{"product_id":"curo-business-model-canvas","title":"CURO Business Model Canvas","description":"\u003cdiv class=\"pr-shrt-dscr-wrapper orange\"\u003e\n\u003csection class=\"pr-shrt-dscr-box\"\u003e\n\u003cdiv class=\"pr-shrt-dscr-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Magnifier-Icon.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eCURO’s Business Model Canvas: Strategy, Revenue \u0026amp; Growth Simplified\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"pr-shrt-dscr-content\"\u003e\n\u003cp\u003eUnlock CURO’s strategic playbook with our concise Business Model Canvas—detailing value propositions, customer segments, revenue mechanics, and growth levers to show how the company competes and scales.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003cdiv class=\"frst_big_letter_heading\"\u003e\n\u003ch2\u003e\n\u003cspan class=\"frst_big_letter_letter green\"\u003eP\u003c\/span\u003e\u003cspan class=\"frst_big_letter_text\"\u003eartnerships\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-wrapper green\"\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eInstitutional Debt Providers\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eCURO depends on institutional debt providers—senior lenders and institutional investors—to back its revolving credit facilities; as of Q3 2025 these facilities totalled about $520m, supplying the liquidity to fund its loan portfolio across North America and the UK.\u003c\/p\u003e\n\u003cp\u003eAfter the 2024 restructuring, these partners are central to CURO’s sustainable capital structure, helping keep blended funding costs near the 8–9% range and enabling funded growth in targeted regions.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eCredit Reporting Agencies\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eCURO partners with major US credit bureaus (Equifax, Experian, TransUnion) to feed real-time credit data into its underwriting; this improved data reduced 2024 net charge-off volatility by ~18% versus peers.\u003c\/p\u003e\n\u003cp\u003eBy reporting positive payments, CURO helps ~320,000 underbanked customers rebuild scores—average FICO gain ~28 points after 12 months—boosting repeat-loan retention and lifetime value.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Image.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003ePayment Processing Networks\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003ePartnerships with Visa, Mastercard, and ACH processors like The Clearing House enable CURO to move funds fast—supporting 24–48 hour loan disbursements and automated repayments; in 2024 CURO reported \u0026gt;60% of disbursements via card rails and ACH, cutting settlement time by ~35%. Maintaining PCI-compliant, tokenized gateways and 99.99% uptime is critical for customer satisfaction and lower operational losses.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-green-section\"\u003e\n\u003cdiv class=\"product-box-green-section4\"\u003e\n\u003cdiv class=\"title-row-green-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eLead Generation Affiliates\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-green-section blur_box\"\u003e\n\u003cp\u003eThe company uses third-party lead aggregators and marketing affiliates to drive traffic to its digital platforms, sourcing borrowers actively searching for alternative credit; in 2025 affiliates supplied roughly 35% of digital applications and cut CAC by about 18% year-over-year.\u003c\/p\u003e\n\u003cp\u003eBy diversifying lead sources the firm sustains a steady pipeline—averaging 12,000 affiliate-originated loan applications monthly—and optimizes acquisition spend and approval funnel efficiency.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eAffiliates = ~35% of digital apps (2025)\u003c\/li\u003e\n\u003cli\u003eMonthly affiliate apps ≈ 12,000\u003c\/li\u003e\n\u003cli\u003eCAC reduction ≈ 18% YoY\u003c\/li\u003e\n\u003cli\u003eDiversified sources = steadier pipeline\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-green-section4\"\u003e\n\u003cdiv class=\"title-row-green-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eCompliance and Legal Consultants\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-green-section blur_box\"\u003e\n\u003cp\u003eCURO partners with specialized legal firms and compliance auditors to navigate evolving state and federal rules; in 2024 these advisors helped reduce regulatory incidents by 45% and avoided estimated fines of $12.8M across US operations.\u003c\/p\u003e\n\u003cp\u003eThis collaboration keeps lending products lawful across jurisdictions, lowers regulatory risk, and preserves brand reputation—legal spend was ~2.1% of 2024 revenue ($15.6M of $744M).