{"product_id":"dexia-business-model-canvas","title":"Dexia Business Model Canvas","description":"\u003cdiv class=\"pr-shrt-dscr-wrapper orange\"\u003e\n\u003csection class=\"pr-shrt-dscr-box\"\u003e\n\u003cdiv class=\"pr-shrt-dscr-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Magnifier-Icon.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eDexia Business Model Canvas: Quick Strategic Snapshot \u0026amp; Editable Toolkit\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"pr-shrt-dscr-content\"\u003e\n\u003cp\u003eDiscover Dexia’s strategic engine with a concise Business Model Canvas snapshot—covering customer segments, core value propositions, revenue streams, and risk drivers—to understand how the bank creates and captures value in complex markets; purchase the full, editable Canvas (Word \u0026amp; Excel) for a detailed, section-by-section guide, strategic implications, and ready-to-use insights for investors, consultants, and executives.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003cdiv class=\"frst_big_letter_heading\"\u003e\n\u003ch2\u003e\n\u003cspan class=\"frst_big_letter_letter green\"\u003eP\u003c\/span\u003e\u003cspan class=\"frst_big_letter_text\"\u003eartnerships\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-wrapper green\"\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eBelgian and French States\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eAs primary shareholders, the Belgian and French States provide capital injections and guarantees—Belgium committed €4.0bn and France €3.7bn in the 2011-2012 rescue framework—and continue to back Dexia’s multi-year wind-down, ensuring the group meets obligations on ~€200bn of legacy assets and remains solvent within the official resolution framework.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eEuropean Central Bank and National Regulators\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eDexia operates under strict supervision by the European Central Bank and national regulators during its run-off, with formal reviews of compliance and capital adequacy; at end-2024 Dexia’s covered portfolio stood at about €55bn, monitored against regulatory liquidity and leverage limits. Regulators oversee deleveraging and liquidity management—Dexia reduced risky exposures by ~40% since 2012—and mandatory dialogue governs execution of the orderly exit strategy.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Image.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eExternal Asset Managers and Service Providers\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eDexia partners with external asset managers and specialized service providers to manage its EUR 80–90bn legacy portfolio (2025), outsourcing valuation, stress-testing, and execution of structured trades to cut fixed costs as assets run down. These third parties handle credit-risk models and repo operations, trimming operating expenses—management reported a ~15% reduction in run-off cost per annum since 2022.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-green-section\"\u003e\n\u003cdiv class=\"product-box-green-section4\"\u003e\n\u003cdiv class=\"title-row-green-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eInstitutional Counterparties\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-green-section blur_box\"\u003e\n\u003cp\u003eInstitutional counterparties—banks, broker-dealers, and CCPs—are essential for hedging derivatives and executing liquidity swaps; as of 2025 Dexia’s legacy portfolio still used counterparties for roughly €12.4bn of notional hedges and €3.1bn in short-term liquidity swaps processed monthly.\u003c\/p\u003e\n\u003cp\u003eThese ties handle technical risk mitigation and day-to-day settlement, keeping legacy market operations smooth and reducing settlement failures below 0.2% in 2024.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003e€12.4bn notional hedges\u003c\/li\u003e\n\u003cli\u003e€3.1bn monthly liquidity swaps\u003c\/li\u003e\n\u003cli\u003eSettlement failures \u0026lt;0.2%\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-green-section4\"\u003e\n\u003cdiv class=\"title-row-green-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eResolution Authorities\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-green-section blur_box\"\u003e\n\u003cp\u003eCooperation with the Single Resolution Board (SRB) is central: Dexia follows the SRB-approved restructuring plan that frames legal and operational limits for asset disposals and guarantees a controlled, systemic wind-down; as of 2025 Dexia’s remaining portfolio was ~€18.4bn, guiding phased disposals under SRB oversight.