{"product_id":"credicorp-pestle-analysis","title":"Credicorp PESTLE Analysis","description":"\u003cdiv class=\"pr-shrt-dscr-wrapper orange\"\u003e\n\u003csection class=\"pr-shrt-dscr-box\"\u003e\n\u003cdiv class=\"pr-shrt-dscr-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Magnifier-Icon.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eYour Competitive Advantage Starts with This Report\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"pr-shrt-dscr-content\"\u003e\n\u003cp\u003eUnlock strategic insight with our PESTLE analysis of Credicorp—concise, timely, and focused on the political, economic, social, technological, legal, and environmental forces shaping its outlook; buy the full report to access detailed risk assessments, growth levers, and ready-to-use recommendations for investors and strategists.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003cdiv class=\"frst_big_letter_heading\"\u003e\n\u003ch2\u003e\n\u003cspan class=\"frst_big_letter_letter green\"\u003eP\u003c\/span\u003e\u003cspan class=\"frst_big_letter_text\"\u003eolitical factors\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-wrapper green\"\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/PESTLE-Content-Political-Box-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eDomestic Political Stability in Peru\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003ePersistent executive-legislative friction in Peru has heightened investor caution, with political risk premiums rising from 2.1% in 2023 to an estimated 2.8% in 2025, complicating Credicorp’s five-year planning; cabinet turnover averaged 3.4 months in 2024, increasing policy uncertainty for private investment. Credicorp must hedge regulatory and macro risks to protect its S\/125 billion asset base and market share amid potential civil unrest and ideological shifts.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/PESTLE-Content-Political-Box-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eRegional Geopolitical Dynamics\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eCredicorp’s operations in Colombia, Chile and Bolivia expose the group to heterogeneous political climates; in 2024 these three markets accounted for about 28% of consolidated lending and 22% of fee income, amplifying sensitivity to cross-border regulatory shifts in the Andean region.\u003c\/p\u003e\n\u003cp\u003eChanges to regional trade agreements or diplomatic tensions can disrupt capital flows and reduce M\u0026amp;A and ECM deal volumes, which for Credicorp Capital comprised roughly 35% of the group’s investment banking revenues in 2023–2024.\u003c\/p\u003e\n\u003cp\u003eTracking political alignment of neighboring governments is therefore essential to manage sovereign, regulatory and operational risks tied to Credicorp’s international expansion strategy and to preserve ROE and capital efficiency metrics.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/PESTLE-Content-Political-Image.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/PESTLE-Content-Political-Box-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eGovernment Fiscal Policy and Taxation\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eThe Peruvian government's stance on fiscal deficits and tax collection directly affects banking profitability and cost of capital; Peru's public sector deficit narrowed to 1.4% of GDP in 2024, which can ease pressure on rates and improve loan demand. Introduction of windfall taxes or a change from the 29.5% corporate tax rate would force Credicorp to reassess dividend policy and capital allocation, potentially lowering payout ratios. Analysts track the Ministry of Economy and Finance—whose 2025 budget targets a fiscal consolidation—to anticipate tightening that could reduce household consumption and credit growth.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-green-section\"\u003e\n\u003cdiv class=\"product-box-green-section4\"\u003e\n\u003cdiv class=\"title-row-green-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/PESTLE-Content-Political-Box-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003ePublic Sector Corruption and Governance\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-green-section blur_box\"\u003e\n\u003cp\u003eOngoing investigations into public sector corruption in Peru have stalled ~$3.5–4.0bn of infrastructure projects since 2023, reducing Banco de Credito del Peru’s potential corporate loan origination and contributing to a 6–8% YoY decline in sector lending growth in 2024.\u003c\/p\u003e\n\u003cp\u003eCredicorp must uphold rigorous compliance to avoid secondary exposure from government contracts; failures could trigger fines and reputational losses—Peru’s recent bribery probes have led to average equity drops of ~12% for implicated firms.\u003c\/p\u003e\n\u003cp\u003eHigh-level political scandals increase market volatility: Peruvian sovereign bond spreads widened by ~120bps in 2023–24 during major scandals, pressuring valuations across Peruvian equities and fixed income.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003e~$3.5–4.0bn stalled infrastructure projects since 2023\u003c\/li\u003e\n\u003cli\u003e6–8% YoY decline in sector lending growth (2024)\u003c\/li\u003e\n\u003cli\u003e~12% average equity drop for implicated firms\u003c\/li\u003e\n\u003cli\u003eSovereign spreads widened ~120bps (2023–24)\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-green-section4\"\u003e\n\u003cdiv class=\"title-row-green-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/PESTLE-Content-Political-Box-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eTrade Alliances and Global Relations\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-green-section blur_box\"\u003e\n\u003cp\u003ePeru’s Pacific Alliance membership and strong trade links with the US and China support export sectors crucial to Credicorp, with exports accounting for 26% of Peru’s GDP in 2023 and mining exports at about US$36.5bn in 2024.