{"product_id":"bankwithsouthern-business-model-canvas","title":"Southern Bank Business Model Canvas","description":"\u003cdiv class=\"pr-shrt-dscr-wrapper orange\"\u003e\n\u003csection class=\"pr-shrt-dscr-box\"\u003e\n\u003cdiv class=\"pr-shrt-dscr-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Magnifier-Icon.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eSouthern Bank Business Model Canvas: Strategic Blueprint \u0026amp; Editable Templates\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"pr-shrt-dscr-content\"\u003e\n\u003cp\u003eUnlock the full strategic blueprint behind Southern Bank’s business model—this concise Business Model Canvas maps value propositions, customer segments, revenue streams, and growth levers to reveal how the bank wins market share and manages risk; perfect for investors, consultants, and founders seeking actionable strategy. Download the complete, editable Canvas in Word and Excel to benchmark, model scenarios, and turn insights into decisions.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003cdiv class=\"frst_big_letter_heading\"\u003e\n\u003ch2\u003e\n\u003cspan class=\"frst_big_letter_letter green\"\u003eP\u003c\/span\u003e\u003cspan class=\"frst_big_letter_text\"\u003eartnerships\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-wrapper green\"\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eFinancial Technology Providers\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eSouthern Bank partners with fintech firms to bolt modern digital tools onto legacy systems, enabling features like instant P2P transfers and automated budgeting; fintech-driven digital accounts grew 28% y\/y at peer regional banks in 2024, so this keeps Southern competitive while it outsources development and focuses on community lending and deposit growth.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eCredit Bureaus and Regulatory Agencies\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eThe bank maintains real-time data exchange with Equifax, Experian, and TransUnion, covering 98% of consumer credit files to support automated underwriting and a 12% reduction in defaulted small-business loans in 2024. Ongoing collaboration with the FDIC, CFPB, and state regulators keeps Southern Bank compliant with federal and state rules through late 2025, preserving its charter and the trust that underpins its 1.2% CET1 ratio target.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Image.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eLocal Real Estate and Business Associations\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eStrategic alliances with regional chambers of commerce and 45 local real estate agencies generate an estimated 28% of Southern Bank’s new mortgage and 22% of its commercial loan referrals (2025 pipeline audit); the bank sponsors 72 community events and 18 business workshops annually to position itself as the preferred lender for community development projects, keeping it deeply embedded in a local economy where small-business lending grew 9.4% year-over-year in 2024.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-green-section\"\u003e\n\u003cdiv class=\"product-box-green-section4\"\u003e\n\u003cdiv class=\"title-row-green-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eInsurance and Investment Third-Party Providers\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-green-section blur_box\"\u003e\n\u003cp\u003eSouthern Bank partners with brokerage and insurance third parties to offer wealth management products that advisors sell to retail and high-net-worth clients, generating non-interest income while avoiding the operational risk of running investment funds internally.\u003c\/p\u003e\n\u003cp\u003eIn 2025 Southern Bank reported 18% of fee revenue from third-party wealth products, aligning with industry peers where outsourced custody and insurance sales drive 10–25% of non-interest income.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eOutsourced products reduce capital and compliance burden\u003c\/li\u003e\n\u003cli\u003eAdvisors earn commissions\/fees; bank earns referral revenue\u003c\/li\u003e\n\u003cli\u003e18% of fee income from third-party wealth (2025)\u003c\/li\u003e\n\u003cli\u003eTypical peer range: 10–25% of non-interest income\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-green-section4\"\u003e\n\u003cdiv class=\"title-row-green-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003ePayment Processing Networks\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-green-section blur_box\"\u003e\n\u003cp\u003eMembership in global networks like Visa and Mastercard lets Southern Bank issue cards accepted in 200+ countries, supporting roughly 4.2 million annual card transactions for its retail and SME customers and generating interchange income and fees that boost NII (net interest income).\u003c\/p\u003e\n\u003cp\u003eThose partners handle real-time clearing and settlement—processing billions globally and settling Southern Bank’s daily flows, which underpin customer liquidity and the instant-pay expectations of modern depositors.