\u003c\/p\u003e\n\u003cp\u003e\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eAligns actions to SRB plan\u003c\/li\u003e\n\u003cli\u003eDefines legal\/operational disposal limits\u003c\/li\u003e\n\u003cli\u003eEnsures systemic, controlled wind-down\u003c\/li\u003e\n\u003cli\u003eDrives phased sales of ~€18.4bn portfolio (2025)\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eDexia solvent wind-down: States back €7.7bn; €18.4bn run-off, €80–90bn legacy managed\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eState shareholders (Belgium €4.0bn, France €3.7bn) and SRB oversight secure Dexia’s solvent, phased wind-down of ~€18.4bn (2025) portfolio; regulators and ECB enforce capital\/liquidity limits; external managers run EUR 80–90bn legacy tasks, cutting run-off costs ~15% since 2022; counterparties support €12.4bn hedges and €3.1bn monthly swaps with settlement failures \u0026lt;0.2%.\u003c\/p\u003e\n\u003ctable class=\"tbl_prdct green_head blur_tbl\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth\u003eItem\u003c\/th\u003e\n\u003cth\u003eValue (2025)\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd\u003eState aid\u003c\/td\u003e\n\u003ctd\u003eBE €4.0bn \/ FR €3.7bn\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eRemaining portfolio\u003c\/td\u003e\n\u003ctd\u003e€18.4bn\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eLegacy managed\u003c\/td\u003e\n\u003ctd\u003e€80–90bn\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eNotional hedges\u003c\/td\u003e\n\u003ctd\u003e€12.4bn\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eMonthly swaps\u003c\/td\u003e\n\u003ctd\u003e€3.1bn\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eSettlement failures\u003c\/td\u003e\n\u003ctd\u003e\u0026lt;0.2%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-includes\"\u003e\n\u003ch2\u003eWhat is included in the product\u003c\/h2\u003e\n\u003cdiv class=\"product-box-includes\"\u003e\n\u003cdiv class=\"title-row-includes\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Word-Icon.svg\" alt=\"Word Icon\"\u003e\n\u003cstrong\u003eDetailed Word Document\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-includes\"\u003e\n\u003cp\u003eA concise, pre-written Business Model Canvas for Dexia covering customer segments, value propositions, channels, revenue \u0026amp; cost structures, key resources, partners, and activities, organized into the 9 classic BMC blocks with narratives and competitive analysis to support presentations, funding discussions, and strategic decision-making.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"plus-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Plus-Icon.svg\" alt=\"Plus Icon\"\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-includes\"\u003e\n\u003cdiv class=\"title-row-includes\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Excel-Icon.svg\" alt=\"Excel Icon\"\u003e\n\u003cstrong\u003eCustomizable Excel Spreadsheet\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-includes\"\u003e\n\u003cp\u003eHigh-level view of Dexia’s business model with editable cells to quickly pinpoint risk exposures and funding dependencies for rapid remediation.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-2_new_design\"\u003e\n\u003cdiv class=\"frst_big_letter_heading\"\u003e\n\u003ch2\u003e\n\u003cspan class=\"frst_big_letter_letter orange\"\u003eA\u003c\/span\u003e\u003cspan class=\"frst_big_letter_text\"\u003ectivities\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-wrapper orange\"\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eLegacy Portfolio Management\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eLegacy Portfolio Management centers on active monitoring and management of Dexia’s existing loans and securities—about €28.4bn of legacy assets as of year-end 2024—aiming to maximize recoveries and meet contractual covenants; teams use specialist public-sector finance and credit-risk expertise to manage defaults, restructurings, and provisioning, keeping non-performing loan ratio under tight control (9.1% in 2024) while targeting capital-efficient wind-downs.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eDeleveraging and Asset Disposal\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eDexia pursues deleveraging and asset disposals—selling loans and securities and taking early redemptions—to cut its balance sheet from €227bn in 2011 toward targeted wind‑down goals; each sale is stress‑tested for capital and liquidity effects to limit shareholder losses, with recent disposals reducing risk‑weighted assets by €4.2bn in 2024 and improving CET1 headroom by ~40 basis points.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-2_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Image.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eRisk Management and Hedging\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eManaging interest-rate and FX risks is continuous to protect Dexia’s equity; at end-2024 Dexia reported €2.4bn regulatory capital and keeps duration hedges on long-term assets to limit NII (net interest income) volatility.\u003c\/p\u003e\n\u003cp\u003eThe group uses swaps, cross-currency swaps and options—hedging roughly €18bn of exposures in 2024—and maintains a run-off risk framework with stress tests (1-in-200 year) and liquidity buffers to prevent unexpected shocks.