\u003c\/p\u003e\n\u003cp\u003eProtectionist shifts—e.g., 2022–24 rising tariffs and supply-chain disruptions—threaten Credicorp’s corporate clients in mining and agriculture, affecting loan performance and trade finance volumes.\u003c\/p\u003e\n\u003cp\u003eCredicorp’s in-house research and advisory units provide clients scenario analysis and hedging strategies to manage cross-border policy risks, advising on FX, commodity and supply-chain mitigation.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003e2023 exports ~26% of GDP; mining exports ~US$36.5bn (2024)\u003c\/li\u003e\n\u003cli\u003eExposure: trade-policy shocks → higher credit risk in mining\/agri portfolios\u003c\/li\u003e\n\u003cli\u003eMitigation: research-driven advisory, FX\/commodity hedges, supply-chain diversification\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/PESTLE-Content-Political-Box-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003ePeru political turmoil lifts risk premium to 2.8%, stalls $3.5–4bn infra, widens spreads\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003ePolitical volatility in Peru raised risk premiums from 2.1% (2023) to 2.8% (2025 est.), stalled ~$3.5–4.0bn infra projects, and widened sovereign spreads ~120bps (2023–24); 28% of Credicorp lending and 22% fee income from Colombia\/Chile\/Bolivia; mining exports US$36.5bn (2024) underpin trade exposure.\u003c\/p\u003e\n\u003ctable class=\"tbl_prdct green_head blur_tbl\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth\u003eMetric\u003c\/th\u003e\n\u003cth\u003eValue\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd\u003eRisk premium\u003c\/td\u003e\n\u003ctd\u003e2.8% (2025)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eStalled projects\u003c\/td\u003e\n\u003ctd\u003e$3.5–4.0bn\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eSovereign spread\u003c\/td\u003e\n\u003ctd\u003e+120bps\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eIntl revenue share\u003c\/td\u003e\n\u003ctd\u003e28% lending \/ 22% fees\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-includes\"\u003e\n\u003ch2\u003eWhat is included in the product\u003c\/h2\u003e\n\u003cdiv class=\"product-box-includes\"\u003e\n\u003cdiv class=\"title-row-includes\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Word-Icon.svg\" alt=\"Word Icon\"\u003e\n\u003cstrong\u003eDetailed Word Document\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-includes\"\u003e\n\u003cp\u003eExplores how external macro-environmental factors uniquely affect Credicorp across six dimensions—Political, Economic, Social, Technological, Environmental, and Legal—using region-specific data and trends to identify threats and opportunities.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"plus-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Plus-Icon.svg\" alt=\"Plus Icon\"\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-includes\"\u003e\n\u003cdiv class=\"title-row-includes\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Excel-Icon.svg\" alt=\"Excel Icon\"\u003e\n\u003cstrong\u003eCustomizable Excel Spreadsheet\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-includes\"\u003e\n\u003cp\u003eCondensed PESTLE insights tailored for Credicorp, enabling quick reference in meetings or presentations to streamline discussion on regulatory, economic, and competitive risks.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-2_new_design\"\u003e\n\u003cdiv class=\"frst_big_letter_heading\"\u003e\n\u003ch2\u003e\n\u003cspan class=\"frst_big_letter_letter orange\"\u003eE\u003c\/span\u003e\u003cspan class=\"frst_big_letter_text\"\u003economic factors\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-wrapper orange\"\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/PESTLE-Content-Economic-Box-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eInterest Rate Environment and Monetary Policy\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eThe BCRP’s monetary policy is a primary driver of Credicorp’s net interest margins and loan demand; after peaking at 7.75% in mid‑2023, the policy rate stood at 6.25% in Dec 2025 as inflation eased toward the 2% target, prompting a shift from restrictive to neutral settings. This transition forces repricing of assets and liabilities, compressing margins if deposit rates lag loan yields. Credicorp’s ability to manage its interest‑rate gap across a steeper yield curve and hedging program is critical to sustaining ROE amid rate volatility.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/PESTLE-Content-Economic-Box-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eInflationary Pressures and Purchasing Power\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003ePersistent inflation in the Andean region—Peru CPI 2024 avg ~3.8% and Colombia CPI 2024 avg ~11.6%—erodes real consumer incomes and can increase retail and microfinance non-performing loans, which for Credicorp rose to 3.2% in 2024. Mibanco, exposed to small entrepreneurs, faces margin pressure as input costs climb, risking higher delinquencies in its portfolio where microloan share remains significant. Effective macro inflation control is critical to sustain Credicorp’s consumer credit growth and protect RoA and provisioning levels.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-2_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/PESTLE-Content-Economic-Image.