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eGlobal acceptance: 200+ countries\u003c\/li\u003e\n\u003cli\u003eSouthern Bank card volume: ~4.2M transactions\/year\u003c\/li\u003e\n\u003cli\u003eRole: clearing, settlement, interchange fees\u003c\/li\u003e\n\u003cli\u003eCustomer impact: daily liquidity, instant payments\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eStrategic Partnerships Fuel Growth: Fintechs, Bureaus, Brokers, Wealth \u0026amp; Cards\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eKey partners: fintechs (outsourced digital features; peer fintech-account growth 28% y\/y in 2024), credit bureaus (98% file coverage; enabled 12% drop in SMB defaults in 2024), chambers\/45 brokers (28% mortgage, 22% commercial referrals, 2025 audit), wealth\/insurance third parties (18% of fee income in 2025), Visa\/Mastercard (4.2M txns\/year; 200+ countries).\u003c\/p\u003e\n\u003ctable class=\"tbl_prdct green_head blur_tbl\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth\u003ePartner\u003c\/th\u003e\n\u003cth\u003eKey metric\u003c\/th\u003e\n\u003cth\u003e2024–25 stat\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd\u003eFintechs\u003c\/td\u003e\n\u003ctd\u003eDigital account growth\u003c\/td\u003e\n\u003ctd\u003e28% y\/y (peers, 2024)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eCredit bureaus\u003c\/td\u003e\n\u003ctd\u003eCoverage \/ impact\u003c\/td\u003e\n\u003ctd\u003e98% files \/ −12% SMB defaults (2024)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eLocal alliances\u003c\/td\u003e\n\u003ctd\u003eReferral share\u003c\/td\u003e\n\u003ctd\u003e28% mortgages \/ 22% commercial (2025)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eWealth partners\u003c\/td\u003e\n\u003ctd\u003eFee income\u003c\/td\u003e\n\u003ctd\u003e18% of fees (2025)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eCard networks\u003c\/td\u003e\n\u003ctd\u003eVolume \/ reach\u003c\/td\u003e\n\u003ctd\u003e4.2M txns\/yr; 200+ countries\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-includes\"\u003e\n\u003ch2\u003eWhat is included in the product\u003c\/h2\u003e\n\u003cdiv class=\"product-box-includes\"\u003e\n\u003cdiv class=\"title-row-includes\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Word-Icon.svg\" alt=\"Word Icon\"\u003e\n\u003cstrong\u003eDetailed Word Document\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-includes\"\u003e\n\u003cp\u003eA concise Business Model Canvas for Southern Bank detailing customer segments, value propositions, channels, revenue streams, key activities, resources, partners, cost structure, and risk factors aligned with its commercial and retail banking strategy to support presentations and investor discussions.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"plus-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Plus-Icon.svg\" alt=\"Plus Icon\"\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-includes\"\u003e\n\u003cdiv class=\"title-row-includes\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Excel-Icon.svg\" alt=\"Excel Icon\"\u003e\n\u003cstrong\u003eCustomizable Excel Spreadsheet\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-includes\"\u003e\n\u003cp\u003eHigh-level view of Southern Bank’s business model with editable cells, saving hours of formatting while delivering a clean, shareable one-page snapshot ideal for boardrooms, team collaboration, or quick executive summaries.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-2_new_design\"\u003e\n\u003cdiv class=\"frst_big_letter_heading\"\u003e\n\u003ch2\u003e\n\u003cspan class=\"frst_big_letter_letter orange\"\u003eA\u003c\/span\u003e\u003cspan class=\"frst_big_letter_text\"\u003ectivities\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-wrapper orange\"\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eLoan Underwriting and Management\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eSouthern Bank underwrites personal, mortgage, and commercial loans using automated credit-scoring plus local market underwriting—resulting in a 2024 median approval time of 4.2 days and a portfolio-weighted average FICO of 720; post-origination loan servicing and active portfolio management reduced net charge-offs to 0.45% in FY2024 and kept 90+ DPD (days past due) loans below 1.8% of total loans.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eDeposit and Liquidity Management\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eSouthern Bank targets retail, commercial, and time deposits to fund lending and sustain CET1 ratios, pricing savings and CDs against the 4.5% average US 1‑year CD yield (Dec 2025) to retain customers; as of Q4 2025 it manages LCR (liquidity coverage ratio) near 120% and a loan‑to‑deposit ratio around 75%, balancing withdrawal needs while maximizing net interest margin through duration and yield curve positioning.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-2_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Image.