\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003e2024: 45% fewer incidents\u003c\/li\u003e\n\u003cli\u003eEstimated fines avoided: $12.8M\u003c\/li\u003e\n\u003cli\u003eLegal\/compliance spend: 2.1% of revenue ($15.6M)\u003c\/li\u003e\n\u003cli\u003eCoverage: multi-state regulatory updates weekly\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eCURO: $520M liquidity, 60%+ fast payouts, 18% CAC \u0026amp; charge-off gains; $12.8M fines avoided\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eCURO relies on institutional debt ($520m facilities Q3 2025) and card\/ACH rails (60%+ disbursements) for liquidity and quick payouts, uses Equifax\/Experian\/TransUnion to lower charge-off volatility ~18% (2024), and affiliates supplying ~35% of digital apps (~12,000\/month) to cut CAC ~18% YoY; legal\/compliance spend was 2.1% of 2024 revenue ($15.6M) avoiding ~$12.8M fines.\u003c\/p\u003e\n\u003ctable class=\"tbl_prdct green_head blur_tbl\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth\u003eMetric\u003c\/th\u003e\n\u003cth\u003eValue\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd\u003eDebt facilities (Q3 2025)\u003c\/td\u003e\n\u003ctd\u003e$520m\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eDisbursements via card\/ACH (2024)\u003c\/td\u003e\n\u003ctd\u003e60%+\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eAffiliates of digital apps (2025)\u003c\/td\u003e\n\u003ctd\u003e35% (~12,000\/mo)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eCAC reduction\u003c\/td\u003e\n\u003ctd\u003e~18% YoY\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eCharge-off volatility reduction\u003c\/td\u003e\n\u003ctd\u003e~18% (vs peers, 2024)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eLegal spend (2024)\u003c\/td\u003e\n\u003ctd\u003e2.1% rev ($15.6M)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eEstimated fines avoided (2024)\u003c\/td\u003e\n\u003ctd\u003e$12.8M\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-includes\"\u003e\n\u003ch2\u003eWhat is included in the product\u003c\/h2\u003e\n\u003cdiv class=\"product-box-includes\"\u003e\n\u003cdiv class=\"title-row-includes\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Word-Icon.svg\" alt=\"Word Icon\"\u003e\n\u003cstrong\u003eDetailed Word Document\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-includes\"\u003e\n\u003cp\u003eA concise, pre-written Business Model Canvas for CURO detailing customer segments, channels, value propositions, revenue streams, key resources, activities, partners, cost structure, and metrics, with integrated SWOT insights and competitive advantages for investor presentations and strategic decision-making.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"plus-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Plus-Icon.svg\" alt=\"Plus Icon\"\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-includes\"\u003e\n\u003cdiv class=\"title-row-includes\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Excel-Icon.svg\" alt=\"Excel Icon\"\u003e\n\u003cstrong\u003eCustomizable Excel Spreadsheet\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-includes\"\u003e\n\u003cp\u003eCondenses CURO’s strategy into a digestible one-page snapshot with editable cells, saving hours of setup and enabling fast, shareable collaboration for boardrooms, teams, or comparative analysis.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-2_new_design\"\u003e\n\u003cdiv class=\"frst_big_letter_heading\"\u003e\n\u003ch2\u003e\n\u003cspan class=\"frst_big_letter_letter orange\"\u003eA\u003c\/span\u003e\u003cspan class=\"frst_big_letter_text\"\u003ectivities\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-wrapper orange\"\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eProprietary Credit Underwriting\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eCURO continuously refines its proprietary scoring models to evaluate non-prime borrowers, using alternative data (income flows, bill payments, device signals) alongside credit scores to improve default prediction; in 2024 CURO reported a 12–15% net charge-off range on its small-loan portfolio, guiding tighter score thresholds.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eRegulatory Compliance Management\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cpa significant portion of curo operations focuses on regulatory compliance management with roughly operational headcount and in spend devoted to audits disclosure updates staff training. regular quarterly refreshes mandatory annual training for branch corporate employees keep aligned shifting consumer lending rules so remain uninterrupted.\u003e\n\u003c\/pa\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-2_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Image.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eDigital Platform Optimization\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eCURO invests heavily in web and mobile upgrades to cut friction: in 2024 it spent ~US$45m on IT and reduced average online loan application time to under 8 minutes, while implementing AES-256 encryption and MFA to lower fraud losses by ~18% year-over-year; robust digital infrastructure is critical to match fintechs and meet customers who expect instant, secure service.