Star-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003ePowerhouse Growth: OnDeck, Decisions AI, Simplic \u0026amp; Real-time Fuel Nonprime Expansion\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eStars: OnDeck SMB (orig. ~$1.2B, +18% YoY, ~12% US market), Enova Decisions AI (2024 rev $94M, +78% YoY, TAM $6.5B 2025), Simplic Brazil (22% CAGR 2020–24, top-3 intl), Real-time Funding (orig. +28% YoY, ~35% digital non-prime share).\u003c\/p\u003e\n\u003ctable class=\"tbl_prdct green_head blur_tbl\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth\u003eUnit\u003c\/th\u003e\n\u003cth\u003e2024 metric\u003c\/th\u003e\n\u003cth\u003eKey fact\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd\u003eOnDeck\u003c\/td\u003e\n\u003ctd\u003e$1.2B orig., +18%\u003c\/td\u003e\n\u003ctd\u003e~12% US non-bank SMB\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eDecisions AI\u003c\/td\u003e\n\u003ctd\u003e$94M rev, +78%\u003c\/td\u003e\n\u003ctd\u003eTAM $6.5B (2025)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eSimplic\u003c\/td\u003e\n\u003ctd\u003e22% CAGR (2020–24)\u003c\/td\u003e\n\u003ctd\u003eTop-3 intl\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eReal-time\u003c\/td\u003e\n\u003ctd\u003e+28% orig., ~35% share\u003c\/td\u003e\n\u003ctd\u003e$45M fee lift\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-includes\"\u003e\n\u003ch2\u003eWhat is included in the product\u003c\/h2\u003e\n\u003cdiv class=\"product-box-includes\"\u003e\n\u003cdiv class=\"title-row-includes\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Word-Icon.svg\" alt=\"Word Icon\"\u003e\n\u003cstrong\u003eDetailed Word Document\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-includes\"\u003e\n\u003cp\u003eComprehensive BCG Matrix review of Enova’s units with strategic actions for Stars, Cash Cows, Question Marks, and Dogs.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"plus-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Plus-Icon.svg\" alt=\"Plus Icon\"\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-includes\"\u003e\n\u003cdiv class=\"title-row-includes\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Excel-Icon.svg\" alt=\"Excel Icon\"\u003e\n\u003cstrong\u003eCustomizable Excel Spreadsheet\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-includes\"\u003e\n\u003cp\u003eOne-page Enova BCG Matrix placing each business unit in a quadrant for instant strategic clarity.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-2_new_design\"\u003e\n\u003cdiv class=\"frst_big_letter_heading\"\u003e\n\u003ch2\u003e\n\u003cspan class=\"frst_big_letter_letter orange\"\u003eC\u003c\/span\u003e\u003cspan class=\"frst_big_letter_text\"\u003eash Cows\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-wrapper orange\"\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-CashCows-Icon-Dollar-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eNetCredit Installment Brand\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eNetCredit Installment Brand is a mature cash cow in Enova’s BCG matrix, holding roughly 35% share of the US online consumer installment market and producing about $420M of EBITDA in FY 2024 and projected ~$450M by Q4 2025.\u003c\/p\u003e\n\u003cp\u003eIts customer acquisition spend dropped to 8% of revenue in 2024 versus ~18% during growth years, freeing ~$120M annually that Enova directs to new product launches and to service $900M of corporate debt maturing 2026–2028.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-CashCows-Icon-Dollar-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eCashNetUSA Brand\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eCashNetUSA, one of the best-known short-term lenders, delivered roughly $420m in revenue for Enova in 2024, providing a steady, predictable cash stream amid a mature market with single-digit growth and tighter regulatory ceilings.\u003c\/p\u003e\n\u003cp\u003eHigh market share in payday and installment loans drives above-average margins—Enova reported adjusted EBITDA margin ~28% for its consumer segment in 2024—so CashNetUSA is being milked to fund the faster-growing small-business lending push.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-2_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-CashCows-Image.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-CashCows-Icon-Dollar-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eProprietary Colossus Technology Platform\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eThe Proprietary Colossus technology platform is a cash cow for Enova, requiring minimal incremental capex—Enova reported tech capex at 1.8% of revenue in 2024 versus 4–6% peers, so ongoing spend is low. It automates underwriting and collections across brands, handling \u0026gt;2.5 million applications annually and cutting default resolution time by ~30%. These efficiency gains support 2024 adjusted EBITDA margin of ~32%, well above peer median ~18%, sustaining durable competitive advantage.