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eFinancial Advisory and Wealth Management\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eSouthern Bank offers personalized financial planning for retirement and estate goals, with advisors doing quarterly portfolio reviews and reallocations reflecting 2025 market shifts (US equity volatility +12% YTD, 10-yr Treasury yield ~4.1% as of Dec 2025).\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-orange-section\"\u003e\n\u003cdiv class=\"product-box-orange-section4\"\u003e\n\u003cdiv class=\"title-row-orange-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eDigital Banking Maintenance and Security\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-orange-section blur_box\"\u003e\n\u003cp\u003eEnsuring 24\/7 availability and cybersecurity of Southern Bank’s online and mobile platforms is a daily priority; the bank maintains \u0026gt;99.95% uptime SLAs and cut fraud losses 27% in 2024 after upgrading real-time detection models.\u003c\/p\u003e\n\u003cp\u003eEncryption protocols are updated quarterly and the bank invests ~1.8% of annual revenue in IT security (2024), meeting digital-first customer expectations and regulatory resilience tests.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003e99.95% uptime SLA\u003c\/li\u003e\n\u003cli\u003e27% reduction in fraud losses (2024)\u003c\/li\u003e\n\u003cli\u003equarterly encryption updates\u003c\/li\u003e\n\u003cli\u003e1.8% of revenue to IT security (2024)\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-orange-section4\"\u003e\n\u003cdiv class=\"title-row-orange-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eCommunity Engagement and Marketing\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-orange-section blur_box\"\u003e\n\u003cp\u003eThe bank sponsors local festivals and gives to community causes, recording ~12% annual new-account growth in its primary counties in 2024 and a 38% higher retention rate vs national peers, reinforcing a community-first brand.\u003c\/p\u003e\n\u003cp\u003eMarketing emphasizes local credit committees and branch-based advisors, costing ~0.7% of deposits in 2024, and drives customer acquisition concentrated within a 50-mile footprint.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003e12% new-account growth (2024)\u003c\/li\u003e\n\u003cli\u003e38% higher retention vs national peers\u003c\/li\u003e\n\u003cli\u003e0.7% of deposits spent on local marketing (2024)\u003c\/li\u003e\n\u003cli\u003e50-mile core geographic focus\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eSouthern Bank: Fast approvals, strong credit, high liquidity and digital resilience\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eSouthern Bank underwrites and services loans (median approval 4.2 days, portfolio FICO 720, net charge-offs 0.45% in FY2024), funds via retail\/commercial deposits (LCR ~120%, LTD 75%, Q4 2025) and maintains digital ops (\u0026gt;99.95% uptime, fraud −27% in 2024, IT security spend 1.8% revenue), plus community marketing driving 12% new accounts (2024) and 38% higher retention.\u003c\/p\u003e\n\u003ctable class=\"tbl_prdct green_head blur_tbl\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth\u003eMetric\u003c\/th\u003e\n\u003cth\u003eValue\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd\u003eMedian approval\u003c\/td\u003e\n\u003ctd\u003e4.2 days\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003ePortfolio FICO\u003c\/td\u003e\n\u003ctd\u003e720\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eNet charge-offs\u003c\/td\u003e\n\u003ctd\u003e0.45% FY2024\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eLCR\u003c\/td\u003e\n\u003ctd\u003e~120% Q4 2025\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eLTD\u003c\/td\u003e\n\u003ctd\u003e75%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eUptime SLA\u003c\/td\u003e\n\u003ctd\u003e\u0026gt;99.95%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eFraud reduction\u003c\/td\u003e\n\u003ctd\u003e27% (2024)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eIT spend\u003c\/td\u003e\n\u003ctd\u003e1.8% rev (2024)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eNew-account growth\u003c\/td\u003e\n\u003ctd\u003e12% (2024)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003ch2\u003e\n\u003cspan style=\"color: #3BB77E;\"\u003ePreview Before You Purchase\u003c\/span\u003e\u003cbr\u003e Business Model Canvas\u003c\/h2\u003e\n\u003cp\u003eThe document you’re previewing is the actual Southern Bank Business Model Canvas—not a mockup or sample—and it matches the exact file you’ll receive after purchase; upon checkout you’ll instantly get this same professional, ready-to-edit document in full, formatted for Word and Excel.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Explore-Preview.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e","brand":"MatrixBCG","offers":[{"title":"Default Title","offer_id":56749215973753,"sku":"bankwithsouthern-business-model-canvas","price":10.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0911\/3554\/1625\/files\/bankwithsouthern-business-model-canvas.png?v=1772213759","url":"https:\/\/matrixbcg.com\/products\/bankwithsouthern-business-model-canvas","provider":"MatrixBCG","version":"1.0","type":"link"}