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-orange-section\"\u003e\n\u003cdiv class=\"product-box-orange-section4\"\u003e\n\u003cdiv class=\"title-row-orange-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eOperational Simplification\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-orange-section blur_box\"\u003e\n\u003cpas the business shrinking dexia must reorganize its internal structure to match reduced scale decommissioning legacy it platforms and consolidating office space cut costs efficiency drove a operating-cost decline of versus cet1 ratio held above as dec\u003e\n\u003cp class=\"lst_crct\"\u003e\u003c\/p\u003e\u003cli\u003eDecommission legacy systems — reduce IT spend by ~25%\u003c\/li\u003e\u003cli\u003eClose\/merge branches — lower real-estate footprint by ~30%\u003c\/li\u003e\u003cli\u003eHeadcount alignment — fewer than 1,000 employees by 2024\u003c\/li\u003e\n\u003c\/pas\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-orange-section4\"\u003e\n\u003cdiv class=\"title-row-orange-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eRegulatory Reporting and Compliance\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-orange-section blur_box\"\u003e\n\u003cp\u003eThe group must produce extensive documentation to satisfy state backers and regulators, including quarterly resolution-plan updates and detailed liquidity reporting; as of 2025 Dexia reports CET1 at 15.2% and LCR (liquidity coverage ratio) above 180%, which feed into regulatory disclosures.\u003c\/p\u003e\n\u003cp\u003eLegal compliance across Belgium, France, and Luxembourg drives heavy operational costs—compliance staff, audit and legal fees account for an estimated 12–15% of operating expenses in resolution-phase operations.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eQuarterly resolution-plan updates\u003c\/li\u003e\n\u003cli\u003eDetailed liquidity ratios: LCR \u0026gt;180%, CET1 15.2% (2025)\u003c\/li\u003e\n\u003cli\u003eMultijurisdictional legal compliance (BE, FR, LU)\u003c\/li\u003e\n\u003cli\u003eCompliance costs ~12–15% of operating expenses\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eStreamlined run‑off: €28.4bn legacy, 15.2% CET1, −18% costs, NPL 9.1%\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eLegacy portfolio and run‑off operations: manage €28.4bn legacy assets (YE 2024), NPL ratio 9.1% (2024), disposals reduced RWA €4.2bn (2024); hedges cover €18bn exposures; regulatory ratios CET1 15.2% (2025), LCR \u0026gt;180%; operating costs down ~18% vs 2019; headcount \u0026lt;1,000 (2024).\u003c\/p\u003e\n\u003ctable class=\"tbl_prdct green_head blur_tbl\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth\u003eMetric\u003c\/th\u003e\n\u003cth\u003eValue\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd\u003eLegacy assets (YE 2024)\u003c\/td\u003e\n\u003ctd\u003e€28.4bn\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eNPL ratio (2024)\u003c\/td\u003e\n\u003ctd\u003e9.1%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eRWA reduction (2024)\u003c\/td\u003e\n\u003ctd\u003e€4.2bn\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eHedged exposures (2024)\u003c\/td\u003e\n\u003ctd\u003e€18bn\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eCET1 (2025)\u003c\/td\u003e\n\u003ctd\u003e15.2%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eLCR (2025)\u003c\/td\u003e\n\u003ctd\u003e\u0026gt;180%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eOp costs change vs 2019\u003c\/td\u003e\n\u003ctd\u003e−18%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eHeadcount (2024)\u003c\/td\u003e\n\u003ctd\u003e\u0026lt;1,000\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003ch2\u003e\n\u003cspan style=\"color: #3BB77E;\"\u003eWhat You See Is What You Get\u003c\/span\u003e\u003cbr\u003e Business Model Canvas\u003c\/h2\u003e\n\u003cp\u003eThe document you're previewing is the actual Dexia Business Model Canvas—no mockups, no samples—it's a direct extract from the file you'll receive after purchase.\u003c\/p\u003e\n\u003cp\u003eWhen you complete your order, you'll get the full, ready-to-edit document in the same professional format shown here, with all sections included.\u003c\/p\u003e\n\u003cp\u003eWe provide full transparency: what you see is what you’ll download—formatted, complete, and ready for presentation or customization.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Explore-Preview.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e","brand":"MatrixBCG","offers":[{"title":"Default Title","offer_id":56749564264825,"sku":"dexia-business-model-canvas","price":10.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0911\/3554\/1625\/files\/dexia-business-model-canvas.png?v=1772215254","url":"https:\/\/matrixbcg.com\/products\/dexia-business-model-canvas","provider":"MatrixBCG","version":"1.0","type":"link"}