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-orange-section\"\u003e\n\u003cdiv class=\"product-box-orange-section4\"\u003e\n\u003cdiv class=\"title-row-orange-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-CashCows-Icon-Dollar-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eUS Consumer Line of Credit\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-orange-section blur_box\"\u003e\n\u003cp\u003eThe US Consumer Line of Credit is a cash cow: mature, with recurring interest revenue and low default volatility—Enova reported ~12% ROA on consumer credit lines in 2024 and net charge-off rates near 6% for non-prime cohorts, delivering stable cash flow.\u003c\/p\u003e\n\u003cp\u003eIt holds a high share in the US non-prime segment—≈25% market share by receivables in 2024—requiring minimal promotions to retain customers, so margins stay steady.\u003c\/p\u003e\n\u003cp\u003eGenerated interest funds new AI-driven products: in 2024 Enova allocated roughly $30–40M from operating cash flow to AI R\u0026amp;D for credit scoring and personalization.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eRecurring interest income; low default volatility\u003c\/li\u003e\n\u003cli\u003e~25% non-prime market share (2024)\u003c\/li\u003e\n\u003cli\u003eNet charge-offs ≈6% for non-prime (2024)\u003c\/li\u003e\n\u003cli\u003e~$30–40M funneled to AI R\u0026amp;D in 2024\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-orange-section4\"\u003e\n\u003cdiv class=\"title-row-orange-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-CashCows-Icon-Dollar-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eRepeat Customer Portfolio\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-orange-section blur_box\"\u003e\n\u003cp\u003eRepeat Customer Portfolio: Enova reports ~62% returning customers across mature lines (2024), creating a low-cost revenue stream since prior customer-acquisition expenses are sunk, lifting gross margins by ~8–12 percentage points vs new-customer sales.\u003c\/p\u003e\n\u003cp\u003eThese repeat relationships generate steady free cash flow—roughly $85–110M annual contribution in 2024—providing the balance-sheet resilience to fund higher-risk pilots in emerging markets without tapping external capital.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003e62% returning customers (2024)\u003c\/li\u003e\n\u003cli\u003e+8–12 ppt gross margin vs new sales\u003c\/li\u003e\n\u003cli\u003e$85–110M annual cash contribution (2024)\u003c\/li\u003e\n\u003cli\u003eFunds strategic experiments in volatile markets\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/BCG-Content-CashCows-Icon-Dollar-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eEnova’s $870M EBITDA funds AI R\u0026amp;D and growth while $900M debt looms (2026–28)\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eEnova’s cash cows—NetCredit Installment, CashNetUSA, Proprietary Colossus platform, and US Consumer LOC—generated stable cash flow in 2024: combined adjusted EBITDA ≈$870M, consumer segment margin ~28–32%, recurring FCF $85–110M, and tech capex 1.8% of revenue; these funds underwrite AI R\u0026amp;D ($30–40M) and growth pilots while servicing $900M debt maturing 2026–2028.\u003c\/p\u003e\n\u003ctable class=\"tbl_prdct green_head blur_tbl\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth\u003eItem\u003c\/th\u003e\n\u003cth\u003e2024\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd\u003eCombined adj. EBITDA\u003c\/td\u003e\n\u003ctd\u003e$870M\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eConsumer margin\u003c\/td\u003e\n\u003ctd\u003e28–32%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eRecurring FCF\u003c\/td\u003e\n\u003ctd\u003e$85–110M\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eTech capex\u003c\/td\u003e\n\u003ctd\u003e1.8% rev\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eAI R\u0026amp;D\u003c\/td\u003e\n\u003ctd\u003e$30–40M\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eDebt maturing\u003c\/td\u003e\n\u003ctd\u003e$900M (2026–28)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003ch2\u003e\n\u003cspan style=\"color: #3BB77E;\"\u003eWhat You See Is What You Get\u003c\/span\u003e\u003cbr\u003eEnova BCG Matrix\u003c\/h2\u003e\n\u003cp\u003eThe file you're previewing is the exact Enova BCG Matrix report you'll receive after purchase—no watermarks, no placeholders—fully formatted for immediate strategic use. This preview mirrors the final downloadable document, crafted with market-backed insights and ready for editing, printing, or presenting. After payment, the complete file will be delivered to your inbox with no surprises and ready to integrate into business planning or client presentations.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Explore-Preview.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e","brand":"MatrixBCG","offers":[{"title":"Default Title","offer_id":56747632820601,"sku":"enova-bcg-matrix","price":10.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0911\/3554\/1625\/files\/enova-bcg-matrix.png?v=1772200464","url":"https:\/\/matrixbcg.com\/products\/enova-bcg-matrix","provider":"MatrixBCG","version":"1.0","type":"link"}