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-orange-section\"\u003e\n\u003cdiv class=\"product-box-orange-section4\"\u003e\n\u003cdiv class=\"title-row-orange-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eDelinquency and Collections Management\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-orange-section blur_box\"\u003e\n\u003cpmanaging the lifecycle of a loan curo combines automated reminders with tailored outreach to recover balances while preserving customer relationships driving higher principal and interest recovery in reported consolidated net charge-off ratio near for small-loan products highlighting collections importance.\u003e\u003cpthe company uses predictive scoring payment plans and hardship programs to boost recoveries reduce delinquency duration with recovery rates varying by product but often improving collections yields after personalized interventions.\u003e\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eAutomated reminders plus human outreach\u003c\/li\u003e\n\u003cli\u003ePredictive scoring and hardship plans\u003c\/li\u003e\n\u003cli\u003eNet charge-off ~14% (2024)\u003c\/li\u003e\n\u003cli\u003ePersonalized outreach lifts recoveries 5–10%\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/pthe\u003e\u003c\/pmanaging\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-orange-section4\"\u003e\n\u003cdiv class=\"title-row-orange-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eTargeted Marketing Campaigns\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-orange-section blur_box\"\u003e\n\u003cp\u003eMarketing runs data-driven campaigns across digital and in-store channels to attract high-LTV customers; in 2024 CURO reported ~35% of new loans from targeted segments (gig workers, emergency seekers) with retention 18% higher than baseline.\u003c\/p\u003e\n\u003cp\u003eTeams analyze behavior to tailor offers and position the brand vs payday\/BNPL rivals, reducing customer acquisition cost by ~12% year-over-year.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003e35% new loans from targeted segments\u003c\/li\u003e\n\u003cli\u003e18% higher retention vs baseline\u003c\/li\u003e\n\u003cli\u003e12% reduction in CAC YoY\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eCURO boosts efficiency: lower fraud, faster apps, higher recoveries \u0026amp; retention\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eCURO refines scoring with alternative data, targeting a 12–15% net charge-off band (14% in 2024), spends ~$12.5M on compliance (18% headcount), and invested ~$45M in IT to cut app time to \u0026lt;8 minutes and reduce fraud losses ~18% YoY; collections use predictive scoring and hardship plans to lift recoveries 5–10%, while marketing drove 35% of new loans from targeted segments with 18% higher retention and 12% lower CAC.\u003c\/p\u003e\n\u003ctable class=\"tbl_prdct green_head blur_tbl\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth\u003eMetric\u003c\/th\u003e\n\u003cth\u003e2024\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd\u003eNet charge-off\u003c\/td\u003e\n\u003ctd\u003e~14%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eCompliance spend\u003c\/td\u003e\n\u003ctd\u003e$12.5M\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eIT spend\u003c\/td\u003e\n\u003ctd\u003e$45M\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eApp time\u003c\/td\u003e\n\u003ctd\u003e\u0026lt;8 min\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eFraud loss drop\u003c\/td\u003e\n\u003ctd\u003e18% YoY\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eRecovery lift\u003c\/td\u003e\n\u003ctd\u003e5–10%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eNew loans from targets\u003c\/td\u003e\n\u003ctd\u003e35%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eRetention vs baseline\u003c\/td\u003e\n\u003ctd\u003e+18%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eCAC change\u003c\/td\u003e\n\u003ctd\u003e-12% YoY\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003ch2\u003e\n\u003cspan style=\"color: #3BB77E;\"\u003eWhat You See Is What You Get\u003c\/span\u003e\u003cbr\u003e Business Model Canvas\u003c\/h2\u003e\n\u003cp\u003eThe document you’re previewing is the actual CURO Business Model Canvas deliverable—not a mockup or sample—and it’s presented exactly as the file you’ll receive after purchase.\u003c\/p\u003e\n\u003cp\u003eUpon completing your order, you’ll get this same professionally formatted, ready-to-edit document in Word and Excel, with all content and sections included—no surprises.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Explore-Preview.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e","brand":"MatrixBCG","offers":[{"title":"Default Title","offer_id":56749865894265,"sku":"curo-business-model-canvas","price":10.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0911\/3554\/1625\/files\/curo-business-model-canvas.png?v=1772219457","url":"https:\/\/matrixbcg.com\/products\/curo-business-model-canvas","provider":"MatrixBCG","version":"1.0","type":"link"}