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/PESTLE-Content-Economic-Box-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eCurrency Exchange Volatility\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eThe Peruvian sol's volatility versus the USD materially affects Credicorp given Peru's partial dollarization; a 2023–2024 average annual sol depreciation of about 4.5% increased FX exposure on foreign-currency liabilities. BCRP interventions—using FX reserves that stood near USD 65.5 billion in 2024—have dampened swings but cannot eliminate large shifts that raise borrower default risk from currency mismatches. Credicorp reports employing dynamic hedging and cross-currency swaps, preserving CET1 ratios around 12.5% through 2024 despite FX pressures.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-orange-section\"\u003e\n\u003cdiv class=\"product-box-orange-section4\"\u003e\n\u003cdiv class=\"title-row-orange-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/PESTLE-Content-Economic-Box-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eCommodity Price Dependency\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-orange-section blur_box\"\u003e\n\u003cp\u003ePeru’s economy is heavily dependent on mineral exports—copper accounted for about 54% of export value in 2023—linking Credicorp’s earnings to global copper and gold prices; a 10% copper price rise historically boosts export receipts and FX inflows materially.\u003c\/p\u003e\n\u003cp\u003eHigh commodity prices strengthened the Sol and lifted tax revenues in 2023 (Fiscal revenue up ~6% y\/y), supporting banking activity and loan growth for Credicorp, while a mining downturn would cut corporate investment and slow credit demand.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003e2023: copper ~54% of export value; fiscal revenue +6% y\/y\u003c\/li\u003e\n\u003cli\u003e10% copper move → sizable FX and revenue impact\u003c\/li\u003e\n\u003cli\u003eCommodity boom = stronger Sol, higher tax receipts, improved banking metrics\u003c\/li\u003e\n\u003cli\u003eMining slump = lower investment, weaker credit growth for Credicorp\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-orange-section4\"\u003e\n\u003cdiv class=\"title-row-orange-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/PESTLE-Content-Economic-Box-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eGDP Growth and Economic Recovery\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-orange-section blur_box\"\u003e\n\u003cp\u003ePeru's 2024 GDP growth forecast of ~3.5% and Andean region growth near 3% directly influence credit demand and insurance uptake, with Credicorp's income tied to private investment and household consumption dynamics.\u003c\/p\u003e\n\u003cp\u003eSustained GDP expansion enabled Credicorp to grow loans ~6% YoY in 2024 and allocate capital to digital transformation and long-term strategic initiatives.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eGDP Peru ~3.5% (2024 est)\u003c\/li\u003e\n\u003cli\u003eAndean region ~3% (2024 est)\u003c\/li\u003e\n\u003cli\u003eCredicorp loans +6% YoY (2024)\u003c\/li\u003e\n\u003cli\u003eInvestment into digital projects increased in 2024\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/PESTLE-Content-Economic-Box-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003ePeru: Easing to 6.25% pressures NIMs as inflation, FX and copper risk rise\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eMonetary easing to 6.25% (Dec 2025) compresses NIMs; Peru CPI 2024 ~3.8%, Colombia CPI 2024 ~11.6% raise credit risk; Sol avg annual depreciation ~4.5% (2023–24) increases FX mismatches; copper ~54% of exports (2023) ties earnings to commodity cycles; Peru GDP ~3.5% (2024) supported Credicorp loans +6% YoY (2024).\u003c\/p\u003e\n\u003ctable class=\"tbl_prdct green_head blur_tbl\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth\u003eMetric\u003c\/th\u003e\n\u003cth\u003eValue\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd\u003ePolicy rate (Dec 2025)\u003c\/td\u003e\n\u003ctd\u003e6.25%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003ePeru CPI (2024)\u003c\/td\u003e\n\u003ctd\u003e3.8%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eColombia CPI (2024)\u003c\/td\u003e\n\u003ctd\u003e11.6%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eSol depreciation (avg 23–24)\u003c\/td\u003e\n\u003ctd\u003e−4.5%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eCopper share exports (2023)\u003c\/td\u003e\n\u003ctd\u003e54%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003ePeru GDP (2024)\u003c\/td\u003e\n\u003ctd\u003e3.5%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eCredicorp loans (2024)\u003c\/td\u003e\n\u003ctd\u003e+6% YoY\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003ch2\u003e\n\u003cspan style=\"color: #3BB77E;\"\u003eFull Version Awaits\u003c\/span\u003e\u003cbr\u003eCredicorp PESTLE Analysis\u003c\/h2\u003e\n\u003cp\u003eThe preview shown here is the exact Credicorp PESTLE document you’ll receive after purchase—fully formatted, professionally structured, and ready to use; no placeholders or surprises. The content, layout, and analysis visible in this preview match the downloadable file delivered immediately after payment. Use it as-is for presentations, reports, or strategic planning.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Explore-Preview.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e","brand":"MatrixBCG","offers":[{"title":"Default Title","offer_id":56751216132473,"sku":"credicorp-pestle-analysis","price":10.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0911\/3554\/1625\/files\/credicorp-pestle-analysis.png?v=1772228940","url":"https:\/\/matrixbcg.com\/products\/credicorp-pestle-analysis","provider":"MatrixBCG","version":"1.0","type":"link"}